Evolution Funding Ltd T/A My Car Credit Reviews

Name: Evolution Funding Ltd T/A My Car Credit
Address: Evolution House, Smeckley Wood Close, Chesterfield, Evolution House, Smeckley Wood Close, Chesterfield, Chesterfield
Rating: 4.83

4.8 Rating 5,543 Reviews

96 %

of reviewers recommend Evolution Funding Ltd T/A My Car Credit

Company Reviews

Metrics

Info

4.8

Based on 5,543 reviews

Shipping & Delivery
Delivery Methods	Own Driver
On-time Delivery	100%
Customer Service
Communication Channels	Email, Telephone
Queries Resolved In	Under An Hour

About Evolution Funding Ltd T/A My Car Credit:

Rates from 9.9% APR. Representative APR 10.9%. Evolution Funding Ltd T/A My Car Credit.

We’re part of the UK’s largest motor finance broker, Evolution Funding, and we’ve been helping customers to buy cars on finance for nearly 20 years, on HP, PCP or personal loan.

At My Car Credit, applying for your car loan is quick and easy. Fill out our online application form in just a few short minutes and you’ll receive an instant, online decision on car finance - anytime of day!

We welcome all types of credit profile, you can buy your car from any dealer, and there is no deposit or fees. Our unique underwriting policy places you, the customer, first.

We’ll assess our broad panel of lenders to get you the right finance rate for your circumstances, without impacting on your credit profile*. We’ll then hold your hand throughout the process to ensure that you have a hassle-free experience of buying your dream car on finance.

We've been named 'Best Direct Consumer Proposition' at the Car Finance Awards and awarded 'Best Broker' for 9 consecutive years!

* Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Visit Website

Phone:

01246 458810

Email:

marketing@mycarcredit.co.uk

Location:

Evolution House, Smeckley Wood Close, Chesterfield,
Evolution House, Smeckley Wood Close, Chesterfield
Chesterfield
S41 9PZ

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Evolution Funding Ltd T/A My Car Credit 5 star review on 19th February 2026

132

Anonymous

Anonymous // 01/01/2019

Sort by: Most Recent Most Recent Highest Rated Filter: None None 5 Stars 4 Stars 3 Stars 2 Stars 1 Stars Helpful

“Made my day very happy with there service and done with in the day and cheaper than most companies 😀”

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Posted 2 months ago

“My car credit was great . Bought a really nice car with them”

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Posted 2 months ago

“Excellent service and super fast payout to get my new car within day…collected car a few days later…”

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Posted 2 months ago

“Great customer service! Molly was exceptional from start to finish. Very happy with the outcome. Thank you!”

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Posted 2 months ago

“Great customer service! Molly was exceptional from start to finish. Very happy with the outcome. Thank you!”

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Posted 2 months ago

“AMAZING SERVICE ,PROFESSIONAL STAFF”

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Posted 2 months ago

“very quick understanding polite and clear answers thanks you Tara Harrison”

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Posted 2 months ago

“Very helpful and all paperwork done online and whole process concluded within 3 days.”

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Posted 2 months ago

“Excellent,very polite”

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Posted 2 months ago

“Amazing, with my credit rating not the best I didn't think I'd be able to get finance but I did. My advisor Molly was brilliant couldn't fault her she's a credit to her company she kept me informed all the way. Even when i was talking to the dealership she was keeping in touch making sure everything was OK. Due to work commitments I'm not able to pick the car up until 27th February but I can't wait. Would definitely recommend to anyone who is after car finance A++++++++”

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Posted 2 months ago

“Massive thanks to Katie. She was so helpful and made the process so easy!”

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Posted 2 months ago

“I cannot thank Evolution Funding Ltd and especially Chris Rydiard enough for the incredible support provided during a very complex vehicle dispute. After being sold a faulty vehicle by a dealership and experiencing significant administrative delays that put my credit file at risk, Chris stepped in as a true advocate. While the dealership failed to meet statutory deadlines and neglected basic paperwork, Chris was proactive, transparent, and relentless in pushing the finance company to resolve the matter. His expertise in navigating the Consumer Rights Act and his ability to communicate effectively with the lenders meant that a situation that felt hopeless was eventually resolved in my favor. Thanks to his hard work, my previous finance was cleared, and I was able to secure a new agreement despite the hurdles the dealership placed in my way. If you want a broker who does more than just "sell" a deal—someone who actually has your back when things go wrong—I cannot recommend Chris highly enough. Professional, empathetic, and highly effective.”

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Posted 2 months ago

“Haddy has been very helpful as well as Molly in helping us get our new car. They helped make a stressful process, as it was my first, more manageable....I would recommend 100% They accepted me when everyone else rejected....they gave me a chance.”

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Posted 2 months ago

“Tbh , Josh , who I mostly dealt with was friendly , relaxing and very professional, 10/10 , I was very impressed !”

Evolution Funding Ltd T/A My Car Credit 5 star review on 14th February 2026

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Posted 2 months ago

“Great company to deal with great customer service they sorted all the paperwork for me I would recommend them.”

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Posted 2 months ago

“A straightforward process to aquire finance for a new vehicle. Helpful staff who are available to speak to, and answer my questions. Documentation for terms and conditions was to the point and easy to understand. I was kept upto date through messages as the process progressed. Finance quickly secured and received by the company I am collecting my vehicle from”

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Posted 3 months ago

“They only allow 5 stars but this company deserve way way more. Their friendly extremely helpful staff and positive attitude are what clearly sets this company apart from others. They have now arranged my new car finance in under 24 hours over a weekend. Nothing has been a problem and even secured me a fantastic Apr rate compared to what I'd been offered elsewhere. 10/10 to everyone at My Car Credit. Couldn't be happier”

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Posted 3 months ago

“Professional efficient and easy to navigate. This is what you should expect from a lending company and that is what I got. Made easy by clear and concise instructions Would definitely recommend 100 per cent”