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John Charcol Reviews

4.9 Rating 2,815 Reviews
99 %
of reviewers recommend John Charcol
4.9
Based on 2,815 reviews
Customer Service
Communication Channels
Email, Telephone, Live Chat
Queries Resolved In
Under An Hour
Customer Service
5 out of 5
Read John Charcol Reviews

About John Charcol:

John Charcol is an award-winning team of independent mortgage experts who provide friendly and professional advice both over the phone and in person. We help thousands of people each year and have become one of the top mortgage brokers in the UK.

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Highly recommended as they have a great service. Thanks
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Posted 16 hours ago
Paul was informative, incredibly patient and really consistent. I worked with other mortgage advisors before finding John Charcoal and Paul has by far been the best. You can tell when a person has a genuine passion for their work as it come across in the service they deliver. Very grateful for the effort you put in Paul. I would absolutely recommend!
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Posted 20 hours ago
John Charcol has been absolutely brilliant in helping me and my partner purchase our first property. They have made the process of this easy and simple for us. I’d like to recommend Chris Moore and James Clark for this.
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Posted 3 days ago
David is an excellent mortgage advisor, he goes above and beyond with advice and his expertise and helped me through numerous changes of heart(!) This is my second time using him and I’ll definitely be using him in the future. He always makes the complicated process super easy for me. Thanks so much David!
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Posted 3 days ago
straightforward advice that was then acted upon in an efficient manner
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Posted 3 days ago
Paul Bailey was extremely helpful and diligent with us. We were looking for a remortgage as British expats so not an easy thing but he managed to find us a good deal in the end. Definitely a 5 stars service.
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Posted 4 days ago
Can't be more grateful to John Charcoal - really stuck to their guns and got me a great deal on a remortgage. Good communication throughout and I highly recommend them.
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Posted 4 days ago
I couldn’t have asked for better customer service, they made sure I was onboard with everything they was saying and helped me with any questions I had.
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Posted 5 days ago
Mohit comes across as highly efficient and knowledgeable. He explained my options to me coherently and succinctly, and was able to give concise answers to my questions.
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Posted 1 week ago
Samm Walker was totally professional and very helpful.Supplied me with exactly what I required. Thank you.
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Posted 1 week ago
Thomas Bridle was extremely helpful and knowledgeable when advising about mortgage protection / life insurance - would recommend the service to all friends and families.
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Posted 1 week ago
Hazvi was a great help as a mortgage broker. She made the journey way easier with her timely responses, answering any queries and problem solving. Should I buy another house i will definitely return to John Charcol to use her services.
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Posted 1 week ago
Thank you so much, as you have all been amazing. you have all gone above and beyond helping us both, we couldn’t wish for better people to help us thank you.
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Posted 1 week ago
I have just used John Charcol for the third time regarding house purchases and mortgages. I cannot recommend the company highly enough. On the last two occasions I have been helped by Jyotin B. He has been helpful and explained everything in an easy to understand way. I had every confidence that he would be able to deal with my mortgage request even though it was not entirely straight forward. Thankyou Jyotin.
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Posted 1 week ago
Myself and husband are saying a big thank you for the remarkable services provided by Paul .C all through the process of purchasing our House. He was always approachable, ever so patient and brilliant We couldn’t ask for any thing better
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Posted 1 week ago
In my experience I have found John Charcol to be an organisation of Total Quality by which I mean in everything they do and say, I have found quality. I have found their communications (both oral as in over the phone and in writing) to be friendly, effective, and professional. As for me one of the biggest beauties of John Charcal has been as follows: I do not understand financial and mortgage language / terminologies. So, they would sit down and first explain to me the terms and associated implications before proceeding with any step of the entire mortgage process. Another great experience is as follows: Despite I had paid all the fee and my mortgage process with the bank/lender was just reaching the end, the interest rate dropped by some percentage. I did not have to do the chasing up with John Charcol, they came back to me themselves and revised the monthly mortgage payment to be less than earlier one, accordingly. They also say that they would come back to me every two years to ensure that I have the best value i.e. least monthly mortgage payment possible. Again, no chasing up required which is a great relief for me. Another excellent function of John Charcol is their (inbuilt) insurance service. They found me the best deal which covered all the eventualities in terms of life insurance against critical illness and terminal illness. They were so patient and kind to explain me all the implications and always addressed my queries in a friendly manner with examples. One thing more, I am an old man who’s buying mortgage towards the end of retirement age. They managed to set up mortgage for me all the way up to the age of 75. This has been nothing but amazing. That is around 10 years above and beyond the retirement age. As a great thinker said that a smile is a curve that sets everything straight. That's what John Charcol is about. They serve you with a constant smile and straighten out things for you. I find them like a friend who watches over your best interest. Mortgage/buying a house is quite a milestone in one’s life which is quite daunting and challenging, and what could be better than having a friend who walks with you all the way of this overwhelming journey.
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Posted 2 weeks ago
Thank you so much Elliott as you have been amazing you have gone above and beyond helping us both out as we both really do appreciate it. You have been so patient, understanding and so polite, thank you so much.
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Posted 2 weeks ago
It was great to meet Samm who did an amazing job securing a good life insurance deal for me and my family. I have highly appreciated her empathy, communication skills, and responsiveness.
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Posted 2 weeks ago
Very good experience with Mohit, who set up a new life insurance policy for us and was friendly and helpful throughout.
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Posted 2 weeks ago
I had a great experience with Mohit, who helped me set up life, critical illness and income protection. They made the whole process simple and stress-free, clearly explaining my options and finding a policy that fits my needs and budget.
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Posted 2 weeks ago
John Charcol is rated 4.9 based on 2,815 reviews