Evolution Funding Ltd T/A My Car Credit Reviews

Name: Evolution Funding Ltd T/A My Car Credit
Address: Evolution House, Smeckley Wood Close, Chesterfield, Evolution House, Smeckley Wood Close, Chesterfield, Chesterfield
Rating: 4.83

4.8 Rating 5,550 Reviews

96 %

of reviewers recommend Evolution Funding Ltd T/A My Car Credit

Company Reviews

Metrics

Info

4.8

Based on 5,550 reviews

Shipping & Delivery
Delivery Methods	Own Driver
On-time Delivery	100%
Customer Service
Communication Channels	Email, Telephone
Queries Resolved In	Under An Hour

About Evolution Funding Ltd T/A My Car Credit:

Rates from 9.9% APR. Representative APR 10.9%. Evolution Funding Ltd T/A My Car Credit.

We’re part of the UK’s largest motor finance broker, Evolution Funding, and we’ve been helping customers to buy cars on finance for nearly 20 years, on HP, PCP or personal loan.

At My Car Credit, applying for your car loan is quick and easy. Fill out our online application form in just a few short minutes and you’ll receive an instant, online decision on car finance - anytime of day!

We welcome all types of credit profile, you can buy your car from any dealer, and there is no deposit or fees. Our unique underwriting policy places you, the customer, first.

We’ll assess our broad panel of lenders to get you the right finance rate for your circumstances, without impacting on your credit profile*. We’ll then hold your hand throughout the process to ensure that you have a hassle-free experience of buying your dream car on finance.

We've been named 'Best Direct Consumer Proposition' at the Car Finance Awards and awarded 'Best Broker' for 9 consecutive years!

* Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Visit Website

Phone:

01246 458810

Email:

marketing@mycarcredit.co.uk

Location:

Evolution House, Smeckley Wood Close, Chesterfield,
Evolution House, Smeckley Wood Close, Chesterfield
Chesterfield
S41 9PZ

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Evolution Funding Ltd T/A My Car Credit 5 star review on 19th February 2026

132

Anonymous

Anonymous // 01/01/2019

Sort by: Most Recent Most Recent Highest Rated Filter: None None 5 Stars 4 Stars 3 Stars 2 Stars 1 Stars Helpful

“The customer service skills of Sophie is very good and wonderful very helpful I will use them again if I need it thank you Sophie xx”

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Posted 2 years ago

“To be honest I couldn't believe the speed or easiness of the process #stressless”

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Posted 2 years ago

“I applied for the money on money on Thursday and had the money sent over to the dealer on Friday afternoon, no messing about. Very polite, professional and very well organised. Would recommend 100% and would definitely use them again”

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Posted 2 years ago

“Very pleased with the service I recieved with yourself especially the person (oliver) who was dealing with the completion of the finance. He was very professional, assertive, polite and done his job effectively. So thank you.”

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Posted 2 years ago

“Excellent service. Staff always polite and friendly.”

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Posted 2 years ago

“Absolutely first class service , knowledge and execution of car loan. I would thoroughly recommend. The whole process was smooth , professional and quick. I applied on the Friday , found my car in Monday , and drove away from the dealership on Thursday. I’ve never had car finance before and was nervous. I needn’t have worried. The customer service was astonishingly good. There was no hard sell, nothing was too much trouble and the agents I dealt with were reliable and helpful , without hesitation on my many , many calls !! They are brilliant. Even the dealership commented on how sleek the whole process was!”

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Posted 2 years ago

“Oliver Rivell, was my case handler- I found him to be enthusiastic, professional, positive and pro-active and an excellent communicator, he kept me in the loop and got me through finance due to the urgency of my situation as I needed a good car. Got a decision the next day, whilst I was at the dealership, and loved the fact/appreciated it that Oliver maintained good communication and was sensitive to my situation. The best call handler/advisor I've ever had. I hope he gets promoted, and is a genuinely great person, a consumate professional.”

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Posted 2 years ago

“Customer service not bad I was a bit disappointed with call backs I was the one calling all the time apart from that good support”

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Posted 2 years ago

Dear Customer, Thank you for taking the time to leave us a fair and constructive review. We take all feedback seriously and having investigated further, we agree that we could have been more proactive in providing you with updates on your application. We apologise for any inconvenience caused and will be using your feedback to drive process improvements. We hope you are now enjoying your new vehicle. Kind regards, My Car Credit

Posted 2 years ago

“Excellent communication throughout, they took care of everything to make this a stress free application and I highly recommend My Car Credit”

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Posted 2 years ago

“Molly was excellent at her job got me my car fiance at a lower price than I estimated Thank you”

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Posted 2 years ago

“I called up not knowing much about the process. Molly picked up and explained everything to me very quickly and efficiently. She sorted everything out in a minute or two, explaining everything. This put me at ease and made me very comfortable.”

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Posted 2 years ago

“The service is very good n very quick”

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Posted 2 years ago

“Chloe my manager threw this process has been fantastic. Always returning my calls and me not being very technical all the team were brilliant talking me through everything. Massive thank you especially Chloe”

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Posted 2 years ago

“Very helpful people smooth process”

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Posted 2 years ago

“Everything went smooth, really happy with my new car. Thank you”

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Posted 2 years ago

“Found suitable loan for my needs. Was not pushy and we're always willing to go that extra to help.”

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Posted 2 years ago

“Horrible communication”

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Posted 2 years ago

Dear Customer, We are sorry to hear that you have had a poor experience. Your comment has been flagged to our team and is being investigated in detail as we agree that the communication on this application has been less than satisfactory. We sincerely apologise for the situation and for the inconvenience caused. Kind regards, My Car Credit

Posted 2 years ago

“Easy to deal with no issues”

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Posted 2 years ago

“Very helpful and understanding was a pleasure doing business with. Would recommend.”

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Posted 2 years ago

“The whole process was very straightforward. I provided my information and details of the car I was interested in and everything else was done for me. I only had to sign documents and arrange delivery of my car. Sophie was an excellent help, everything she was doing was explained clearly and concisely. The company's communication with me was top notch. Thank you!”

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Posted 2 years ago

Evolution Funding Ltd T/A My Car Credit is rated 4.8 based on 5,550 reviews