Evolution Funding Ltd T/A My Car Credit Reviews

Name: Evolution Funding Ltd T/A My Car Credit
Address: Evolution House, Smeckley Wood Close, Chesterfield, Evolution House, Smeckley Wood Close, Chesterfield, Chesterfield
Rating: 4.83

4.8 Rating 5,670 Reviews

96 %

of reviewers recommend Evolution Funding Ltd T/A My Car Credit

Company Reviews

Metrics

Info

4.8

Based on 5,670 reviews

Shipping & Delivery
Delivery Methods	Own Driver
On-time Delivery	99%
Customer Service
Communication Channels	Telephone, Live Chat, Email
Queries Resolved In	Under An Hour

About Evolution Funding Ltd T/A My Car Credit:

Rates from 9.9% APR. Representative APR 10.9%. Evolution Funding Ltd T/A My Car Credit.

We’re part of the UK’s largest motor finance broker, Evolution Funding, and we’ve been helping customers to buy cars on finance for nearly 20 years, on HP, PCP or personal loan.

At My Car Credit, applying for your car loan is quick and easy. Fill out our online application form in just a few short minutes and you’ll receive an instant, online decision on car finance - anytime of day!

We welcome all types of credit profile, you can buy your car from any dealer, and there is no deposit or fees. Our unique underwriting policy places you, the customer, first.

We’ll assess our broad panel of lenders to get you the right finance rate for your circumstances, without impacting on your credit profile*. We’ll then hold your hand throughout the process to ensure that you have a hassle-free experience of buying your dream car on finance.

We've been named 'Best Direct Consumer Proposition' at the Car Finance Awards and awarded 'Best Broker' for 9 consecutive years!

* Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Visit Website

Phone:

01246 458810

Email:

marketing@mycarcredit.co.uk

Location:

Evolution House, Smeckley Wood Close, Chesterfield,
Evolution House, Smeckley Wood Close, Chesterfield
Chesterfield
S41 9PZ

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Evolution Funding Ltd T/A My Car Credit 5 star review on 19th August 2026

133

Anonymous

Anonymous // 01/01/2019

Sort by: Most Recent Most Recent Highest Rated Filter: None None 5 Stars 4 Stars 3 Stars 2 Stars 1 Stars Helpful

“My car broke down a few days ago and getting to work became expensive and exhausting as I had to hail taxis or hike a ride. Cargiant declined my application and it felt like all trees were slippery and was giving up on getting myself a reliable car. I almost bought another cheap car until I downloaded clear score and My carcredit came at the top as the most reliable financier. I casually applied and the rest is history. I’m now a proud owner of a Toyota Yaris hybrid hatchback (2021). My car credit trusted me and came through for me while I needed that most. Now my work has gotten easier again. Kudos to Josh, Jak and the entire team. I’m definitely referring my friends. Blessings.”

Evolution Funding Ltd T/A My Car Credit 5 star review on 30th November 2024

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Posted 1 year ago

“Quick and easy, sorted the whole process out between themselves and the purchase of vehicle. Very happy with the deal also.”

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Posted 4 days ago

“Connor was phenomenal from inception to completion with the whole process and straightforward to deal with.”

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Posted 5 days ago

“Connor was fantastic at helping me with my new car. The one I wanted was too difficult to access so Connor helped. Not only did he find me another car but one with better spec and less mileage. Connor arranged the financing and even the delivery of the car without going over my budget he really made buying a car exceptionally easy. I will definitely call him again in the future he’s an absolute star”

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Posted 5 days ago

“I had Connor who helped me with my finance journey and he was extremely helpful, very kind and made sure to keep me updated with the process. Give him a raise!!”

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Posted 5 days ago

“from start to finish its a very simple process, only took 3 days for the credit to be confirmed and i recieved a very good rate”

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Posted 6 days ago

“From the application process to completion of the agreement, I was kept updated and informed of each step of the process and the communication from the customer service dept was excellent. Even when my original purchase did not happen, there was never any issues with transferring funds to a different car dealership and every was made easy.”

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Posted 1 week ago

“Very helpfull”

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Posted 1 week ago

“Very good team that noved the application forward swiftly and helped with all the obstacles along the way.”

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Posted 2 weeks ago

“Molly was absolutely fantastic, went above and beyond full supportive. Can’t fault from start to finish.”

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Posted 2 weeks ago

“Brilliant team, very good communication and explained everything well. Ihad few issues with forms on my side but the team were all very helpful and patient. Johnathan was main point of contact excellent from start to finish.”

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Posted 2 weeks ago

“Very fast service and helpful customer service”

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Posted 3 weeks ago

“Good customer service welcoming and professional”

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Posted 3 weeks ago

“Amazing from start to the end. Very helpful and professional. I am really please”

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Posted 3 weeks ago

“Really efficient and helpful”

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Posted 4 weeks ago

“Service was fantastic. Communication was great - Jerome was very helpful and kept me updated every step of the way. The process was super fast, and I had the best offer of APR compared to lots of other companies I tried. Highly recommend.”

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Posted 4 weeks ago

“Josh was very helpful from start to finish, no hassle”

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Posted 4 weeks ago

“A really big thank you for helping me negotiate the finance for my new car. I found all your customer team to be excellent, but in particular i would really like to extend my thanks to Hadi who was not only very kind but also easy to deal with and had explained carefully so I understood things (I have health conditions which effect my processing and executive functions ) his communication was excellent, he also worked hard to get me a seamless experience in securing the finance I needed. Really recommend you and would not hesitate to return as a customer if I am in the market again for car finance.”

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Posted 1 month ago

“Very simple from start to finish, professional and helpful on the phone when needed. Well done.”

Evolution Funding Ltd T/A My Car Credit 5 star review on 29th September 2026

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Posted 1 month ago

“Good but not great.”

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Posted 1 month ago

“Terrible and shocking service. Will string you along and blame everyone but themselves when things go wrong. No one has access to systems and managers aren’t available. Lure you in with a “pre-approved” rate and then put you on a higher rate because they’ll make more in commission. Then when they finally pull their finger out and actually get something done. They’ll send you an email to tell you it’s all done and enjoy your new car only to then randomly pull their finance back after the dealer has already received it. Worst company I’ve ever had the displeasure of dealing with by far!!!”

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Posted 1 month ago

Hello, Thank you for your review. We are sorry to hear that you were disappointed with your experience with My Car Credit. We take all negative feedback seriously and are currently investigating your comments - we aim to get back to you as soon as possible. Please note that one of our advisors may contact you directly if necessary. If you have any further queries or issues in the meantime, please email complaints@evolutionfunding.com. Thank you for your patience. Kind regards, My Car Credit

Posted 1 month ago

Evolution Funding Ltd T/A My Car Credit is rated 4.8 based on 5,670 reviews