Evolution Funding Ltd T/A My Car Credit Reviews

Name: Evolution Funding Ltd T/A My Car Credit
Address: Evolution House, Smeckley Wood Close, Chesterfield, Evolution House, Smeckley Wood Close, Chesterfield, Chesterfield
Rating: 4.83

4.8 Rating 5,543 Reviews

96 %

of reviewers recommend Evolution Funding Ltd T/A My Car Credit

Company Reviews

Metrics

Info

4.8

Based on 5,543 reviews

Shipping & Delivery
Delivery Methods	Own Driver
On-time Delivery	100%
Customer Service
Communication Channels	Email, Telephone
Queries Resolved In	Under An Hour

About Evolution Funding Ltd T/A My Car Credit:

Rates from 9.9% APR. Representative APR 10.9%. Evolution Funding Ltd T/A My Car Credit.

We’re part of the UK’s largest motor finance broker, Evolution Funding, and we’ve been helping customers to buy cars on finance for nearly 20 years, on HP, PCP or personal loan.

At My Car Credit, applying for your car loan is quick and easy. Fill out our online application form in just a few short minutes and you’ll receive an instant, online decision on car finance - anytime of day!

We welcome all types of credit profile, you can buy your car from any dealer, and there is no deposit or fees. Our unique underwriting policy places you, the customer, first.

We’ll assess our broad panel of lenders to get you the right finance rate for your circumstances, without impacting on your credit profile*. We’ll then hold your hand throughout the process to ensure that you have a hassle-free experience of buying your dream car on finance.

We've been named 'Best Direct Consumer Proposition' at the Car Finance Awards and awarded 'Best Broker' for 9 consecutive years!

* Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Visit Website

Phone:

01246 458810

Email:

marketing@mycarcredit.co.uk

Location:

Evolution House, Smeckley Wood Close, Chesterfield,
Evolution House, Smeckley Wood Close, Chesterfield
Chesterfield
S41 9PZ

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Evolution Funding Ltd T/A My Car Credit 5 star review on 19th February 2026

132

Anonymous

Anonymous // 01/01/2019

Sort by: Most Recent Most Recent Highest Rated Filter: None None 5 Stars 4 Stars 3 Stars 2 Stars 1 Stars Helpful

“They took a chance on me when no one else would. Hadji, was there for me every step of the way.....answered all my questions and sorted it all for me”

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Posted 1 month ago

“Best rate at the time, organised everything for me, straight forward process, excellent Comms and customer service, I will recommend them, and use their services again”

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Posted 1 month ago

“Such a smooth process. And all employees who helped were professional and extremely helpful.”

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Posted 1 month ago

“Connor made something I found quite stressful - very easy! He helped me find a car that matched my specifications and dealt with everything. A very smooth, easy process.”

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Posted 1 month ago

“I was quite shocked that I got approved for credit, I originally was shopping at Carsa for a car, who managed to get my pre-approved with Evolution Funding... Sadly I got messed around with Carsa but upon speaking to Evolution Funding they can finance any car at a reputable dealership. Luckily enough I managed to find a car that I was after and Evolution Funding/My Car Credit were extremely helpful, Molly was assigned to my application and was extremely helpful and very polite and positive to talk to. The only thing I really struggled with was signing the agreements through their third party but I managed to do it correctly”

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Posted 1 month ago

“MyCarCredit was great throughout the entire process of me purchasing my vehicle, Molly was very understanding and helpful even though I had to mess around and change the agreement, would definitely recommend, perfect service.”

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Posted 1 month ago

“Outstanding customer service explained everything and answered all my questions very helpful staff”

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Posted 1 month ago

“Molly was of great assistance from start to finish during my application process. Many thanks to her and Car Credit”

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Posted 1 month ago

“Molly was of great assistance from start to finish during my application process. Many thanks to her and Car Credit”

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Posted 1 month ago

“Excellent from start to finish. Everbybody who I spoke to was helpful, friendly, and could not do more to help me. Went the extra mile to assist in me getting the car I wanted. Top service. Thank you”

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Posted 1 month ago

“Big thanks to Molly, she was extremely helpful and understanding Especially with the constant vehicle and dealer changes, everything organised easily and I pick my new car up tomorrow 👍”

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Posted 1 month ago

“Very good I got the car what I wanted 😊”

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Posted 1 month ago

“I was using other well advertised vehicle finance brokers who was charging double for the same lenders these guys are great at what they do and are very helpful I would highly recommend after my pleasant and smooth experience”

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Posted 1 month ago

“Very helpful and made getting new car nice and easy every step of the way thanks to MOLLY thank you would recommend”

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Posted 1 month ago

“Every thing went smoothly”

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Posted 1 month ago

“Molly was excellent from start to finish she answered every question promptly. The whole process was very quick and I was made to feel very well looked after. Thank you so much I would definitely recommend.”

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Posted 1 month ago

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Posted 1 month ago

“For what can Bea convoluted and stressful process, MyCar Credit made it very easy!”

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Posted 1 month ago

“Everything was easy for me”

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Posted 1 month ago

“Totally awful service and I would avoid at all costs. Changed product offering without prior notice. Failed to send over paperwork properly. Failed to return call when agreed - and once I did speak to my account manager - he informed me he had been too busy. When account manger me I was in a meeting and called back ten minutes later and colleague failed to pass message onto my account manager which almost delayed car collection day and time. When I did speak to my account manager at 5.05pm he told me that I should be grateful he was staying behind to get the paperwork through ! Following morning (collection day) informed paperwork still wasn’t approved. Had it not been for my insistence on collecting car on the day agreed - would have had to waste a days annual leave and collect the car on Saturday Overall, service has been poor”

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Posted 2 months ago

Dear Andrew, Thank you for your review. We are very sorry to hear about your experience with My Car Credit. It's our priority to ensure our customers have a positive and seamless experience. We are currently investigating your application and we aim to update our response to you as soon as possible. Please note that a My Car Credit advisor may attempt to reach out to you directly where necessary. If you have any further queries or issues in the meantime, please email complaints@evolutionfunding.com and a member of our team will get back to you as soon as possible. Kind regards, My Car Credit

Posted 1 month ago

Dear Andrew, Thank you again for your feedback and patience while we investigated your application. From reviewing the timeline, your delivery date was brought forward on the 4th, which unfortunately left only a very short window for us to move the application from acceptance through to payout, and at that stage we were still awaiting some key documents. We also recognise that we could have communicated more clearly about the timeframes involved and how several steps need to fall into place to meet a same-day turnaround. We are actively reviewing our processes and have relayed this back to our team to ensure we retain our usually high communication standards. Our advisor stayed behind after hours to help progress the application, and we’re pleased that the funds were successfully paid out to the dealership the same day so you could collect your vehicle. We have reviewed all communications and we are unable to find any instances of comments being made to you by the advisor about staying behind after hours. We would like to thank you again for your feedback. If you have any further queries or feel that any matters remain unresolved, please email complaints@evolutionfunding.com and a member of our team will get back to you as soon as possible. Kind regards, My Car Credit

Posted 1 month ago

Evolution Funding Ltd T/A My Car Credit is rated 4.8 based on 5,543 reviews