Evolution Funding Ltd T/A My Car Credit Reviews

Name: Evolution Funding Ltd T/A My Car Credit
Address: Evolution House, Smeckley Wood Close, Chesterfield, Evolution House, Smeckley Wood Close, Chesterfield, Chesterfield
Rating: 4.83

4.8 Rating 5,542 Reviews

96 %

of reviewers recommend Evolution Funding Ltd T/A My Car Credit

Company Reviews

Metrics

Info

4.8

Based on 5,542 reviews

Shipping & Delivery
Delivery Methods	Own Driver
On-time Delivery	100%
Customer Service
Communication Channels	Email, Telephone
Queries Resolved In	Under An Hour

About Evolution Funding Ltd T/A My Car Credit:

Rates from 9.9% APR. Representative APR 10.9%. Evolution Funding Ltd T/A My Car Credit.

We’re part of the UK’s largest motor finance broker, Evolution Funding, and we’ve been helping customers to buy cars on finance for nearly 20 years, on HP, PCP or personal loan.

At My Car Credit, applying for your car loan is quick and easy. Fill out our online application form in just a few short minutes and you’ll receive an instant, online decision on car finance - anytime of day!

We welcome all types of credit profile, you can buy your car from any dealer, and there is no deposit or fees. Our unique underwriting policy places you, the customer, first.

We’ll assess our broad panel of lenders to get you the right finance rate for your circumstances, without impacting on your credit profile*. We’ll then hold your hand throughout the process to ensure that you have a hassle-free experience of buying your dream car on finance.

We've been named 'Best Direct Consumer Proposition' at the Car Finance Awards and awarded 'Best Broker' for 9 consecutive years!

* Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Visit Website

Phone:

01246 458810

Email:

marketing@mycarcredit.co.uk

Location:

Evolution House, Smeckley Wood Close, Chesterfield,
Evolution House, Smeckley Wood Close, Chesterfield
Chesterfield
S41 9PZ

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Evolution Funding Ltd T/A My Car Credit 5 star review on 19th February 2026

132

Anonymous

Anonymous // 01/01/2019

Sort by: Most Recent Most Recent Highest Rated Filter: None None 5 Stars 4 Stars 3 Stars 2 Stars 1 Stars Helpful

“My car broke down a few days ago and getting to work became expensive and exhausting as I had to hail taxis or hike a ride. Cargiant declined my application and it felt like all trees were slippery and was giving up on getting myself a reliable car. I almost bought another cheap car until I downloaded clear score and My carcredit came at the top as the most reliable financier. I casually applied and the rest is history. I’m now a proud owner of a Toyota Yaris hybrid hatchback (2021). My car credit trusted me and came through for me while I needed that most. Now my work has gotten easier again. Kudos to Josh, Jak and the entire team. I’m definitely referring my friends. Blessings.”

Evolution Funding Ltd T/A My Car Credit 5 star review on 30th November 2024

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Posted 1 year ago

“From my 1st phone call to receiving my vehicle My Car Credit were professional and explained everything clearly”

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Posted 1 day ago

“Fantastic service, dealt with the dealership and sorted everything out in a speedy manor. Call centre is UK based and everyone is knowledgeable and helpful. Special shout out to Hadi for sorting this out for me, thank you mate”

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Posted 4 days ago

“I had an excellent experience with My Car Credit. The staff were incredibly helpful throughout the entire process, especially my Car Credit Specialist, (Tara Harrison). She was supportive, attentive, and consistently followed up with both me and the dealer to make sure everything was on track. Whenever I didn’t understand something, she took the time to explain it clearly, which made the whole experience stress-free. I had been struggling to get finance for my dream car, but within just a few days, they arranged everything for me. Now I’m happily driving my car, and I couldn’t be more grateful. Their customer service is outstanding—they always answer the phone promptly and keep you updated every step of the way. I would highly recommend My Car Credit to anyone who is struggling to secure car finance and wants a reliable, supportive team to help them achieve their goal.”

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Posted 5 days ago

“Molly very professional person very helpful dealing with my application with a professional way Thx a lot”

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Posted 6 days ago

“The process was easy and straightforward. Staffs were very helpful and I got good APR.”

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Posted 1 week ago

“Really easy to complete online and provide all documents requried. Quick response and money trasnferred to dealer well ahead of collection.”

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Posted 1 week ago

“Dealt with Aron. He was excellent in finding me the best deal and liaising with my dealership.”

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Posted 1 week ago

“I asked for car finance but they declined the garage, they then went for a personal loan without my knowledge and on top of that they added on top of the amount I actually needed. This company will be reported to the FCA.”

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Posted 1 week ago

Dear Christopher, Thank you for your review. We are sorry to hear you're unhappy with your experience. If you would like us to look into this further or raise a formal complaint, please email complaints@evolutionfunding.com and a member of our Complaints team will get back to you as soon as possible. Kind regards, My Car Credit

Posted 1 week ago

“Molly helped me find my new car and went through everything with me very efficiently and couldn't do enough for me, she was an absolute pleasure to deal with, would definitely recommend!”

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Posted 1 week ago

“Found them easy to talk to and got credit very fast thank you”

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Posted 2 weeks ago

“They are the best ever”

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Posted 3 weeks ago

“Very easy to arrange, helpful staff.”

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Posted 3 weeks ago

“Dreadful. Run as far as you can”

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Posted 3 weeks ago

Hello, Thank you for your feedback. We’re sorry to hear you’ve had a frustrating experience. In this case, the finance application was submitted as a personal agreement, so we’re unable to issue documentation in a business name after completion. When we became aware that the vehicle may have been registered differently to the details provided on the application, we were required to inform the lender, as part of our regulatory responsibilities. The outcome of the case was determined by the lender, based on their terms and the information provided at application stage. We hope this helps. If you have any queries, please contact complaints@evolutionfunding.com and a member of our team will get back to you as soon as possible. Kind regards, My Car Credit

Posted 3 weeks ago

“Very pleased by all partys to manged to get me my dream car thank you”

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Posted 3 weeks ago

“My case handler had great communication and kept me up to date with any updates quickly. He was great and knowledgeable!”

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Posted 3 weeks ago

“Easy to contact (refreshing to actually speak to a human) and even through e-mail responses were instant so no Delays with corrrespondence, very Quick. I was assigned a contact (Molly) Throughout my application and she was easily contactable and responded immediately to my queries. Excellent service.”

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Posted 3 weeks ago

“This was the easiest of processes. I found the car I wanted and car credit did the rest. Very impressed with the communication throughout .”

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Posted 3 weeks ago

“Very helpful and great with communication”

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Posted 4 weeks ago

“My Car Credit has been really good to deal with. I was looking for car finance and found them to have really competitive rates, they gave me the best price and also had options to choose a car even after being pre approved and even after being approved they did mention that they will hold this for upto 14 days for what i can remember, also the communication was brilliant and smooth. Had to ring them a few times and each time the information was clear and concise with a timescale on things, would definitely recommend.”

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Posted 4 weeks ago

“They took a chance on me when no one else would. Hadji, was there for me every step of the way.....answered all my questions and sorted it all for me”

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Posted 4 weeks ago

Evolution Funding Ltd T/A My Car Credit is rated 4.8 based on 5,542 reviews