Evolution Funding Ltd T/A My Car Credit Reviews

Name: Evolution Funding Ltd T/A My Car Credit
Address: Evolution House, Smeckley Wood Close, Chesterfield, Evolution House, Smeckley Wood Close, Chesterfield, Chesterfield
Rating: 4.83

4.8 Rating 5,334 Reviews

97 %

of reviewers recommend Evolution Funding Ltd T/A My Car Credit

Company Reviews

Metrics

Info

4.8

Based on 5,334 reviews

Shipping & Delivery
Delivery Methods	Own Driver, Courier
Average Delivery Time	Next Day
On-time Delivery	Greater than 92%
Accurate And Undamaged Orders	95%
Customer Service
Communication Channels	Email, Telephone, Live Chat
Queries Resolved In	Under An Hour
Customer Service	4.8 out of 5

About Evolution Funding Ltd T/A My Car Credit:

Rates from 9.9% APR. Representative APR 10.9%. Evolution Funding Ltd T/A My Car Credit.

We’re part of the UK’s largest motor finance broker, Evolution Funding, and we’ve been helping customers to buy cars on finance for nearly 20 years, on HP, PCP or personal loan.

At My Car Credit, applying for your car loan is quick and easy. Fill out our online application form in just a few short minutes and you’ll receive an instant, online decision on car finance - anytime of day!

We welcome all types of credit profile, you can buy your car from any dealer, and there is no deposit or fees. Our unique underwriting policy places you, the customer, first.

We’ll assess our broad panel of lenders to get you the right finance rate for your circumstances, without impacting on your credit profile*. We’ll then hold your hand throughout the process to ensure that you have a hassle-free experience of buying your dream car on finance.

We've been named 'Best Direct Consumer Proposition' at the Car Finance Awards and awarded 'Best Broker' for 9 consecutive years!

* Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Visit Website

Phone:

01246 458810

Email:

marketing@mycarcredit.co.uk

Location:

Evolution House, Smeckley Wood Close, Chesterfield,
Evolution House, Smeckley Wood Close, Chesterfield
Chesterfield
S41 9PZ

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Evolution Funding Ltd T/A My Car Credit 5 star review on 2nd May 2025

Benjamin Gardner

Evolution Funding Ltd T/A My Car Credit 5 star review on 23rd March 2025

Christopher Loynes

Evolution Funding Ltd T/A My Car Credit 5 star review on 22nd March 2025

GOMAS KAMALESWARAN

Evolution Funding Ltd T/A My Car Credit 5 star review on 16th March 2025

Anonymous

130

Anonymous

Anonymous // 01/01/2019

Sort by: Most Recent Most Recent Highest Rated Filter: None None 5 Stars 4 Stars 3 Stars 2 Stars 1 Stars Helpful

“Molly was great , good service kept me up to date with everything what was going on. Very pleasant and nice person to talk to and best of all done everything quick and speedy !”

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Posted 2 years ago

“Wonderful team, quick and efficient support.”

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Posted 2 years ago

“Very very helpful many thanks Terence roberts”

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Posted 2 years ago

“Very easy from start to finish. Excellent customer service”

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Posted 2 years ago

“The most drawn out process.”

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Posted 2 years ago

Dear Matthew, thank you for providing your feedback and we're sorry that you have not had the smoothest of experiences. Unfortunately, an issue with the lender's systems led to delays which we made you aware of and offered to try a different lender. However, you asked us to wait for the issue to be resolved. We then needed to perform our final checks prior to payout and were unable to reach you in a timely manner. We apologise for the delays and inconvenience caused and hope you are now enjoying your new vehicle. Kind regards, My Car Credit.

Posted 2 years ago

“Great service. Even when I had given up all hope Carl was able to find me an amazing car finance deal in less than a week. I'm well pleased.”

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Posted 2 years ago

“From start to finish my advisor kept me up to date at every stage of the process and was very professional helping me to fill out the online form. He also contacted me either by email or messaging if he required any more information. Good company to do business with.”

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Posted 2 years ago

“Fast and efficient, Connor was a pleasure to deal with thankyou”

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Posted 2 years ago

“Excellent service.”

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Posted 2 years ago

“Adam was amazing! Very helpful and attentive from start to finish, will def use again. Highly recommended A*****”

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Posted 2 years ago

“The main consultant i was dealing with was polite and helpful. Along with rest of team when he was not available. The process for refinancing my balloon payment was handled well, any anxiety i had was reduced. My repayments they have saved me £170 from what my previous repayments was. They was also able to reduced my APR which was a surprise when told. I will definitely be contacting my car credit in near future when im ready to buy my new vehicle.”

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Posted 2 years ago

“Streamlined process. Communication was excellent and options were offered. The overall process was completed in 24 hours and the loan was paid within a day.”

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Posted 2 years ago

“Excellent. Highly recommend.”

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Posted 2 years ago

“Good experience, better than other big companies that I was working with beforehand. Staff always helpful and efficient.”

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Posted 2 years ago

“Quick service but not one mention of the £500+ admin fee until I read it myself on the docs.”

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Posted 2 years ago

Dear Jayne, thank you for taking the time to review us. We take all negative feedback seriously and therefore we have investigated your comments. The fee you mention is the dealer's admin fee when selling you the vehicle. This is not a fee that we, as the finance broker, are involved with which is why we do not mention it during our communication with you. We are satisfied that we have fulfilled correct process whilst handling your application. Kind regards, My Car Credit

Posted 2 years ago

“Great service from start to finish. Kept me updated throughout the process”

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Posted 2 years ago

“Very helpful”

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Posted 2 years ago

“Quick, efficient service with a positive outcome for me”

Evolution Funding Ltd T/A My Car Credit 5 star review on 11th February 2023

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Posted 2 years ago

“Very helpful and polite”

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Posted 2 years ago

“Great staff, I dealt with multiple staff members even though I had a personal account manager. Always willing to help and even assisted with providing a choice of alternative vehicles. Very quick process, definitely recommend.”

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Posted 2 years ago

Evolution Funding Ltd T/A My Car Credit is rated 4.8 based on 5,334 reviews