Evolution Funding Ltd T/A My Car Credit Reviews

Name: Evolution Funding Ltd T/A My Car Credit
Address: Evolution House, Smeckley Wood Close, Chesterfield, Evolution House, Smeckley Wood Close, Chesterfield, Chesterfield
Rating: 4.83

4.8 Rating 5,500 Reviews

96 %

of reviewers recommend Evolution Funding Ltd T/A My Car Credit

Company Reviews

Metrics

Info

4.8

Based on 5,500 reviews

Shipping & Delivery
Delivery Methods	Own Driver, Courier
Average Delivery Time	Next Day
On-time Delivery	Greater than 90%
Accurate And Undamaged Orders	95%
Customer Service
Communication Channels	Email, Telephone, Live Chat
Queries Resolved In	Under An Hour
Customer Service	4.8 out of 5

About Evolution Funding Ltd T/A My Car Credit:

Rates from 9.9% APR. Representative APR 10.9%. Evolution Funding Ltd T/A My Car Credit.

We’re part of the UK’s largest motor finance broker, Evolution Funding, and we’ve been helping customers to buy cars on finance for nearly 20 years, on HP, PCP or personal loan.

At My Car Credit, applying for your car loan is quick and easy. Fill out our online application form in just a few short minutes and you’ll receive an instant, online decision on car finance - anytime of day!

We welcome all types of credit profile, you can buy your car from any dealer, and there is no deposit or fees. Our unique underwriting policy places you, the customer, first.

We’ll assess our broad panel of lenders to get you the right finance rate for your circumstances, without impacting on your credit profile*. We’ll then hold your hand throughout the process to ensure that you have a hassle-free experience of buying your dream car on finance.

We've been named 'Best Direct Consumer Proposition' at the Car Finance Awards and awarded 'Best Broker' for 9 consecutive years!

* Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Visit Website

Phone:

01246 458810

Email:

marketing@mycarcredit.co.uk

Location:

Evolution House, Smeckley Wood Close, Chesterfield,
Evolution House, Smeckley Wood Close, Chesterfield
Chesterfield
S41 9PZ

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Evolution Funding Ltd T/A My Car Credit 5 star review on 19th February 2026

132

Anonymous

Anonymous // 01/01/2019

Sort by: Most Recent Most Recent Highest Rated Filter: None None 5 Stars 4 Stars 3 Stars 2 Stars 1 Stars Helpful

“I highly recommend this credit broker. The process was incredibly fast, with a decision made very quickly. What impressed me most was how easy they made everything; it required minimal effort on my part.thank you Joshua”

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Posted 5 months ago

“Very communicative. Fast and easy application.”

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Posted 5 months ago

“very pleased”

Evolution Funding Ltd T/A My Car Credit 5 star review on 24th September 2025

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Posted 5 months ago

“my car credit was outstanding everything was done quick and easy the customer service was amazing couldn’t fault it they where always happy to help with any questions I had and made it a smooth and easy process for me to get my new car!!”

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Posted 5 months ago

“Very fast and efficient, easy application process and friendly team to speak to. Top marks guys”

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Posted 5 months ago

“A very big thank you to Chris & the team for all their help to get things sorted. Super helpful & knowledgable to make the process as smooth as possible. Highly recommend.”

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Posted 5 months ago

“Very good service”

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Posted 5 months ago

“Very good service”

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Posted 5 months ago

“Craig was fantastic, a genuine bloke who wants to help you out. Very smooth process and would definitely be a returning customer - thanks Craig.”

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Posted 5 months ago

“Absolutely outstanding. Credit check was done and funds were sent to motorbike company within 2 days! It was the easiest transaction ever. Can't recommend them enough!”

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Posted 5 months ago

“Professionally qualified to be UK’s number one.. no hassle and straightforward professionalism.. car loan soughted in minutes and got the car next day.💯👍🙌”

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Posted 5 months ago

“Always answer the phone”

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Posted 5 months ago

“I don’t have much to say,only I can say everyone from my car credit is very confident that people thank you”

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Posted 5 months ago

“Aaron customer service was very professional and efficient”

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Posted 5 months ago

“Very helpful straight forward. And great value.highly recommend them.”

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Posted 5 months ago

“I agree with all of the positive reviews, really good, easy experience. Hadi Gooljar was amazing and responded to all my questions. There was the confusing thing with charging an extra 2% for financing a pickup truck. I accepted as I was informed but would have preferred to pay that off rather than adding it to the loan. Also, I think this should be made clear on the website rather than a 'secret' only known to Evolution and My Car Credit staff until last minute. I am hoping my purchase continues to be a good experience but overall, good folks to deal with.”

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Posted 5 months ago

“Absolutely brilliant service from start to finish! I couldn’t be happier with the support I received — every step of the process was smooth, professional, and stress-free. A huge shout-out to Alfie, who went above and beyond to make sure everything was explained clearly and handled with care. He was patient, attentive, and always available to answer my questions, no matter how small. It really felt like he had my back at every stage, which gave me so much confidence throughout the whole experience. I’m genuinely impressed by the dedication and friendliness of the team, and I wouldn’t hesitate to recommend them to anyone looking for exceptional customer service. Thank you, Alfie, for making the journey such a positive one!”

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Posted 5 months ago

“Absolutely great company all paperwork was dealt very quickly had my car within couple of days after signing will definately recommend”

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Posted 5 months ago

“Very easy process, and was £40 cheaper per month than some so called main lenders, had my car within days, the car garage wee paid very fast as well. Staff I spoke to we're all very nice and Chris who handled my case was brilliant took time to explain everything to me and re explain when needed 10/10 and definitely would recommend.”

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Posted 5 months ago

“Excellent partnership! Thank you.”

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Posted 5 months ago

Evolution Funding Ltd T/A My Car Credit is rated 4.8 based on 5,500 reviews