Evolution Funding Ltd T/A My Car Credit Reviews

Name: Evolution Funding Ltd T/A My Car Credit
Address: Evolution House, Smeckley Wood Close, Chesterfield, Evolution House, Smeckley Wood Close, Chesterfield, Chesterfield
Rating: 4.83

4.8 Rating 5,550 Reviews

96 %

of reviewers recommend Evolution Funding Ltd T/A My Car Credit

Company Reviews

Metrics

Info

4.8

Based on 5,550 reviews

Shipping & Delivery
Delivery Methods	Own Driver
On-time Delivery	100%
Customer Service
Communication Channels	Email, Telephone
Queries Resolved In	Under An Hour

About Evolution Funding Ltd T/A My Car Credit:

Rates from 9.9% APR. Representative APR 10.9%. Evolution Funding Ltd T/A My Car Credit.

We’re part of the UK’s largest motor finance broker, Evolution Funding, and we’ve been helping customers to buy cars on finance for nearly 20 years, on HP, PCP or personal loan.

At My Car Credit, applying for your car loan is quick and easy. Fill out our online application form in just a few short minutes and you’ll receive an instant, online decision on car finance - anytime of day!

We welcome all types of credit profile, you can buy your car from any dealer, and there is no deposit or fees. Our unique underwriting policy places you, the customer, first.

We’ll assess our broad panel of lenders to get you the right finance rate for your circumstances, without impacting on your credit profile*. We’ll then hold your hand throughout the process to ensure that you have a hassle-free experience of buying your dream car on finance.

We've been named 'Best Direct Consumer Proposition' at the Car Finance Awards and awarded 'Best Broker' for 9 consecutive years!

* Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Visit Website

Phone:

01246 458810

Email:

marketing@mycarcredit.co.uk

Location:

Evolution House, Smeckley Wood Close, Chesterfield,
Evolution House, Smeckley Wood Close, Chesterfield
Chesterfield
S41 9PZ

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Evolution Funding Ltd T/A My Car Credit 5 star review on 19th February 2026

132

Anonymous

Anonymous // 01/01/2019

Sort by: Most Recent Most Recent Highest Rated Filter: None None 5 Stars 4 Stars 3 Stars 2 Stars 1 Stars Helpful

“Am so happy thanks”

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Posted 2 years ago

“Got there in the end.Really to check out there approved garages some I wouldn't recommend”

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Posted 2 years ago

Hi, thanks for leaving us a review. We are sorry to hear you were disappointed with our service, and have looked into your experience following your feedback. To protect the interests of all involved, including our customers, we do vet all dealers and have strict criteria when approving dealers so expect a high standard of service. We will investigate further, and apologise for any inconvenience caused. We hope you are enjoying your new vehicle. With regards, My Car Credit

Posted 2 years ago

“Quick and efficient.”

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Posted 2 years ago

“Uncomplicated and they’re every step of the way. Anthony Hamilton has been amazing. Thank you!”

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Posted 2 years ago

“Great services! My experience with Molly was great. She helped me through all the entire process and explained what I needed to do with patience and understanding. Thank you for your excellent services!”

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Posted 2 years ago

“Wonderful”

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Posted 2 years ago

“Very cooperative and respectful, easy communication, they explain the steps very well, and their procedures are fast. Thank you very much”

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Posted 2 years ago

“Jerome was very helpful he made everything so easy and simple and he kept on informing me of every step. I can not thank him enough. Thank you for my car credit.”

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Posted 2 years ago

“James has been brilliant, always kept me up to date and helped me to get the best deal he could. Super happy - I’d highly recommend!”

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Posted 2 years ago

“Craig was great, regular updates and always answered any questions I had with patience and understanding. Great service”

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Posted 2 years ago

“The best car credit company l recommended”

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Posted 2 years ago

“Craig was amazing, He kept me updated through the whole process! I would high recommend this company!”

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Posted 2 years ago

“Very quick service, everytime I phoned in if I missed a call and didn't get my advisor, the other agent was more than happy to help. Cannot fault the service provided”

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Posted 2 years ago

“Excellent all round”

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Posted 2 years ago

“Well It was worst experience they gave me approval get my agreement on place and when funds were released to the dealer from finance company they gave me no reason why cancelling it at last minute it was a nightmare I won't refer to anybody..”

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Posted 2 years ago

Dear Appu, we are sorry to hear that you are unhappy with your experience. We are unable to provide additional information on a public platform and wish you all the best with securing finance elsewhere. Kind regards, My Car Credit.

Posted 2 years ago

“They are very helpful , they explained much easier . They did a find me so quickly and so easy and finally they did a done everything so quickly. I am so happy I did a work with this company”

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Posted 2 years ago

“Really simple and easy application process. My representative Brianna was in regular contact, ensuring I was fully informed throughout the entire transaction….a very pleasant experience, thank you.”

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Posted 2 years ago

“Excellent”

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Posted 2 years ago

“This was the longest drawn out process ever, there was no coordination regarding document collection and we were very close to cancelling on several occasions. I understand due dilligence but this was to the extreme. The dealership we dealt with has said that in 30 years of trading they have never experienced such behaviour.”

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Posted 2 years ago

Hi, thanks for leaving us a review. We are sorry to hear you were unhappy with our service. We take negative reviews very seriously and so have looked into your application further. We can see there was some back and forth during the processing of your application - some of this was unavoidable due to the due diligence we perform on behalf of the lender. As the deposit placed for this application was higher than typical finance applications, the lender required further proofs and checks to complete the application. We apologise for any inconvenience this has caused, and hope you are enjoying your new car. With regards, MCC

Posted 2 years ago

“Excellent service and communication from Lewis every step of the way. Thank You”

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Posted 2 years ago

Evolution Funding Ltd T/A My Car Credit is rated 4.8 based on 5,550 reviews