Evolution Funding Ltd T/A My Car Credit Reviews

Name: Evolution Funding Ltd T/A My Car Credit
Address: Evolution House, Smeckley Wood Close, Chesterfield, Evolution House, Smeckley Wood Close, Chesterfield, Chesterfield
Rating: 4.83

4.8 Rating 5,249 Reviews

97 %

of reviewers recommend Evolution Funding Ltd T/A My Car Credit

Company Reviews

Metrics

Info

4.8

Based on 5,249 reviews

Shipping & Delivery
Delivery Methods	Own Driver, Courier
Average Delivery Time	Next Day
On-time Delivery	Greater than 91%
Accurate And Undamaged Orders	Greater than 94%
Customer Service
Communication Channels	Email, Telephone, Live Chat
Queries Resolved In	Under An Hour
Customer Service	4.8 out of 5

About Evolution Funding Ltd T/A My Car Credit:

Rates from 9.9% APR. Representative APR 10.9%. Evolution Funding Ltd T/A My Car Credit.

We’re part of the UK’s largest motor finance broker, Evolution Funding, and we’ve been helping customers to buy cars on finance for nearly 20 years, on HP, PCP or personal loan.

At My Car Credit, applying for your car loan is quick and easy. Fill out our online application form in just a few short minutes and you’ll receive an instant, online decision on car finance - anytime of day!

We welcome all types of credit profile, you can buy your car from any dealer, and there is no deposit or fees. Our unique underwriting policy places you, the customer, first.

We’ll assess our broad panel of lenders to get you the right finance rate for your circumstances, without impacting on your credit profile*. We’ll then hold your hand throughout the process to ensure that you have a hassle-free experience of buying your dream car on finance.

We've been named 'Best Direct Consumer Proposition' at the Car Finance Awards and awarded 'Best Broker' for 9 consecutive years!

* Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Visit Website

Phone:

01246 458810

Email:

marketing@mycarcredit.co.uk

Location:

Evolution House, Smeckley Wood Close, Chesterfield,
Evolution House, Smeckley Wood Close, Chesterfield
Chesterfield
S41 9PZ

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Evolution Funding Ltd T/A My Car Credit 5 star review on 2nd May 2025

Benjamin Gardner

Evolution Funding Ltd T/A My Car Credit 5 star review on 23rd March 2025

Christopher Loynes

Evolution Funding Ltd T/A My Car Credit 5 star review on 22nd March 2025

GOMAS KAMALESWARAN

Evolution Funding Ltd T/A My Car Credit 5 star review on 16th March 2025

Anonymous

130

Anonymous

Anonymous // 01/01/2019

Filter: Rated 4 None 5 Stars 4 Stars 3 Stars 2 Stars 1 Stars Helpful

“It was really good”

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Posted 1 week ago

“Easy company to deal with, though I feel like there was to many emails sent. Did fail to communicate the finance decision to me though.”

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Posted 3 weeks ago

“Great Experience.”

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Posted 1 month ago

“Good overall, APR deal lower than most dealerships. Support is good, just a some downs with communication with dealerships that added delay to the process.”

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Posted 1 month ago

“Car Credit is the cheapest and they have a very straight forward process for car finace. They are the best”

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Posted 1 month ago

“The process for the most part was fine. From first application to being finalised with payment being sent was pretty fast. I was given a criteria to stay with when selecting a car based on age and mileage. The only problem I had was even though I had kept to the criteria given, there was criteria imposed by the finance companies that were not explained, nor an explanation given when either the car, or the garage you were selecting was rejected. I had to choose 4-5 cars before one was accepted.”

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Posted 1 month ago

Dear Simon, Thank you for your review, we really appreciate your feedback. While we aim to make the process as transparent as possible, sometimes finance providers apply additional checks. These checks can relate to factors like the dealership’s registration, trading history, or financial position, and unfortunately, the reasons for a decline aren’t always disclosed to us. Because of this, and to avoid giving you incorrect or speculative information, we may not always be able to explain the decision at the time. We understand this may be frustrating and we apologise for any inconvenience. We would like to thank you again for leaving a review and for using My Car Credit. Kind regards, My Car Credit

Posted 1 month ago

“Process from start to finish was easy and fast;”

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Posted 2 months ago

“Easy and helpful . Fast transaction”

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Posted 3 months ago

“Customer service staff is good and helped to go on finance for my car but APR is little bit more.”

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Posted 3 months ago

“Excellent, a fantastic service. I would definitely use them again.”

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Posted 5 months ago

“Thank you so much for everything Molly is the best.”

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Posted 6 months ago

“The customer service people were great especially molly who was in charge of my finance”

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Posted 9 months ago

“Quick and easy. Help me most of the way .Only thing I was VERY disappointed with was when credit has been sold and you have been excepted. Don't here from anyone I had to call .too see how things where going...... ALSO BECAUSE I DIDN'T GET FINANCE WITH DEALER I AM NOW FACED WITH A £299 .FEE FROM DEALERS WHEN I PICK UP CAR .NO ONE TELLS YOU ABOUT THIS .. CALLED FINANCE COMPANY. WAS NOT INTERESTED. I GOT TO PAY 299 NOT POUNDS. NOT HAPPY”

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Posted 10 months ago

“Very good service had a quote in minutes easy to talk to went through the whole process in fine detail very good service”

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Posted 10 months ago

“Sorted everything efficiently but could have been a little more communative.”

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Posted 11 months ago

“Very friendly and professional service although attention to detail caused a delay. Overall very pleased”

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Posted 11 months ago

“I felt personally that the process was a bit slower than it needed to be, i dealt with Olly on the phone who to be fair was great and helped to speed things up for me, thanks again Olly for all your help it was greatly appreciated.”

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Posted 1 year ago

“Very good service overall. Just under 2 weeks from initial enquiry to picking up my car”

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Posted 1 year ago

“Fantastic service”

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Posted 1 year ago

“Andrew the advisor was extremely polite and helpful throughout the entire process. Can’t complain about this company whatsoever ⭐️⭐️⭐️⭐️”

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Posted 1 year ago

Evolution Funding Ltd T/A My Car Credit is rated 4.8 based on 5,249 reviews