Evolution Funding Ltd T/A My Car Credit Reviews

Name: Evolution Funding Ltd T/A My Car Credit
Address: Evolution House, Smeckley Wood Close, Chesterfield, Evolution House, Smeckley Wood Close, Chesterfield, Chesterfield
Rating: 4.83

4.8 Rating 5,579 Reviews

96 %

of reviewers recommend Evolution Funding Ltd T/A My Car Credit

Company Reviews

Metrics

Info

4.8

Based on 5,579 reviews

Shipping & Delivery
Delivery Methods	Own Driver
On-time Delivery	100%
Customer Service
Communication Channels	Telephone, Email, Live Chat
Queries Resolved In	Under An Hour

About Evolution Funding Ltd T/A My Car Credit:

Rates from 9.9% APR. Representative APR 10.9%. Evolution Funding Ltd T/A My Car Credit.

We’re part of the UK’s largest motor finance broker, Evolution Funding, and we’ve been helping customers to buy cars on finance for nearly 20 years, on HP, PCP or personal loan.

At My Car Credit, applying for your car loan is quick and easy. Fill out our online application form in just a few short minutes and you’ll receive an instant, online decision on car finance - anytime of day!

We welcome all types of credit profile, you can buy your car from any dealer, and there is no deposit or fees. Our unique underwriting policy places you, the customer, first.

We’ll assess our broad panel of lenders to get you the right finance rate for your circumstances, without impacting on your credit profile*. We’ll then hold your hand throughout the process to ensure that you have a hassle-free experience of buying your dream car on finance.

We've been named 'Best Direct Consumer Proposition' at the Car Finance Awards and awarded 'Best Broker' for 9 consecutive years!

* Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Visit Website

Phone:

01246 458810

Email:

marketing@mycarcredit.co.uk

Location:

Evolution House, Smeckley Wood Close, Chesterfield,
Evolution House, Smeckley Wood Close, Chesterfield
Chesterfield
S41 9PZ

Write Your review

Tell us how Evolution Funding Ltd T/A My Car Credit made you happy

Help future customers by talking about customer service, price, delivery, returns & refunds.

Minimum 10 characters

Would you like to add a photos or videos?

Strengthen your review by uploading photos & videos.

Drag files here or browse

(Supported files: jpg, png, mpeg, ogg, mp4 & webm)

What's your name?

Leave this blank if you'd like to publish your review anonymously.

(Optional)

Whats your email?

We need your email address to verify that your review is genuine

Please note that we may share your email with the company to verify your order.

Evolution Funding Ltd T/A My Car Credit 5 star review on 19th February 2026

132

Anonymous

Anonymous // 01/01/2019

Sort by: Most Recent Most Recent Highest Rated Filter: None None 5 Stars 4 Stars 3 Stars 2 Stars 1 Stars Helpful

“My car broke down a few days ago and getting to work became expensive and exhausting as I had to hail taxis or hike a ride. Cargiant declined my application and it felt like all trees were slippery and was giving up on getting myself a reliable car. I almost bought another cheap car until I downloaded clear score and My carcredit came at the top as the most reliable financier. I casually applied and the rest is history. I’m now a proud owner of a Toyota Yaris hybrid hatchback (2021). My car credit trusted me and came through for me while I needed that most. Now my work has gotten easier again. Kudos to Josh, Jak and the entire team. I’m definitely referring my friends. Blessings.”

Evolution Funding Ltd T/A My Car Credit 5 star review on 30th November 2024

Helpful Report

Posted 1 year ago

“Johnathan who was helping me was so lovely, he explained everything so well and helped me find my new car and kept me up to date with everything.”

