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John Charcol Reviews

4.9 Rating 3,046 Reviews
99 %
of reviewers recommend John Charcol
4.9
Based on 3,046 reviews
Customer Service
Communication Channels
Email, Telephone, Live Chat
Queries Resolved In
Under An Hour
Customer Service
5 out of 5
Read John Charcol Reviews

About John Charcol:

John Charcol is an award-winning team of independent mortgage experts who provide friendly and professional advice both over the phone and in person. We help thousands of people each year and have become one of the top mortgage brokers in the UK.

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Anonymous
Anonymous  // 01/01/2019
I would highly recommend John Charcol and my advisor Kathryn Nield, who was extremely helpful in finding me my mortgage. I cannot thank her enough. Kathryn frequently kept me updated on the progress of purchasing my house, and gave me all the support I needed in finding the best product. I completed my purchase a year ago, and every month I get a Monthly Home Report from John Charcol informing me if my mortgage is still the best product at that time. I look forward to working with John Charcol and Kathryn when my mortgage needs updating
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Posted 10 hours ago
Our advisor was extremely helpful, efficient and friendly. We are really happy with the mortgage deal that was obtained, as well as the advice throughout. The quality of communication was also excellent. Thank you!
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Posted 2 days ago
I have been delighted by the service I have received from James Clark with respect to the insurance I was looking for. He provided clear information and I was pleased with his pragmatic approach and not offering cover that was not needed. He was easy to talk to and his explanations of the process were professional and straight forward for me to follow. Have no hesitation in recommending James. Thank you
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Posted 2 days ago
Great staff to deal with and a company that always gets back to you. Refreshing change nowadays so thanks
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Posted 2 days ago
James at John Charcol provided outstanding service in arranging my income protection, life insurance. He was knowledgeable, helpful, and took the time to explain everything clearly. I’d definitely recommend him. Thanks again for all your help.
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Posted 5 days ago
John Charcol were fantastic in our remortgage process... In particular Chantelle Parker and Shaun Boyle were super helpful and really good at getting us a good mortgage product which was perfect for us and our situation and needs. They made the process easy and kept us informed throughout the whole process beginning to end. Would highly recommend.
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Posted 5 days ago
My partner and I approached Edward to help us purchase our first home back in 2025. With his knowledge and expertise, Edward was in regular contact providing us with updates and often checked in to make sure we were okay. Whilst this was a daunting time for us, Edward was supportive and put our minds at ease. No question was a silly question when we were unsure. On behalf of myself and my partner we would 100% recommend Edward. We cannot thank you enough for your help!
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Posted 5 days ago
Fantastic service, highly recommend
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Posted 5 days ago
Randeep Sodhi of John Charcol was recommended to us by family for his professionalism and expertise. We were not disappointed as he worked with us for over four months to secure a mortgage that met our needs. With one of us working in the UK and one out, the number of possible lenders was small but he kept looking. His knowledge and support were at the highest level throughout and kept us on top of the minutiae required by the lender. He was also tenacious in following through with the solicitors. We will happily recommend him to family and friends. Nigel W.
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Posted 5 days ago
I used the company to arrange my first mortgage and to get the relevant insurance. I got assistance from Samm Wright and Chris Allcock and I’m very happy with the service I got.
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Posted 1 week ago
Me and my partner are first time buyer so sorting out a mortgage is a big scary thing to do. We had Edward Coombs as our mortgage advisor and I honestly couldn’t recommend him enough to anyone. He helped explain everything to us, he went through everything clear so we understood and he was easily contactable when we needed him. He is a very lovely and friendly guy to talk to. We honestly can’t thank him enough.
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Posted 1 week ago
The service I received was excellent. Shak Bhairon, My adviser was very thorough and patient and explained every step of the process to me, and very responsive when dealing with changes in deadlines as the purchase progressed. Would recommend to anyone!
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Posted 1 week ago
Customer service from Shak Bhairon (one of the mortgage advisors) was excellent. She spent many weeks chasing up different lenders for an expat buy to let mortgage and worked hard to get me an offer due to my particular circumstances. I would recommend JC and Shak in particular especially for complicated mortgages (expat, self-employed etc.). Excellent service!
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Posted 1 week ago
I used their services to arrange a cover after I got my first mortgage. The communication was clear and precise. I’m happy with the service I have received.
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Posted 1 week ago
We have worked with John Charcol on our initial applications for the mortgage and life cover in 2023/2024, and again in 2025/2026 for our remortgage and cover review. Both times have been an absolute pleasure and really helped to put our worries at bay. Holly Grant has been very personable, helping with our protection options, helping us to get the best cover for our situation and family. This has been a really excellent service, thorough and providing the best cover. Protection can be a tricky thing to discuss, but Holly made it a comfortable and informative experience. Alex Bowden has also been wonderful on the mortgage front, getting in touch well ahead of our rate expiring, and keeping us informed of the possible better rates that we're eligible for. He has been understanding of our plans and helped us to seek the best solution. Alex is supported by a great team including Emma Moores, who have helped to manage the solicitors as we go to remortgage. We are very grateful for the whole team at John Charcol who we've worked with, and look forward to engaging again in the future!
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Posted 1 week ago
Really good clear communicator. Very good at working around our hectic schedules.
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Posted 1 week ago
Great service as always from John Charcol and the wider team. We have used their services for a number of years from our first mortgage through remortgage and relevant insurances. Very pleased with the services from David and Lily (and the other staff through the years). We would highly recommend.
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Posted 1 week ago
Lauryn organised some insurance associated with the remortgage and was excellent. Really friendly, really proactive and totally took it off my plate.
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Posted 1 week ago
James did top services, definitely recommend to anyone.
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Posted 1 week ago
Thomas Bridle was absolutely fantastic in helping my partner & I with our protection needs. He really took the time to listen to us and advise where he believes our needs fit into his recommendation. Will definitely recommend.
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Posted 2 weeks ago
John Charcol is rated 4.9 based on 3,046 reviews