Evolution Funding Ltd T/A My Car Credit Reviews

Name: Evolution Funding Ltd T/A My Car Credit
Address: Evolution House, Smeckley Wood Close, Chesterfield, Evolution House, Smeckley Wood Close, Chesterfield, Chesterfield
Rating: 4.83

4.8 Rating 5,350 Reviews

97 %

of reviewers recommend Evolution Funding Ltd T/A My Car Credit

Company Reviews

Metrics

Info

4.8

Based on 5,350 reviews

Shipping & Delivery
Delivery Methods	Own Driver, Courier
Average Delivery Time	Next Day
On-time Delivery	Greater than 92%
Accurate And Undamaged Orders	95%
Customer Service
Communication Channels	Email, Telephone, Live Chat
Queries Resolved In	Under An Hour
Customer Service	4.8 out of 5

About Evolution Funding Ltd T/A My Car Credit:

Rates from 9.9% APR. Representative APR 10.9%. Evolution Funding Ltd T/A My Car Credit.

We’re part of the UK’s largest motor finance broker, Evolution Funding, and we’ve been helping customers to buy cars on finance for nearly 20 years, on HP, PCP or personal loan.

At My Car Credit, applying for your car loan is quick and easy. Fill out our online application form in just a few short minutes and you’ll receive an instant, online decision on car finance - anytime of day!

We welcome all types of credit profile, you can buy your car from any dealer, and there is no deposit or fees. Our unique underwriting policy places you, the customer, first.

We’ll assess our broad panel of lenders to get you the right finance rate for your circumstances, without impacting on your credit profile*. We’ll then hold your hand throughout the process to ensure that you have a hassle-free experience of buying your dream car on finance.

We've been named 'Best Direct Consumer Proposition' at the Car Finance Awards and awarded 'Best Broker' for 9 consecutive years!

* Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Visit Website

Phone:

01246 458810

Email:

marketing@mycarcredit.co.uk

Location:

Evolution House, Smeckley Wood Close, Chesterfield,
Evolution House, Smeckley Wood Close, Chesterfield
Chesterfield
S41 9PZ

Write Your review

Tell us how Evolution Funding Ltd T/A My Car Credit made you happy

Help future customers by talking about customer service, price, delivery, returns & refunds.

Minimum 10 characters

Would you like to add a photos or videos?

Strengthen your review by uploading photos & videos.

Drag files here or browse

(Supported files: jpg, png, mpeg, ogg, mp4 & webm)

What's your name?

Leave this blank if you'd like to publish your review anonymously.

(Optional)

What's your email?

We need your email address to verify that your review is genuine

Please note that we may share your email with the company to verify your order.

Evolution Funding Ltd T/A My Car Credit 5 star review on 17th August 2025

131

Anonymous

Anonymous // 01/01/2019

Sort by: Most Recent Most Recent Highest Rated Filter: None None 5 Stars 4 Stars 3 Stars 2 Stars 1 Stars Helpful

“My car broke down a few days ago and getting to work became expensive and exhausting as I had to hail taxis or hike a ride. Cargiant declined my application and it felt like all trees were slippery and was giving up on getting myself a reliable car. I almost bought another cheap car until I downloaded clear score and My carcredit came at the top as the most reliable financier. I casually applied and the rest is history. I’m now a proud owner of a Toyota Yaris hybrid hatchback (2021). My car credit trusted me and came through for me while I needed that most. Now my work has gotten easier again. Kudos to Josh, Jak and the entire team. I’m definitely referring my friends. Blessings.”

Evolution Funding Ltd T/A My Car Credit 5 star review on 30th November 2024

Helpful Report

Posted 9 months ago

“Awesome service and well done to the staff.”

Helpful Report

Posted 15 hours ago

“++++Good recommend”

Helpful Report

Posted 1 day ago

“Super good to deal with, Brianna was brilliant and even though I kept pestering her she was so patient and helped wherever she could. Overall great experience and super easy/quick. Also quite good APR compared to other options I got offered.”

Helpful Report

Posted 2 days ago

“Customer service from Chloe was fantastic who completed the process in a very short time.”

Helpful Report

Posted 3 days ago

“Contact was very easy, the longest wait for them to pick up was 1 minute. They worked very hard to find the best deal and the best (van) in my case. If I need car credit in the future I'll come to these guys straight away and hopefully Craig is still there. Superb”

Helpful Report

Posted 3 days ago

“The service was quick and efficient. They can’t finance the VAT which was slightly annoying but that was because the bike is owned by the dealership as a demonstrator.”

Helpful Report

Posted 3 days ago

“Excellent customerservice from start to finish . Would throughly recommend. Even for poor credit rating. Thanks for making it happen for me !!.”

Helpful Report

Posted 3 days ago

“Great service from start to finish , the guy in charge of my application (Connor) was so patient , it took me nearly 4 weeks to finally find the car I was looking for , he was so patient with me after I kept changing my mind on one or two may be three or four times with different cars , the process was easy and simple from start to finish , highly recommend 👍”

Helpful Report

Posted 4 days ago

“Excellent”

Helpful Report

Posted 6 days ago

“All calls were handled very professionally and friendly. When I asked any questions I got knowledgeable answers. Plenty of guidance given on getting the right finance deal. I definitely recommend using My Car Credit to anyone and I will be using them again later in the year to purchase a second car!”

Helpful Report

Posted 1 week ago

“I would like to thank the team and jack who helped me find my car and the communication we had via phone and email . would use again in the future. thank you”

Helpful Report

Posted 1 week ago

“Very quick, easy to deal with and helpful.”

Helpful Report

Posted 1 week ago

“Very nice customer service”

Helpful Report

Posted 2 weeks ago

“Great service from start to finish all quickly done online but a real person to talk to when you need staff are all excellent and helpful”

Helpful Report

Posted 2 weeks ago

“Amazing service from start to finish. Chloe was so good and explained everything and communicated regularly to help with the process. I'll definitely recommend to friends and family.”

Helpful Report

Posted 2 weeks ago

“Waiting time on calls is short and very good in following up and to assist”

Helpful Report

Posted 2 weeks ago

“Excellent Service”

Helpful Report

Posted 2 weeks ago

“Very easy to use and quick to be approved”

Helpful Report

Posted 2 weeks ago

“From start to finish was the best experience It took about 2 dys it was on a Friday I applied by Monday I was driving my new car ! Highly recommend thanks my car credit.”

Helpful Report

Posted 2 weeks ago

“Molly and the team were brilliant, always friendly, courteous and professional. Smooth, enjoyable finance application. Highly recommend”

Helpful Report

Posted 2 weeks ago

Evolution Funding Ltd T/A My Car Credit is rated 4.8 based on 5,350 reviews