My Car Credit Reviews

4.86 Rating 3,123 Reviews
97 %
of reviewers recommend My Car Credit
Merchant Metrics
Shipping & Delivery
delivery methods
Own Driver
on-time delivery
99%
Customer Service
communication channels
Email, Telephone, Live Chat
queries resolved in
Under an hour
customer service
4.77 out of 5
Read My Car Credit  Reviews

About My Car Credit :

We’re part of the UK’s largest motor finance broker, and we’ve been helping customers to buy cars on finance for over fourteen years, on HP, PCP or personal loan.

At My Car Credit, applying for your car loan is quick and easy. Fill out our online application form in just a few short minutes and you’ll receive an instant, online decision on car finance - anytime of the day or year!

We welcome all types of credit profile, you can buy your car from any dealer, and there is no deposit or fees. Our unique underwriting policy places you, the customer, first.

We’ll assess our panel of 30+ lenders to get you a finance rate for your circumstances, without impacting on your credit profile. We’ll then hold your hand throughout the process to ensure that you have a hassle-free experience of buying your dream car on finance.

In 2019, My Car Credit was named 'Best Direct Consumer Proposition' at the Car Finance Awards and Evolution Funding was named 'Best Broker' (2019, 2018, 2017 & 2016).

Car finance from 6.9% APR. Representative APR 23.9%

Visit Website

Phone:

01246 458 810

Email:

