My Car Credit Reviews

4.86 Rating 3,517 Reviews
97 %
of reviewers recommend My Car Credit
Merchant Metrics
Shipping & Delivery
Delivery Methods
Own Driver
On-time Delivery
Customer Service
Communication Channels
Email, Telephone, Live Chat
Queries Resolved In
Under An Hour
Customer Service
4.77 out of 5
Read My Car Credit Reviews

About My Car Credit:

We’re part of the UK’s largest motor finance broker, Evolution Funding, and we’ve been helping customers to buy cars on finance for over 15 years, on HP, PCP or personal loan.

At My Car Credit, applying for your car loan is quick and easy. Fill out our online application form in just a few short minutes and you’ll receive an instant, online decision on car finance - anytime of the day or year!

We welcome all types of credit profile, you can buy your car from any dealer, and there is no deposit or fees. Our unique underwriting policy places you, the customer, first.

We’ll assess our panel of 27 lenders to get you a finance rate for your circumstances, without impacting on your credit profile. We’ll then hold your hand throughout the process to ensure that you have a hassle-free experience of buying your dream car on finance.

In 2019, My Car Credit was named 'Best Direct Consumer Proposition' at the Car Finance Awards and Evolution Funding was named 'Best Broker' (2020, 2019, 2018, 2017 & 2016).

Car finance from 6.9% APR. Representative APR 14.9%

Visit Website


07971 407 631



Evolution Funding Ltd T/A My Car Credit
Evolution House
Smeckley Wood Close

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My Car Credit 5 star review on 31st October 2019
My Car Credit 5 star review on 17th October 2019
My Car Credit 5 star review on 21st August 2019
Nicusor Vasiliu
My Car Credit 5 star review on 3rd July 2019
My Car Credit 5 star review on 27th June 2019
Craig punk
My Car Credit 5 star review on 22nd June 2019
My Car Credit 5 star review on 30th April 2019
Anonymous  // 01/01/2019
Very helpful and explained everything in detail, nothing was to much trouble, always at the end of the phone.
Posted 3 days ago
Excellent service, great staff!
Posted 3 days ago
Very good company. Great communication always got a text to say they had e-mailed which made the process faster. Would really recommend.
Posted 4 days ago
Molly was a Diamond, I’m not the greatest on computer’s, but she guided me through out it all, first class, regular phone calls to keep me updated, got me my first loan, thanks for everything.
Posted 4 days ago
Brilliant service from start to finish. Kept updated at all times. Really fast payment to the dealer so I got the car after just a few days from applying. Would definitely recommend
Posted 4 days ago
Great Service!
I had a reoly within a couple of hours at the promised rate! 10/10 Service.
Posted 4 days ago
I loved Brianna
She was easy to speak to. Extremely professional and kept me up to date on progress.
Brianna was a pleasure to deal with.
Very professional young lady.
Thank you Brianna
Sarah x
Posted 5 days ago
Was very easy and efficient to use. I was politely surprised with the service
Posted 5 days ago
Hels (Helen) was lovely she kept me up to date with the process she was always very helpful and always chatty and positive full of energy in her voice.
Quick process and straight forward
Posted 5 days ago
Very helpful and easy couldn't recommend enough...... Great team! Very happy with the Apr and car
Posted 6 days ago
The professionalism of the staff are highly impressive. I have had a rather challenging experience with the purchase of my vehicle and can honestly say Molly has worked with great professionalism and patience and hard work throughout.
Posted 1 week ago
Overall a very easy experience. There did appear to be an issue securing my guaranteed interest rate but this was very quickly ironed out when my application was assigned to finance specialist Grant Thorpe. Grant was always available to answer my questions and help keep the process moving when things slowed down.
Posted 1 week ago
Utterly professional from start to finish!!! Molly and her colleagues we're friendly, honest and knowledgeable throughout. Would absolutely recommend to anyone looking for car finance.
Posted 1 week ago
Excellent customer service, prompt and efficient delivery of finances. I felt valued and respected as a customer.
Posted 1 week ago
This was the first time I used a car fiance company and saw yours on the clearscore and thought why not and I spoke to molly gee id number 444529516 she was brilliant and helped me loads she went above and beyond her duties to help me had loads of questions and issues to sort and she was always at hand to help she is a credit to your company and I think without her I don't think I would have carried on with fiance company can u thank her personally for me, please. Thanks, I will be recommending you to all my friends and family
Posted 1 week ago
Friendly and helpful staff
Posted 2 weeks ago
I dealt with Daniel,he was brilliant at all times, could not have had any body better to represent your company
Posted 2 weeks ago
Grant was fantastic, he assisted with liaising with the dealership and always kept me regularly updated much appreciated.
Posted 2 weeks ago
I had great service from Molly who kept me up to date on what was happening. She always returned my calls which was lovely. Thank you
Posted 2 weeks ago
Extremely helpful customer care, the support and guidance I received from Molly was brilliant.
Thank you for making it a stress free experience.
Posted 2 weeks ago
My Car Credit is rated 4.86 based on 3,517 reviews