Evolution Funding Ltd T/A My Car Credit Reviews

Name: Evolution Funding Ltd T/A My Car Credit
Address: Evolution House, Smeckley Wood Close, Chesterfield, Evolution House, Smeckley Wood Close, Chesterfield, Chesterfield
Rating: 4.83

4.8 Rating 5,613 Reviews

96 %

of reviewers recommend Evolution Funding Ltd T/A My Car Credit

Company Reviews

Metrics

Info

4.8

Based on 5,613 reviews

Shipping & Delivery
Delivery Methods	Own Driver
On-time Delivery	100%
Customer Service
Communication Channels	Telephone, Email, Live Chat
Queries Resolved In	Under An Hour

About Evolution Funding Ltd T/A My Car Credit:

Rates from 9.9% APR. Representative APR 10.9%. Evolution Funding Ltd T/A My Car Credit.

We’re part of the UK’s largest motor finance broker, Evolution Funding, and we’ve been helping customers to buy cars on finance for nearly 20 years, on HP, PCP or personal loan.

At My Car Credit, applying for your car loan is quick and easy. Fill out our online application form in just a few short minutes and you’ll receive an instant, online decision on car finance - anytime of day!

We welcome all types of credit profile, you can buy your car from any dealer, and there is no deposit or fees. Our unique underwriting policy places you, the customer, first.

We’ll assess our broad panel of lenders to get you the right finance rate for your circumstances, without impacting on your credit profile*. We’ll then hold your hand throughout the process to ensure that you have a hassle-free experience of buying your dream car on finance.

We've been named 'Best Direct Consumer Proposition' at the Car Finance Awards and awarded 'Best Broker' for 9 consecutive years!

* Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Visit Website

Phone:

01246 458810

Email:

marketing@mycarcredit.co.uk

Location:

Evolution House, Smeckley Wood Close, Chesterfield,
Evolution House, Smeckley Wood Close, Chesterfield
Chesterfield
S41 9PZ

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Evolution Funding Ltd T/A My Car Credit 5 star review on 19th February 2026

132

Anonymous

Anonymous // 01/01/2019

Sort by: Most Recent Most Recent Highest Rated Filter: None None 5 Stars 4 Stars 3 Stars 2 Stars 1 Stars Helpful

“Always a pleasure to deal with”

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Posted 2 months ago

“Not enough communication after the finance had been sorted very professional at the start but would’ve liked to be kept updated more .. but all sorted after 3 days I picked my new car up … so happy enough”

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Posted 2 months ago

Dear Carl, Thank you for your review. We’re pleased we could help get your finance agreement completed quickly, however we’re sorry to hear you felt communication after payout could have been better. We’re actively reviewing this internally to ensure customers are kept fully updated throughout every stage of the process. We appreciate you taking the time to share your experience. Kind regards, My Car Credit

Posted 2 months ago

“Quick, easy and very helpful team!”

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Posted 2 months ago

“Great experience with My Car Credit. Flexible payment plans and super helpful team made getting my car a breeze. Shout out to Katie S. Such a lovely lady. Highly recommend.”

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Posted 2 months ago

“Excellent all round thank you”

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Posted 2 months ago

“Connor was amazing throughout the whole process. Very helpful without being pushy. I would highly recommend.”

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Posted 2 months ago

“Amazing company, so far the process has been smooth!! Looking forward to seeing my new car too !!”

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Posted 2 months ago

“So easy to do no hassle with them”

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Posted 2 months ago

“Absolutly Fantastic. I have struggled to get finance even with most poor credit searches and mycarcredit was by far the best and most helpful. I would highly recommend. My adviser molly gee was fantastic and I wouldn't of got my new car without her. She helped from the very beginning right up until I got my car. She is great. Thank you.”

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Posted 2 months ago

“They provided me with the best deal and very proactive contacting me and the dealership!”

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Posted 2 months ago

“A Very good experience from start to finish, and answered all my questions i had and more. Also called to check in to see how my car purchasing was going and then help inform me on what i needed to do next.”

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Posted 3 months ago

“From my 1st phone call to receiving my vehicle My Car Credit were professional and explained everything clearly”

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Posted 3 months ago

“Fantastic service, dealt with the dealership and sorted everything out in a speedy manor. Call centre is UK based and everyone is knowledgeable and helpful. Special shout out to Hadi for sorting this out for me, thank you mate”

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Posted 3 months ago

“I had an excellent experience with My Car Credit. The staff were incredibly helpful throughout the entire process, especially my Car Credit Specialist, (Tara Harrison). She was supportive, attentive, and consistently followed up with both me and the dealer to make sure everything was on track. Whenever I didn’t understand something, she took the time to explain it clearly, which made the whole experience stress-free. I had been struggling to get finance for my dream car, but within just a few days, they arranged everything for me. Now I’m happily driving my car, and I couldn’t be more grateful. Their customer service is outstanding—they always answer the phone promptly and keep you updated every step of the way. I would highly recommend My Car Credit to anyone who is struggling to secure car finance and wants a reliable, supportive team to help them achieve their goal.”

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Posted 3 months ago

“Molly very professional person very helpful dealing with my application with a professional way Thx a lot”

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Posted 3 months ago

“The process was easy and straightforward. Staffs were very helpful and I got good APR.”

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Posted 3 months ago

“Really easy to complete online and provide all documents requried. Quick response and money trasnferred to dealer well ahead of collection.”

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Posted 3 months ago

“Dealt with Aron. He was excellent in finding me the best deal and liaising with my dealership.”

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Posted 3 months ago

“I asked for car finance but they declined the garage, they then went for a personal loan without my knowledge and on top of that they added on top of the amount I actually needed. This company will be reported to the FCA.”

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Posted 3 months ago

Dear Christopher, Thank you for your review. We are sorry to hear you're unhappy with your experience. If you would like us to look into this further or raise a formal complaint, please email complaints@evolutionfunding.com and a member of our Complaints team will get back to you as soon as possible. Kind regards, My Car Credit

Posted 3 months ago

“Molly helped me find my new car and went through everything with me very efficiently and couldn't do enough for me, she was an absolute pleasure to deal with, would definitely recommend!”

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Posted 3 months ago

Evolution Funding Ltd T/A My Car Credit is rated 4.8 based on 5,613 reviews