Evolution Funding Ltd T/A My Car Credit Reviews

Name: Evolution Funding Ltd T/A My Car Credit
Address: Evolution House, Smeckley Wood Close, Chesterfield, Evolution House, Smeckley Wood Close, Chesterfield, Chesterfield
Rating: 4.83

4.8 Rating 5,476 Reviews

96 %

of reviewers recommend Evolution Funding Ltd T/A My Car Credit

Company Reviews

Metrics

Info

4.8

Based on 5,476 reviews

Shipping & Delivery
Delivery Methods	Own Driver, Courier
Average Delivery Time	Next Day
On-time Delivery	Greater than 90%
Accurate And Undamaged Orders	95%
Customer Service
Communication Channels	Email, Telephone, Live Chat
Queries Resolved In	Under An Hour
Customer Service	4.8 out of 5

About Evolution Funding Ltd T/A My Car Credit:

Rates from 9.9% APR. Representative APR 10.9%. Evolution Funding Ltd T/A My Car Credit.

We’re part of the UK’s largest motor finance broker, Evolution Funding, and we’ve been helping customers to buy cars on finance for nearly 20 years, on HP, PCP or personal loan.

At My Car Credit, applying for your car loan is quick and easy. Fill out our online application form in just a few short minutes and you’ll receive an instant, online decision on car finance - anytime of day!

We welcome all types of credit profile, you can buy your car from any dealer, and there is no deposit or fees. Our unique underwriting policy places you, the customer, first.

We’ll assess our broad panel of lenders to get you the right finance rate for your circumstances, without impacting on your credit profile*. We’ll then hold your hand throughout the process to ensure that you have a hassle-free experience of buying your dream car on finance.

We've been named 'Best Direct Consumer Proposition' at the Car Finance Awards and awarded 'Best Broker' for 9 consecutive years!

* Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Visit Website

Phone:

01246 458810

Email:

marketing@mycarcredit.co.uk

Location:

Evolution House, Smeckley Wood Close, Chesterfield,
Evolution House, Smeckley Wood Close, Chesterfield
Chesterfield
S41 9PZ

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Evolution Funding Ltd T/A My Car Credit 5 star review on 17th August 2025

131

Anonymous

Anonymous // 01/01/2019

Sort by: Most Recent Most Recent Highest Rated Filter: None None 5 Stars 4 Stars 3 Stars 2 Stars 1 Stars Helpful

“My car broke down a few days ago and getting to work became expensive and exhausting as I had to hail taxis or hike a ride. Cargiant declined my application and it felt like all trees were slippery and was giving up on getting myself a reliable car. I almost bought another cheap car until I downloaded clear score and My carcredit came at the top as the most reliable financier. I casually applied and the rest is history. I’m now a proud owner of a Toyota Yaris hybrid hatchback (2021). My car credit trusted me and came through for me while I needed that most. Now my work has gotten easier again. Kudos to Josh, Jak and the entire team. I’m definitely referring my friends. Blessings.”

Evolution Funding Ltd T/A My Car Credit 5 star review on 30th November 2024

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Posted 1 year ago

“I recently used my car credit to take out hp finance on a van and the process was seamless. Everyone was very helpfull however i mainly worked with Chris Rydiard who was extremely helpful and very clear throughout the whole process. For someone who has never taken out finance chris made it easy to understand and made the whole process quick and easy.”

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Posted 2 days ago

“They made me go two hours and couldn’t take the car beacuse there was a problem with my name and they made a second time to go and take the car guaranteeing that the money transfer is going to be in in that night until 6 pm and it wasn’t so I had to go back home and come back the next morning arround 12”

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Posted 5 days ago

Hello, Thank you for taking the time to leave a review. We’re sorry to hear the frustration you experienced during your application process. We take all negative feedback seriously and have investigated your feedback. We have reviewed all communications that were made and we are satisfied that we did our best to keep you updated and advised waiting for confirmation before travelling. Please note that delays caused by required application amendments and lender processing times were unfortunately outside of our direct control, but we understand the inconvenience this may have caused. If you have any further queries or issues, please email complaints@evolutionfunding.com and a member of our team will get back to you as soon as possible. Kind regards, My Car Credit

Posted 4 days ago

“I had been turned down at every garage/finance company I went to over the course of a week. I don’t know how, but My Car Credit managed to secure me finance on the car of my choice. Admittedly the interest rates are high but I’ve had a few issues in the past. I would highly recommend the guys at MCC as nothing was too much trouble and a very seamless process.”

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Posted 6 days ago

“Excellent service from several staff members but particularly Josh, who helped me arrange the exact finance I needed”

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Posted 6 days ago

“Well pleased with the professional way they dealt with the whole process. Couldn't find any reason to complain, staff and procedures were second to none.”

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Posted 1 week ago

“I went the whole process with Tara. She was absolutely amazing from start to finish and I would highly recommend using MyCarCredit.”

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Posted 1 week ago

“Excellent customer service/support from Evolution/My car credit team! Very professional. Just wanted to say Brianna was very amazing in helping me secure the best car. The whole team were excellent, made the process very stress free and straightforward. They were clear, polite, supportive and helpful throughout. The entire arrangement was made seamless making me very happy as I felt genuinely looked after. Thank you My Car Credit and special thanks to Brianna🙏”

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Posted 1 week ago

“Evolution car credit made the whole process straightforward and stress free. The team were helpful, clear and supportive throughout, and I felt genuinely looked after. I am really happy with the service and would happily recommend them.”

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Posted 1 week ago

“the best car loan company i have ever used, easy an dquick and staff menbers were very helpfull with everything.”

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Posted 1 week ago

“Thay go out of there way to make sure u get the right car looking for from the right dealer”

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Posted 1 week ago

“Great service and very straight forward with better rates than offered by the dealership. I would definitely recommend and use again. Thank you My Car Credit!”

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Posted 2 weeks ago

“Quick and easy process”

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Posted 2 weeks ago

“Very Smooth transaction,Excellent and very kind customer service. Daily updates on time Approved before i open my online banking app😄 Brief explanation on every call 📞 Highly recommend Thank you guys👍🏻 Special thanks to Jack🙏🏻”

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Posted 2 weeks ago

“Hadi was so helpful and professional in dealing with my request..”

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Posted 2 weeks ago

“Very easy to do, took roughly a week to all go through, very helpful staff all making sure I got the best offer. Would definitely recommend.”

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Posted 2 weeks ago

“Just wanted to say Tara was amazing at helping my father secure finance on our new mercedes c class, she was very patient and extremely helpful and cleary explained everything she was just a lovely individual in general. Very big thank you to her and her whole team. The price was reasonable too and the whole process was very quick.”

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Posted 2 weeks ago

“Excellent service ,would recommend this company to anyone who needs car financing”

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Posted 3 weeks ago

“they did a good job for me”

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Posted 3 weeks ago

“The ‘crew’ at my car credit were very helpful and reliable. Hadi was a star and found me the right vehicle after many wrong decisions by myself. The other members of staff assisted me when I needed them too. I’m very grateful and would recommend there financial services to anyone I knew needed it. Two words left, THANK YOU.”

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Posted 4 weeks ago

“Your team are the best for my happy Christmas feeling.”

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Posted 4 weeks ago

Evolution Funding Ltd T/A My Car Credit is rated 4.8 based on 5,476 reviews