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John Charcol Reviews

4.9 Rating 3,002 Reviews
99 %
of reviewers recommend John Charcol
4.9
Based on 3,002 reviews
Customer Service
Communication Channels
Email, Telephone, Live Chat
Queries Resolved In
Under An Hour
Customer Service
5 out of 5
Read John Charcol Reviews

About John Charcol:

John Charcol is an award-winning team of independent mortgage experts who provide friendly and professional advice both over the phone and in person. We help thousands of people each year and have become one of the top mortgage brokers in the UK.

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Anonymous
Anonymous  // 01/01/2019
Both Erin Sandall and Eliott were very professional and helpful and I have faith that should a better deal come up in the next year or so for us that Erin will be on the case and be in contact with us, otherwise we will be speaking in 4 years time!
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(Southampton) - Posted 8 years ago
Very patient with us when things changed, and we had to change what we wanted.
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(Southampton) - Posted 8 years ago
We were kept informed of our progress with our mortgage application at all times. They were good intermediaries to the lending company.
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(Southampton) - Posted 8 years ago
Nahid Hussain - that's it. Look after him as he looks after us!
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(Southampton) - Posted 8 years ago
Very efficient and kept us informed throughout would definitely recommend and use again
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(Southampton) - Posted 8 years ago
Fantastic service.
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(Southampton) - Posted 8 years ago
sarita varma was a great negotiator and a lovely person aswell. She made us relaxed and obtained for us a mortgage deal we never would have managed to get ourselves. she was totally professional throughout the experience and we would recommend her to anybody.ten out of ten.
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(London) - Posted 8 years ago
Kept me updated and friendly/ knowledgable people to deal with
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(Southampton) - Posted 8 years ago
Lisa found a good mortgage and helped me with any extra info I needed. Chantelle kept me updated throughout the process and felt that everything was in hand and no chasing up by me required.
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(Southampton) - Posted 8 years ago
I used them to arrange a mortgage on a holiday let. I'm actually a finance professional so could have easily done it myself, but decided I'd rather pay John Charcol as I needed to save the time. Thus I guess you could say I would be a pretty critical reviewer (and I rarely do reviews). John Charcol did what they said they'd do, explained the options on offer, kept me fully informed throughout the process, allocated a great account handler (Georgina) and just did a fantastic job! They were all highly professional and the money I spent having them sort it all out for me was well spent. I'd recommend them unreservedly.
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(Southampton) - Posted 8 years ago
Great service and communication
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(Southampton) - Posted 8 years ago
Hi to anybody looking for a very helpful speedy company to sort out mortgages, these guys were excellent from start to finish very professional and helpfull with some ar any unanswered questions i might of had, if your looking for a reliable and very easy to talk to company i would highly recommend thanks again especially charlotte and steve blinman . jim tolmie butt
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(Southampton) - Posted 8 years ago
Kept us fully informed all the way through the process. Did not have to phone to get updates.
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(Southampton) - Posted 8 years ago
We have been trying to arrange a buy to let mortgage for some months now. We need less than 50% funding for this purchase, we have 6 other properties (small studio flats) none with mortgages. At the start of the process we had all the usual hassle with the anti money laundering rules, not least of which because they only drip fed us what proofs they required. Each time the requested proofs were sent, they wrote sometimes weeks later to request yet more information and proof. Their explanation is that they don't know what the mortgage provider will want until they ask for it, so it would appear that either they have no knowledge of the mortgage provider or they just don't care. We finally got an offer of sorts only to be told today that the solicitors we use were not on their panel and we would need to use a different one. They have known from the outset who are solicitors are, they had everything ready to go two months ago to be told now that we need to use a different one is beyond belief. We have run up a bill with our solicitors of around £1000 and they now wish us to change. We have never used John Charcol before and have been apalled by the service they offer as "The country's Largest Mortgage Broker". They never keep us informed of what is going on, as usual with these sorts of organisations, only endless badgering by us produces results, not too bad if they were doing this for free, but they aren't. We certainly won't be using them again, a thouroughly bad experience.
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Posted 8 years ago
everything went off well, although initially personal info & documentation took bit longer than expected, the outcome was satisfactory.
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Posted 8 years ago
Professional, helpful, very clear and straight forward with no unexpected or unexplained fees or problems. Offered very competitive products which offset the additional brokers fee. Overall very happy
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Posted 8 years ago
Penny was very good at keeping me informed
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Posted 8 years ago
We have just purchased our first home thanks to the stellar work of John Charcol, specifically Nigel Denmeade and Sandra Walsh. From the moment we put the offer in, Nigel's warm personality gave us reassurance that he would find us the very best deal for our first mortgage. The process was incredibly smooth with his guidance, and he quickly found a lender who was suitable. 3 months down the line when things were getting fraught, and we were given notice on our rented flat with only weeks to go before needing to complete, Sandra stepped in and rang our estate agent and solicitor to chase and we're convinced that had she not been so diligent and organised, we might not have been able to move as quickly as we did. We may have even been out of a home, but Sandra ensured this didn't happen. When you use a broker for a mortgage you expect a good service, but Nigel and Sandra were over and above what we could have expected; the personal touch was what made this process so successful for us. Even down to "happy packing" emails when it was all coming together, Nigel and Sandra gave us a really personal service and we'll never forget how much smoother they made the purchase of our first home. We would recommend them in a heartbeat.
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Posted 8 years ago
Remortgage process made very easy, strightforward and queries dealt with quickly and efficiently. Follow up very good with regular checks and updates. Service provided was professional, pleasant and gave confidence in process.
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Posted 8 years ago
John Charcol helped me arrange a mortgage for a second home flat purchase when my usual lender let me down after I had already put in an offer on a flat. I was so relieved to speak Randeep who was positive, calm and very professional, took care to explain things carefully and found a lender for me to secure my purchase. I would highly recommend John Charcoal to anyone needing assistance navigating the mortgage market and securing a lender. I finally completed on my flat purchase last week and am very happy and would not be in this position if not for Randeep helping me secure a lender.
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Posted 8 years ago
John Charcol is rated 4.9 based on 3,002 reviews