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Evolution Funding Ltd T/A My Car Credit Reviews

4.8 Rating 5,311 Reviews
97 %
of reviewers recommend Evolution Funding Ltd T/A My Car Credit
Company Reviews Metrics Info
4.8
Based on 5,311 reviews
Shipping & Delivery
Delivery Methods
Own Driver, Courier
Average Delivery Time
Next Day
On-time Delivery
Greater than 91%
Accurate And Undamaged Orders
Greater than 94%
Customer Service
Communication Channels
Email, Telephone, Live Chat
Queries Resolved In
Under An Hour
Customer Service
4.8 out of 5
Read Evolution Funding Ltd T/A My Car Credit Reviews

About Evolution Funding Ltd T/A My Car Credit:

Rates from 9.9% APR. Representative APR 10.9%. Evolution Funding Ltd T/A My Car Credit.

We’re part of the UK’s largest motor finance broker, Evolution Funding, and we’ve been helping customers to buy cars on finance for nearly 20 years, on HP, PCP or personal loan.

At My Car Credit, applying for your car loan is quick and easy. Fill out our online application form in just a few short minutes and you’ll receive an instant, online decision on car finance - anytime of day!

We welcome all types of credit profile, you can buy your car from any dealer, and there is no deposit or fees. Our unique underwriting policy places you, the customer, first.

We’ll assess our broad panel of lenders to get you the right finance rate for your circumstances, without impacting on your credit profile*. We’ll then hold your hand throughout the process to ensure that you have a hassle-free experience of buying your dream car on finance.

We've been named 'Best Direct Consumer Proposition' at the Car Finance Awards and awarded 'Best Broker' for 9 consecutive years!

* Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Visit Website

Phone:

01246 458810

Email:

marketing@mycarcredit.co.uk

Location:

Evolution House, Smeckley Wood Close, Chesterfield,
Evolution House, Smeckley Wood Close, Chesterfield
Chesterfield
S41 9PZ

Write Your review

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Dawn West
Verified Buyer
“Very happy with these it was a easy process and was given upmost attention to get me the best deal possible I now have my new car thank you and I will definitely use you again”
Helpful Report
Posted 1 month ago
Azaan Changazi
Verified Buyer
“Very good service fast and everything was crystal clear”
Helpful Report
Posted 1 month ago
Anonymous
Verified Buyer
“The entire process—from start to finish—took less than 4 days. Very impressive and incredibly smooth! The support and advice I received were outstanding. I would definitely recommend these guys. A friend recommended them to me, and I have to say, her compliments were spot on. They truly lived up to the praise!”
Helpful Report
Posted 1 month ago
Nana Asamoah
Verified Buyer
“Quick and easy application. Customer service is 5star. I would recommend”
Helpful Report
Posted 1 month ago
Nadeem Ejaz
Verified Buyer
“Very professional service and easy process of finance . I was able to get finance of my new car in one day.”
Helpful Report
Posted 1 month ago
Jacob Gavaghan
Verified Buyer
“Brilliant service, helpful staff that aren’t pushy.”
Helpful Report
Posted 1 month ago
Daniel Ball
Verified Buyer
“Can't fault the guys here ,had an issue with a seller selling a misdescribed vehicle, said they would sort getting the funds back ,all while sorting my finance out for another vehicle, top service ,helpful beyond belief, I dont usually do reviews, but ill make the effort for these ,especially after all they have done for me”
Helpful Report
Posted 1 month ago
Leah McCormick
Verified Buyer
“Fantastic easy service from start to end”
Helpful Report
Posted 1 month ago
Kevan Kenny
Verified Buyer
“It was really good”
Helpful Report
Posted 1 month ago
Jamie Milne
Verified Buyer
“Ultimately they got me finance however, I was given wrong information multiple times and didn’t realise 2 hard searches had happened until I found a better deal elsewhere but got declined for having too many checks. Really wouldn’t recommend as it was a below standard I’d expect.”
Helpful Report
Posted 1 month ago
Dear Jamie, Thank you for your feedback. While we're delighted that we were ultimately able to secure finance for you, we're sorry to hear that parts of the process didn’t meet your expectations. Regarding the change in APR, we can confirm that the advisor you spoke with during your welcome call did explain that certain vehicle criteria can affect the final rate offered by the lender. These requirements are set by our funding partners, and in this case, they applied a higher rate due to the nature of the vehicle you were looking to finance. We also want to address your concerns around credit checks. While we aim to be as transparent as possible, the type of credit search (soft or hard) ultimately depends on the lender we’re submitting the application to. We do explain this in our initial conversations and on our website, and we are always reviewing ways of improving our transparency. We would like to thank you again for using My Car Credit. If you have any further questions or issues about your application, please email complaints@evolutionfunding.com. Kind regards, My Car Credit
Posted 3 weeks ago
Mohammed Hussain
Verified Buyer
“Brilliant, efficient, very helpful and kept me informed tightly. Jerome was fantastic.”
Helpful Report
Posted 1 month ago
Colin Williams
Verified Buyer
“Arranged my car finace via My Car Credit very easy to work with and communicated very well throughout the process...would recommend them”
Helpful Report
Posted 2 months ago
Glen Haines
Verified Buyer
“Sounded promising and quick on the first phone call I had. Then ended up waiting 3 days for the funds to be sent through also rang 4 time to try and speed the process up.”
Helpful Report
Posted 2 months ago
Dear Glen, Thank you for your feedback - we're sorry to hear that your experience didn’t go as smoothly as it initially seemed, and we appreciate you taking the time to share your concerns. While your application was processed quickly - with payout completed the day after your initial approval - we understand how it might not have felt that way from your perspective, especially with the extra steps needed around proof of address. There was a bit of back and forth due to the original invoice showing an outdated address, and while we did try to accept an alternative document to keep things moving, it unfortunately didn’t meet the lender’s requirements. That led to us needing a new document, which added some time. Once the payout was processed, it was done after 5pm, which meant the dealership would typically receive funds the next working morning - usually before lunchtime. While this part of the process is out of our hands once funds are released, we appreciate that it added some frustration to your experience. We'd like to thank you again for your review and for using My Car Credit. Kind regards, My Car Credit
Posted 3 weeks ago
Karl Cronin
Verified Buyer
“Everyone was such a great help in sorting out my finance for my new car. Would recommend to everyone who need there 8advice on get finance.”
Helpful Report
Posted 2 months ago
Nigel Chibwana
Verified Buyer
“Excellent customer service. I’m very pleased with my dream car thanks to Thomas and the team for doing a great job . Over the moon really impressed with customer services . I would recommend anyone looking to finance a car .”
Helpful Report
Posted 2 months ago
Anonymous
Verified Buyer
“Very helpful and great communication with anything was needed.”
Helpful Report
Posted 2 months ago
Mike
Unverified Reviewer
“Excellent and contactable at all times throughout this process”
Helpful Report
Posted 2 months ago
Glen Haines
Verified Reviewer
“Poor service. The only reason I choose this company is because of the low apr rate. Had to ring 5 time to push for it to get sorted. Wasted 2/3 days waiting on them and still waiting on them…”
Helpful Report
Posted 2 months ago
Anonymous
Verified Buyer
“They are very helpful and easy to communicate with.”
Helpful Report
Posted 2 months ago
Tomasz Kowalski
Verified Buyer
“Very good service, I’ll recommend to everyone,fast and professional”
Helpful Report
Posted 2 months ago
Evolution Funding Ltd T/A My Car Credit is rated 4.8 based on 5,311 reviews
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