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Evolution Funding Ltd T/A My Car Credit Reviews

4.8 Rating 5,197 Reviews
97 %
of reviewers recommend Evolution Funding Ltd T/A My Car Credit
Company Reviews Metrics Info
4.8
Based on 5,197 reviews
Shipping & Delivery
Delivery Methods
Own Driver, Courier
Average Delivery Time
Next Day
On-time Delivery
Greater than 92%
Accurate And Undamaged Orders
Greater than 94%
Customer Service
Communication Channels
Email, Telephone, Live Chat
Queries Resolved In
Under An Hour
Customer Service
4.8 out of 5
Read Evolution Funding Ltd T/A My Car Credit Reviews

About Evolution Funding Ltd T/A My Car Credit:

Rates from 9.9% APR. Representative APR 10.9%. Evolution Funding Ltd T/A My Car Credit.

We’re part of the UK’s largest motor finance broker, Evolution Funding, and we’ve been helping customers to buy cars on finance for nearly 20 years, on HP, PCP or personal loan.

At My Car Credit, applying for your car loan is quick and easy. Fill out our online application form in just a few short minutes and you’ll receive an instant, online decision on car finance - anytime of day!

We welcome all types of credit profile, you can buy your car from any dealer, and there is no deposit or fees. Our unique underwriting policy places you, the customer, first.

We’ll assess our broad panel of lenders to get you the right finance rate for your circumstances, without impacting on your credit profile*. We’ll then hold your hand throughout the process to ensure that you have a hassle-free experience of buying your dream car on finance.

We've been named 'Best Direct Consumer Proposition' at the Car Finance Awards and awarded 'Best Broker' for 9 consecutive years!

* Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Visit Website

Phone:

01246 458810

Email:

marketing@mycarcredit.co.uk

Location:

Evolution House, Smeckley Wood Close, Chesterfield,
Evolution House, Smeckley Wood Close, Chesterfield
Chesterfield
S41 9PZ