enquiries@mycarcredit.co.uk

Write Your review

Tell us how My Car Credit made you happy
Help future customers by talking about customer service, price, delivery, returns & refunds.
Minimum 10 characters
Would you like to add a photo to this review?
Upload Photo
(only JPEG and PNG files) (optional)
What's your name?
Leave this blank if you'd like to publish your review anonymously.
(Optional)
What's your email?
We need your email address to verify that your review is genuine
How would you rate My Car Credit's online application process?
How would you rate the quality of communication from My Car Credit?
How do you find the speed of service you were provided by My Car Credit?
Everyone was very helpful with all aspects. Especially Callie. Easy process
Helpful Report
Posted 3 hours ago
How would you rate My Car Credit's online application process?
How would you rate the quality of communication from My Car Credit?
How do you find the speed of service you were provided by My Car Credit?
My Car Credit has been brilliant. Joe kept me updated during the whole process and was extremely helpful throughout. Will definitely use again in the future!
Helpful Report
Posted 1 day ago
How would you rate My Car Credit's online application process?
How would you rate the quality of communication from My Car Credit?
How do you find the speed of service you were provided by My Car Credit?
If you could change one thing about our service, what would it be? Nothing great service
What other alternatives did you consider before choosing My Car Credit? Nothing
My advisor was excellent a credit to the company. Certainly would recommend in a heartbeat.
Helpful Report
Posted 4 days ago
How would you rate My Car Credit's online application process?
How would you rate the quality of communication from My Car Credit?
How do you find the speed of service you were provided by My Car Credit?
If you could change one thing about our service, what would it be? Nothing
Well what can I say about the service ! Unbelievable amazing customer service . Callie was my account handler and was absolutely fantastic! Honestly one of the best companies to deal with .if you want professional ,helpful and ease go no further . Thank you my car credit 🙏
Helpful Report
Posted 1 week ago
How would you rate My Car Credit's online application process?
How would you rate the quality of communication from My Car Credit?
How do you find the speed of service you were provided by My Car Credit?
What other alternatives did you consider before choosing My Car Credit? Brokers
Absolutely brilliant; thanks Leah. A quick online enquiry followed by a confirmation phone call; within an hour I had a deal in place and was able to conclude the sale with the dealer with 48-hours. Thank you for all you help.
Helpful Report
Posted 1 week ago
How would you rate My Car Credit's online application process?
How would you rate the quality of communication from My Car Credit?
How do you find the speed of service you were provided by My Car Credit?
If you could change one thing about our service, what would it be? Nothing to suggest, to me I had a brilliant customer service.
What other alternatives did you consider before choosing My Car Credit? Their options were very good for me.
I am very happy with the customer assistance given to me by Brianna, lovely and helpful lady, I had a lot of offers for my car loan she went above and negotiated the one with very good APR. I have now made the arrangements for my family car to be delivered. Thanks to my car Credit and also all the team, especially Brianna.
Helpful Report
Posted 1 week ago
How would you rate My Car Credit's online application process?
How would you rate the quality of communication from My Car Credit?
How do you find the speed of service you were provided by My Car Credit?
If you could change one thing about our service, what would it be? Nothing
What other alternatives did you consider before choosing My Car Credit? None
Second time using my car credit and would highly recommend. Customer service from start to finish is excellent
Helpful Report
Posted 1 week ago
How would you rate the quality of communication from My Car Credit?
How do you find the speed of service you were provided by My Car Credit?
If you could change one thing about our service, what would it be? Immediate pay outs. Whatever the day.
What other alternatives did you consider before choosing My Car Credit? Car finance 24/7. Rubbish
Excellent really impressed. 48 hrs from start to completion. Very easy. Good communication. Would definitely used again.
Helpful Report
Posted 1 week ago
I was looking for car loan to buy a car, the call centre advisor, Brianna assisted me without any issues, she was very supportive and did all that she can to get me a great loan deal with low APR.
Helpful Report
Posted 1 week ago
How would you rate My Car Credit's online application process?
How would you rate the quality of communication from My Car Credit?
How do you find the speed of service you were provided by My Car Credit?
If you could change one thing about our service, what would it be? Nothing! Extremely happy customer!
What other alternatives did you consider before choosing My Car Credit? Garage finance and bank loan
Amazing service from start to finish, easy process, amazing helpful staff! Would definitely definately recommend. Thankyou so much!
Helpful Report
Posted 1 week ago
How would you rate My Car Credit's online application process?
How would you rate the quality of communication from My Car Credit?
How do you find the speed of service you were provided by My Car Credit?
Callie who handled my application was amazing from start to finish. Kept me in the loop all the way though and once I’d found what I was looking for sorted it really fast couldn’t have asked for a better service.
Helpful Report
Posted 1 week ago
How would you rate My Car Credit's online application process?
How would you rate the quality of communication from My Car Credit?
How do you find the speed of service you were provided by My Car Credit?
If you could change one thing about our service, what would it be? A better online portal so you can self track claims
What other alternatives did you consider before choosing My Car Credit? None
Outstanding service. Would recommend and use again. Callie Jones our adviser was helpful, friendly and went the extra mile when the finance companies portal links did not work. Brilliant!
Helpful Report
Posted 1 week ago
How would you rate the quality of communication from My Car Credit?
How do you find the speed of service you were provided by My Car Credit?
If you could change one thing about our service, what would it be? Nothing
What other alternatives did you consider before choosing My Car Credit? None
Second time with dealing with my car credit and just as good as the first. Excellent customer care throughout application.
Helpful Report
Posted 1 week ago
How would you rate My Car Credit's online application process?
How would you rate the quality of communication from My Car Credit?
How do you find the speed of service you were provided by My Car Credit?
If you could change one thing about our service, what would it be? Not a thing
What other alternatives did you consider before choosing My Car Credit? At most a low Apr loan. But that's more common sense. My car credit is spot on. Not a single fault.
My car credit has been spot on helping me sort finance on one of my dream cars, from the customer service being amazing to the paying out being very very quick. I would definitely recommend them to friends and family.
Helpful Report
Posted 1 week ago
How would you rate My Car Credit's online application process?
How would you rate the quality of communication from My Car Credit?
How do you find the speed of service you were provided by My Car Credit?
What other alternatives did you consider before choosing My Car Credit? Other enquirie but nothing responded to
Excellent easy service from first applying to completion Any questions answered quickly Liam excellent friendly knowledgable nothing to much trouble Would definitely recommend
Helpful Report
Posted 2 weeks ago
How would you rate My Car Credit's online application process?
How would you rate the quality of communication from My Car Credit?
How do you find the speed of service you were provided by My Car Credit?
Great company brilliant staff that can't do enough for you, very helpfull
Helpful Report
Posted 2 weeks ago
How would you rate My Car Credit's online application process?
How would you rate the quality of communication from My Car Credit?
How do you find the speed of service you were provided by My Car Credit?
If you could change one thing about our service, what would it be? Nothing
What other alternatives did you consider before choosing My Car Credit? Finance 247
Very pleased with the service from my car credit. Keeping me up to date with my progress and how everything is. Friendly customer service and always asking if I have any queries. Overall, very happy with the service and highly recommend anyone to use my car credit.
Helpful Report
Posted 2 weeks ago
How would you rate My Car Credit's online application process?
How would you rate the quality of communication from My Car Credit?
How do you find the speed of service you were provided by My Car Credit?
Callie has been excellent and helpful throughout the process.
Helpful Report
Posted 2 weeks ago
How would you rate My Car Credit's online application process?
How would you rate the quality of communication from My Car Credit?
How do you find the speed of service you were provided by My Car Credit?
Very friendly staff and got me a great deal, so very happy. Staff stayed in contact to keep me updated on the process and where my application was. They delt with the dealer so everything was sorted for me.
Helpful Report
Posted 2 weeks ago
How would you rate My Car Credit's online application process?
How would you rate the quality of communication from My Car Credit?
How do you find the speed of service you were provided by My Car Credit?
Callie was perfect and made everything really easy for me
Helpful Report
Posted 2 weeks ago
My Car Credit is rated 4.86 based on 3,123 reviews