Evolution Funding Ltd T/A My Car Credit Reviews

Name: Evolution Funding Ltd T/A My Car Credit
Address: Evolution House, Smeckley Wood Close, Chesterfield, Evolution House, Smeckley Wood Close, Chesterfield, Chesterfield
Rating: 4.83

4.8 Rating 5,613 Reviews

96 %

of reviewers recommend Evolution Funding Ltd T/A My Car Credit

Company Reviews

Metrics

Info

4.8

Based on 5,613 reviews

Shipping & Delivery
Delivery Methods	Own Driver
On-time Delivery	100%
Customer Service
Communication Channels	Telephone, Email, Live Chat
Queries Resolved In	Under An Hour

About Evolution Funding Ltd T/A My Car Credit:

Rates from 9.9% APR. Representative APR 10.9%. Evolution Funding Ltd T/A My Car Credit.

We’re part of the UK’s largest motor finance broker, Evolution Funding, and we’ve been helping customers to buy cars on finance for nearly 20 years, on HP, PCP or personal loan.

At My Car Credit, applying for your car loan is quick and easy. Fill out our online application form in just a few short minutes and you’ll receive an instant, online decision on car finance - anytime of day!

We welcome all types of credit profile, you can buy your car from any dealer, and there is no deposit or fees. Our unique underwriting policy places you, the customer, first.

We’ll assess our broad panel of lenders to get you the right finance rate for your circumstances, without impacting on your credit profile*. We’ll then hold your hand throughout the process to ensure that you have a hassle-free experience of buying your dream car on finance.

We've been named 'Best Direct Consumer Proposition' at the Car Finance Awards and awarded 'Best Broker' for 9 consecutive years!

* Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Visit Website

Phone:

01246 458810

Email:

marketing@mycarcredit.co.uk

Location:

Evolution House, Smeckley Wood Close, Chesterfield,
Evolution House, Smeckley Wood Close, Chesterfield
Chesterfield
S41 9PZ

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Evolution Funding Ltd T/A My Car Credit 5 star review on 19th February 2026

132

Anonymous

Anonymous // 01/01/2019

Sort by: Most Recent Most Recent Highest Rated Filter: None None 5 Stars 4 Stars 3 Stars 2 Stars 1 Stars Helpful

“Found them easy to talk to and got credit very fast thank you”

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Posted 3 months ago

“They are the best ever”

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Posted 3 months ago

“Very easy to arrange, helpful staff.”

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Posted 4 months ago

“Dreadful. Run as far as you can”

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Posted 4 months ago

Hello, Thank you for your feedback. We’re sorry to hear you’ve had a frustrating experience. In this case, the finance application was submitted as a personal agreement, so we’re unable to issue documentation in a business name after completion. When we became aware that the vehicle may have been registered differently to the details provided on the application, we were required to inform the lender, as part of our regulatory responsibilities. The outcome of the case was determined by the lender, based on their terms and the information provided at application stage. We hope this helps. If you have any queries, please contact complaints@evolutionfunding.com and a member of our team will get back to you as soon as possible. Kind regards, My Car Credit

Posted 3 months ago

“Very pleased by all partys to manged to get me my dream car thank you”

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Posted 4 months ago

“My case handler had great communication and kept me up to date with any updates quickly. He was great and knowledgeable!”

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Posted 4 months ago

“Easy to contact (refreshing to actually speak to a human) and even through e-mail responses were instant so no Delays with corrrespondence, very Quick. I was assigned a contact (Molly) Throughout my application and she was easily contactable and responded immediately to my queries. Excellent service.”

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Posted 4 months ago

“This was the easiest of processes. I found the car I wanted and car credit did the rest. Very impressed with the communication throughout .”

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Posted 4 months ago

“Very helpful and great with communication”

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Posted 4 months ago

“My Car Credit has been really good to deal with. I was looking for car finance and found them to have really competitive rates, they gave me the best price and also had options to choose a car even after being pre approved and even after being approved they did mention that they will hold this for upto 14 days for what i can remember, also the communication was brilliant and smooth. Had to ring them a few times and each time the information was clear and concise with a timescale on things, would definitely recommend.”

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Posted 4 months ago

“They took a chance on me when no one else would. Hadji, was there for me every step of the way.....answered all my questions and sorted it all for me”

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Posted 4 months ago

“Best rate at the time, organised everything for me, straight forward process, excellent Comms and customer service, I will recommend them, and use their services again”

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Posted 4 months ago

“Such a smooth process. And all employees who helped were professional and extremely helpful.”

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Posted 4 months ago

“Connor made something I found quite stressful - very easy! He helped me find a car that matched my specifications and dealt with everything. A very smooth, easy process.”

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Posted 4 months ago

“I was quite shocked that I got approved for credit, I originally was shopping at Carsa for a car, who managed to get my pre-approved with Evolution Funding... Sadly I got messed around with Carsa but upon speaking to Evolution Funding they can finance any car at a reputable dealership. Luckily enough I managed to find a car that I was after and Evolution Funding/My Car Credit were extremely helpful, Molly was assigned to my application and was extremely helpful and very polite and positive to talk to. The only thing I really struggled with was signing the agreements through their third party but I managed to do it correctly”

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Posted 4 months ago

“MyCarCredit was great throughout the entire process of me purchasing my vehicle, Molly was very understanding and helpful even though I had to mess around and change the agreement, would definitely recommend, perfect service.”

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Posted 4 months ago

“Outstanding customer service explained everything and answered all my questions very helpful staff”

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Posted 4 months ago

“Molly was of great assistance from start to finish during my application process. Many thanks to her and Car Credit”

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Posted 4 months ago

“Molly was of great assistance from start to finish during my application process. Many thanks to her and Car Credit”

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Posted 4 months ago

“Excellent from start to finish. Everbybody who I spoke to was helpful, friendly, and could not do more to help me. Went the extra mile to assist in me getting the car I wanted. Top service. Thank you”

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Posted 4 months ago

Evolution Funding Ltd T/A My Car Credit is rated 4.8 based on 5,613 reviews