Write Your review

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Anne Waruhiu
Verified Buyer
“My car broke down a few days ago and getting to work became expensive and exhausting as I had to hail taxis or hike a ride. Cargiant declined my application and it felt like all trees were slippery and was giving up on getting myself a reliable car. I almost bought another cheap car until I downloaded clear score and My carcredit came at the top as the most reliable financier. I casually applied and the rest is history. I’m now a proud owner of a Toyota Yaris hybrid hatchback (2021). My car credit trusted me and came through for me while I needed that most. Now my work has gotten easier again. Kudos to Josh, Jak and the entire team. I’m definitely referring my friends. Blessings.”
Evolution Funding Ltd T/A My Car Credit 5 star review on 30th November 2024
Helpful Report
Posted 4 months ago
Oladeji Adebayo
Verified Buyer
“Car Credit is the cheapest and they have a very straight forward process for car finace. They are the best”
Helpful Report
Posted 16 hours ago
Marek Dzisevic
Verified Buyer
“The best compnay”
Helpful Report
Posted 1 day ago
Sue Stanton
Verified Reviewer
“It has been a difficult week but many thanks to Chris and the team for a brilliant service, all very polite and extremely helpful and really appreciate all the help - fantastic”
Helpful Report
Posted 1 day ago
Peter Farrell
Verified Buyer
“Great to deal with,staff were amazing. Great experience”
Helpful Report
Posted 2 days ago
Mark Kellet
Verified Buyer
“They delayed the funds by using the wrong email address for the car dealership. Then sent me the wrong paperwork. Finally, they transferred funds at the very last minute, after the dealership’s accounts office had closed meaning that the car could not be released as planned. It caused a great deal of inconvenience changing my insurance. I would never use again.”
Helpful Report
Posted 2 days ago
Sandis Mucenieks
Unverified Reviewer
“Brilliant quick service. No hidden fees. Thank you”
Helpful Report
Posted 2 days ago
Anonymous
Verified Buyer
“Amazing customer service and support. First stone with them and definitely not my last if I need it again. Would Recommend!”
Helpful Report
Posted 5 days ago
Mirela Gicuta Tanase
Verified Buyer
“You have been a great help to me, thank you, the car is impeccable.”
Helpful Report
Posted 6 days ago
Alan Leach
Verified Buyer
“Very happy with the whole experience thankyou”
Helpful Report
Posted 1 week ago
Osvaldina Martins Bastos
Verified Buyer
“Very poor”
Helpful Report
Posted 1 week ago
Hello, Thank you for your feedback. We take all negative feedback seriously and we aim to provide a fair and transparent service to all our customers. After reviewing your application, we found discrepancies in the information provided, which meant we were unable to proceed. If you have any questions or would like to discuss this further, please feel free to contact us by emailing complaints@evolutionfunding.com. Kind regards, My Car Credit
Posted 3 days ago
James Hudson
Verified Buyer
“Great dedicated service. The dealership was a bit of a nightmare but Chatlotte who was dealing with my case was persistant and provided excellent information throughout.”
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Posted 1 week ago
Georgios Iakovou
Verified Buyer
“It was the best price I found really in the market, My car credit is very helpful, I hope the best”
Helpful Report
Posted 1 week ago
Jordan Bindi
Verified Buyer
“Connor did an amazing job looking after me”
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Posted 1 week ago
Simon Hayward
Verified Buyer
“The process for the most part was fine. From first application to being finalised with payment being sent was pretty fast. I was given a criteria to stay with when selecting a car based on age and mileage. The only problem I had was even though I had kept to the criteria given, there was criteria imposed by the finance companies that were not explained, nor an explanation given when either the car, or the garage you were selecting was rejected. I had to choose 4-5 cars before one was accepted.”
Helpful Report
Posted 1 week ago
Dear Simon, Thank you for your review, we really appreciate your feedback. While we aim to make the process as transparent as possible, sometimes finance providers apply additional checks. These checks can relate to factors like the dealership’s registration, trading history, or financial position, and unfortunately, the reasons for a decline aren’t always disclosed to us. Because of this, and to avoid giving you incorrect or speculative information, we may not always be able to explain the decision at the time. We understand this may be frustrating and we apologise for any inconvenience. We would like to thank you again for leaving a review and for using My Car Credit. Kind regards, My Car Credit
Posted 2 days ago
Brian Hastie
Verified Buyer
“Very vary good”
Helpful Report
Posted 1 week ago
GEMMA SZPALA
Verified Buyer
“Will go above and beyond to help, especially Joshua thank you”
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Posted 1 week ago
Nicholas Celini
Verified Buyer
“This was easily the simplest and most efficient finance application process I have ever experienced. Everything just worked first time, I was given clear and timely updates at each step. Brilliant and friendly service.”
Helpful Report
Posted 2 weeks ago
Joelene Byrne
Verified Buyer
“terrible!!!! they got my name wrong, got me credit in that name and when reminded it needed changed ( because i had advised this at the start) it took nearly a full week of me chasing them multiple times per day. Having to chase information from them and then finally having to go to the underwriters myself and get the info needed. I spoke to so many people who gave me different, conflicting information every single time. Telling me i didnt need to supply certain information when i did. Cost me a fortune in extra car insurance due to their mistake and then got cheeky with me (Jerome) when i said i didnt have a great experience with him at the start and would rather speak to someone else. I could leave about a 15 page negative review here to be honest. We did get there in the end but mostly because i chased everything myself. For the value of commission paid to them ( just under £1100 ) i expected a better service than having to do it all myself.”
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Posted 2 weeks ago
Dear Joelene, Thank you for your review. We're very sorry to hear that you had a poor experience with My Car Credit. We take all negative feedback seriously, and we are currently investigating your application. We will be in touch with an update once we learn more. We would like to thank you for your patience. Kind regards, My Car Credit
Posted 2 weeks ago
Dear Joelene, Thank you again for your feedback and your patience while we looked into this matter. Firstly, we would like to sincerely apologise for the error of misspelling your name. We train our team to be meticulous and thorough in their processes and this issue has been fed back to the relevant persons. We work hard to ensure that all our customers receive a seamless, stress-free application experience, and this incident does not reflect this. By way of apology, we have organised for an e-gift card to be sent to your email address. If you do not receive this within the next three business days, please let us know by emailing enquiries@mycarcredit.co.uk. If you are not happy with how your complaint has been resolved, please let us know by emailing complaints@evolutionfunding.com. We would like to apologise again for any inconvenience caused. Kind regards, My Car Credit
Posted 1 week ago
Muniruddin Xec
Verified Buyer
“I'm very happy with my car credit team. Very professional and very helpful. Best of luck to whole team.”
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Posted 2 weeks ago
Darren Gorka
Verified Reviewer
“Glad I found tony*jack*son*3330*@gmail*.com* He helped me recover every lost penny perfectly."”
Helpful Report
Posted 2 weeks ago
Evolution Funding Ltd T/A My Car Credit is rated 4.8 based on 5,197 reviews
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