Evolution Funding Ltd T/A My Car Credit Reviews

Name: Evolution Funding Ltd T/A My Car Credit
Address: Evolution House, Smeckley Wood Close, Chesterfield, Evolution House, Smeckley Wood Close, Chesterfield, Chesterfield
Rating: 4.83

4.8 Rating 5,398 Reviews

97 %

of reviewers recommend Evolution Funding Ltd T/A My Car Credit

Company Reviews

Metrics

Info

4.8

Based on 5,398 reviews

Shipping & Delivery
Delivery Methods	Own Driver, Courier
Average Delivery Time	Next Day
On-time Delivery	Greater than 92%
Accurate And Undamaged Orders	95%
Customer Service
Communication Channels	Email, Telephone, Live Chat
Queries Resolved In	Under An Hour
Customer Service	4.8 out of 5

About Evolution Funding Ltd T/A My Car Credit:

Rates from 9.9% APR. Representative APR 10.9%. Evolution Funding Ltd T/A My Car Credit.

We’re part of the UK’s largest motor finance broker, Evolution Funding, and we’ve been helping customers to buy cars on finance for nearly 20 years, on HP, PCP or personal loan.

At My Car Credit, applying for your car loan is quick and easy. Fill out our online application form in just a few short minutes and you’ll receive an instant, online decision on car finance - anytime of day!

We welcome all types of credit profile, you can buy your car from any dealer, and there is no deposit or fees. Our unique underwriting policy places you, the customer, first.

We’ll assess our broad panel of lenders to get you the right finance rate for your circumstances, without impacting on your credit profile*. We’ll then hold your hand throughout the process to ensure that you have a hassle-free experience of buying your dream car on finance.

We've been named 'Best Direct Consumer Proposition' at the Car Finance Awards and awarded 'Best Broker' for 9 consecutive years!

* Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Visit Website

Phone:

01246 458810

Email:

marketing@mycarcredit.co.uk

Location:

Evolution House, Smeckley Wood Close, Chesterfield,
Evolution House, Smeckley Wood Close, Chesterfield
Chesterfield
S41 9PZ

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Evolution Funding Ltd T/A My Car Credit 5 star review on 17th August 2025

131

Anonymous

Anonymous // 01/01/2019

Sort by: Most Recent Most Recent Highest Rated Filter: None None 5 Stars 4 Stars 3 Stars 2 Stars 1 Stars Helpful

“My car broke down a few days ago and getting to work became expensive and exhausting as I had to hail taxis or hike a ride. Cargiant declined my application and it felt like all trees were slippery and was giving up on getting myself a reliable car. I almost bought another cheap car until I downloaded clear score and My carcredit came at the top as the most reliable financier. I casually applied and the rest is history. I’m now a proud owner of a Toyota Yaris hybrid hatchback (2021). My car credit trusted me and came through for me while I needed that most. Now my work has gotten easier again. Kudos to Josh, Jak and the entire team. I’m definitely referring my friends. Blessings.”

Evolution Funding Ltd T/A My Car Credit 5 star review on 30th November 2024

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Posted 10 months ago

“The whole process has been very easy and Craig has been extremely helpful and always communicated effectively with me at every step of the way.”

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Posted 22 hours ago

“Connor Dimitrasch, literally not enough words to describe how good he is not only at his job but also a human being, top, top bloke we had a rough journey with dealers etc but he would keep me updated everyday. 5* service from Connor throughout the whole process and just a really nice chap I would 100% be recommend him to anyone. Appreciate all your help Connor and everyone I spoke to at mycarcredit.”

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Posted 2 days ago

“Molly was incredibly helpful and supportive throughout the whole process!”

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Posted 6 days ago

“Simply the best car credit on the market. Fast with a decision Efficient with dealing with my request and getting it sorted. Friendly and very helpful.”

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Posted 6 days ago

“They couldn't be more helpful!”

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Posted 1 week ago

“Connor and his colleagues are an exceptionally efficient, professional and approachable team. Customer care was consistent exemplary, Connor even managed to secure an even better interest rate. Thank you Connor and all - stay amazing! Looking forward to collecting my new set of wheels, couldn’t have done it without you!”

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Posted 1 week ago

“Very very happy no time wasted very professional service”

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Posted 1 week ago

“Connor was a dream to chat to, really helpful and knowledgable he went above and beyond on multiple occasions to help me.”

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Posted 2 weeks ago

“Faultless - No issues and an easy process”

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Posted 2 weeks ago

“Sales and commission driven individuals who don't listen to the customer. Bad experience as they released funds to Dealership without authorisation. On numerous emails and telephone conversation it was specified not to release funds until I am back into the country. Also no central point of contract as various advisors. Not recommended”

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Posted 2 weeks ago

Dear Shameem, Thank you for taking the time to share your feedback. We’re sorry to hear you felt disappointed with your experience. Our advisor explained that we aim to make payment to the dealer as soon as possible to secure your chosen vehicle. We can confirm that you mentioned at the time that this wasn’t an issue, so we’re sorry to hear this has led to a negative review. If you’d like to discuss this further or share more about your experience, we’d be happy to talk it through and see how we can help. Please email complaints@evolutionfunding.com and a member our team will get back to you as soon as possible. Kind regards, My Car Credit

Posted 1 week ago

“Great customer experience and easy process”

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Posted 2 weeks ago

“Very good and quick, well worth a look.”

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Posted 2 weeks ago

“super rapizi”

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Posted 2 weeks ago

“My Car Credit, is super Amazing. They gave me my dream car within minutes without stress. I recommend them to anyone.”

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Posted 3 weeks ago

“Extremely happy with the service and care I received from Craig today. Was extremely friendly and informative and went to great lengths to help me in the situation would 100% recommend”

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Posted 3 weeks ago

“Excellent service from start to finish. The team was clear, supportive, and made the whole finance process smooth and stress free. Highly recommend! I love my car!!!!!”

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Posted 3 weeks ago

““I had a great experience with my car credit for my car loan. The team was really helpful throughout the entire process, making everything clear and easy to understand. They guided me step by step, answered all my questions, and made financing my car stress-free. I would definitely recommend them to anyone looking for a smooth and reliable car loan experience.”

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Posted 3 weeks ago

“Excellent service, highly recommended, great communication.”

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Posted 3 weeks ago

“I highly recommend this credit broker. The process was incredibly fast, with a decision made very quickly. What impressed me most was how easy they made everything; it required minimal effort on my part.thank you Joshua”

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Posted 4 weeks ago

“Very communicative. Fast and easy application.”

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Posted 4 weeks ago

Evolution Funding Ltd T/A My Car Credit is rated 4.8 based on 5,398 reviews