Evolution Funding Ltd T/A My Car Credit Reviews

Name: Evolution Funding Ltd T/A My Car Credit
Address: Evolution House, Smeckley Wood Close, Chesterfield, Evolution House, Smeckley Wood Close, Chesterfield, Chesterfield
Rating: 4.83

4.8 Rating 5,334 Reviews

97 %

of reviewers recommend Evolution Funding Ltd T/A My Car Credit

Company Reviews

Metrics

Info

4.8

Based on 5,334 reviews

Shipping & Delivery
Delivery Methods	Own Driver, Courier
Average Delivery Time	Next Day
On-time Delivery	Greater than 92%
Accurate And Undamaged Orders	95%
Customer Service
Communication Channels	Email, Telephone, Live Chat
Queries Resolved In	Under An Hour
Customer Service	4.8 out of 5

About Evolution Funding Ltd T/A My Car Credit:

Rates from 9.9% APR. Representative APR 10.9%. Evolution Funding Ltd T/A My Car Credit.

We’re part of the UK’s largest motor finance broker, Evolution Funding, and we’ve been helping customers to buy cars on finance for nearly 20 years, on HP, PCP or personal loan.

At My Car Credit, applying for your car loan is quick and easy. Fill out our online application form in just a few short minutes and you’ll receive an instant, online decision on car finance - anytime of day!

We welcome all types of credit profile, you can buy your car from any dealer, and there is no deposit or fees. Our unique underwriting policy places you, the customer, first.

We’ll assess our broad panel of lenders to get you the right finance rate for your circumstances, without impacting on your credit profile*. We’ll then hold your hand throughout the process to ensure that you have a hassle-free experience of buying your dream car on finance.

We've been named 'Best Direct Consumer Proposition' at the Car Finance Awards and awarded 'Best Broker' for 9 consecutive years!

* Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Visit Website

Phone:

01246 458810

Email:

marketing@mycarcredit.co.uk

Location:

Evolution House, Smeckley Wood Close, Chesterfield,
Evolution House, Smeckley Wood Close, Chesterfield
Chesterfield
S41 9PZ

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Evolution Funding Ltd T/A My Car Credit 5 star review on 2nd May 2025

Benjamin Gardner

Evolution Funding Ltd T/A My Car Credit 5 star review on 23rd March 2025

Christopher Loynes

Evolution Funding Ltd T/A My Car Credit 5 star review on 22nd March 2025

GOMAS KAMALESWARAN

Evolution Funding Ltd T/A My Car Credit 5 star review on 16th March 2025

Anonymous

130

Anonymous

Anonymous // 01/01/2019

Sort by: Most Recent Most Recent Highest Rated Filter: None None 5 Stars 4 Stars 3 Stars 2 Stars 1 Stars Helpful

“Molly Gee, Senior Advisor, is truly an exemplary employee at My Car Credit. Her work is consistently of the highest quality and she is always willing to lend a helping hand to her customers, including myself. Her professional attitude is evident in all of her interactions, and her customer service skills are exceptional. She possesses a deep understanding of her field and uses her professional knowledge to provide valuable insights and solutions which I needed. Molly is a true asset to the My Car Credit team. Keep up the amazing work and thank you , Molly!”

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Posted 2 years ago

“Would definitely recommend unlike other car finance providers they actually give you the others they quote and were very helpful with the whole process and kept me up to date also was a very speedy process which was quite refreshing!”

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Posted 2 years ago

“My Car Credit were a pleasure to deal with. very helpful and professional. Would recommend to anyone.”

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Posted 2 years ago

“Very good to deal with Fast and with no fuss would recommend”

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Posted 2 years ago

“Great service,very professional prompt,thank you.”

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Posted 2 years ago

“Terrible company, IT doesn't work and when you call to discuss they cut you off and refuse to take a complaint or let you speak to a manager (CEO doesn't exist apparently!) No response to written complaint and no explanation as to abusive nature of their staff! Would leave zero stars if that were possible”

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Posted 2 years ago

Dear Customer, we are sorry to hear that you are unhappy with our service. We take all complaints seriously and as all calls are recorded for training and quality purposes, we have been able to review the conversations between you and our advisors. We cannot identify any occasion where our staff were abusive towards you. Whilst we appreciate you were frustrated with some aspects of the application process, we also cannot tolerate abusive language towards our own staff which unfortunately did occur. We agree that your request to submit a complaint could have been handled much better and therefore we are making changes to our process to improve that experience. We apologise for any inconvenience caused. Kind regards, My Car Credit.

Posted 2 years ago

“The whole process was just simply hassle and stress free,fast and efficient ….thank you😊”

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Posted 2 years ago

“Excellent service thanks to Daniel that did all in his power to help me get my car loan”

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Posted 2 years ago

“Pre approved through clear score. Had finance approved on the phone on Sunday! After all paper work done and sent to nissan I have my car in 9 days 🙂 My car credit team/ evolution funding was very friendly & lively to get everything done quickly as possible very happy with my terms and conditions along with my monthly payments.”

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Posted 2 years ago

“Very easy and simple process, got me the agreed APR And was a fast payout.”

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Posted 2 years ago

“Really good service also fast and if I needed help there was someone to speak to”

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Posted 2 years ago

“Amazing experience with My Car Credit”

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Posted 2 years ago

“My personal advisor was very good and as was the other staff but Danny couldn’t do any more than help give him a pay rise”

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Posted 2 years ago

“Josh was amazing throughout as we're all the team if I had any questions.”

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Posted 2 years ago

Author didn't leave any comments.

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Posted 2 years ago

“Great friendly service from start to finish!! Second time using my car credit. Can’t recommend them highly enough Thank you”

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Posted 2 years ago

“Pleasant experience, finance sorted relatively quickly, easy enough”

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Posted 2 years ago

“Saw a car and rang up got approved within two hours picked the car I wanted and picked it up the next morning from William Coates in Bridlington. Car was in mint condition couldn’t fault it.I would recommend using this company very helpful.”

Evolution Funding Ltd T/A My Car Credit 5 star review on 14th December 2022

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Posted 2 years ago

“Fantastic company, great help start to finish, very polite amd easy to contact. Highly recommend”

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Posted 2 years ago

“Josh was brilliant from start to finish. Even when things were slow from the garage perspective he kept momentum moving. Thank-you..”

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Posted 2 years ago

Evolution Funding Ltd T/A My Car Credit is rated 4.8 based on 5,334 reviews