Helpful Report

Posted 1 day ago

“I thought I could only borrow 20.000 but they came back to me with 25.000 so it was a bigger help to me thank you”

Helpful Report

Posted 1 day ago

“I talked to many staff members over a couple of days finding a vehicle who where all helpful, however one staff member went out of her way to help me find adsactly what i was looking for brianna should be recognised for being a great asset to your team for her patience and kindness. Id highly tecommend”

Helpful Report

Posted 2 days ago

“Highly capable team which was able to support me despite some challenges and setbacks from the lenders end. All worked out in the end because of their perseverance.”

Helpful Report

Posted 3 days ago

“Excellent company, on the ball kept in contact and very informative 10 out of 10 !!!!”

Evolution Funding Ltd T/A My Car Credit 5 star review on 13th June 2026

Helpful Report

Posted 5 days ago

“I had a great experience with My Car Credit. The whole process was smooth and stress-free from start to finish. They were very attentive, explained everything clearly and in a way that was easy to understand, and never made me feel pressured or overwhelmed with calls or messages. A special thank you to Jo, my advisor, who was friendly, professional, and always happy to help. I really appreciated the excellent customer service throughout the process. I’m very happy with the deal they found for me, and even happier to be driving first car. Thank you for making everything so easy and straightforward!”

Helpful Report

Posted 5 days ago

“Excellent service from Joshua, kept me informed every step of the way untill I could pick up my car from the dealership, I can't thank him enough.”

Helpful Report

Posted 6 days ago

“Staff were always eager to help and answer all questions asked. 10/10 for the workers”

Helpful Report

Posted 1 week ago

“Wonderful service , quick and helpful staff !”

Helpful Report

Posted 1 week ago

“Very pleased with the efficient service! Explanations in detail, payment made promptly. Thank you!”

Helpful Report

Posted 2 weeks ago

“Bryana was an excellent help throughout the process.”

Helpful Report

Posted 2 weeks ago

“Not the best encounter I think. Took a lot of going back and forth between themselves and the finance company and no one seemed really to know what they were doing. To add to injury, could only find one company for me to borrow from and they had an APR that would make loan sharks weep.”

Helpful Report

Posted 2 weeks ago

Hello, Thank you for your feedback. We're sorry to hear that your experience didn't meet expectations. On this occasion, there were a number of factors that required additional checks and documentation before the application could proceed, which unfortunately led to delays. While these steps were necessary to ensure everything was completed correctly, we appreciate that this can be frustrating and apologise for any inconvenience caused. Please note that although we try our best to achieve the best rate for our customers, this is ultimately dependent on your credit profile and personal circumstances. We value your feedback and will use it to help improve our service. We wish you all the best moving forward. Kind regards, My Car Credit

Posted 2 weeks ago

“Had some issues with the car dealership, but my car credit were always available and very helpful”

Helpful Report

Posted 2 weeks ago

“Great and patient service. Really fast in getting everything done”

Helpful Report

Posted 2 weeks ago

“My car credit was brilliant. Jak, who was my advisor, made everything very clear and easy, making sure it all went through smoothly and quickly. I would definitely recommend to anyone!”

Helpful Report

Posted 2 weeks ago

“Very quick and efficient process was sorted within 24 hours of application submission, Craig was very informative and polite as well. Will definitely be using again.”

Helpful Report

Posted 3 weeks ago

“Craig was absolutely fantastic. Thank you for working through a number of, regrettably questionable, vehicles with issues discovered and not giving up until the right car was sourced. The excellent communication throughout and liaison with the dealer and finance company, making the process absolutely seamless.”

Helpful Report

Posted 3 weeks ago

“Brilliant”

Helpful Report

Posted 4 weeks ago

“I was recently helped with an agreement unwind and was helped by Jac. He was amazing with great communication skills and put me at ease as I was concerned regarding the process. I cannot commend him enough he is a real credit to your company and a factor in my recommendation to friends for your services. Thank you Jac”

Helpful Report

Posted 4 weeks ago

“The staff are nice and very helpful .”

Helpful Report

Posted 4 weeks ago

Evolution Funding Ltd T/A My Car Credit is rated 4.8 based on 5,579 reviews