John Charcol Reviews

4.9 Rating 2,341 Reviews
98 %
of reviewers recommend John Charcol
4.9
Based on 2,341 reviews
Customer Service
Communication Channels
Email, Telephone, Live Chat
Queries Resolved In
Under An Hour
Customer Service
5 out of 5
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About John Charcol:

John Charcol is an award-winning team of independent mortgage experts who provide friendly and professional advice both over the phone and in person. We help thousands of people each year and have become one of the top mortgage brokers in the UK.

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Michael was nothing short of amazing from start to finish. Always on hand to answer any of our queries throughout the process of buying our first home. He was thorough and made sure to take time to explain everything to us in a way we felt comfortable. Brilliant service, couldn’t recommend more.
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Posted 6 months ago
David Pudney assisted me with my mortgage for the 2nd time lucky and i couldn't recommend him enough! His communication was always great, explained everything i needed to know, honestly would have been alot more stressful without him :) Thank you!
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Posted 6 months ago
Great advisor ,Gordon made the entire remortgage process hassle free, which saved my time .Very professional and friendly.Strongly recommend him .
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Posted 6 months ago
I am a first time buying who needed a bit of a tricky mortgage which I am sure I would not have gotten if it was not for the help of my broker Mohammed Razzak and his sales associate Leigha McShane. Mohammed Razzak was recommended to me and I am very happy to recommend in on. He was able to find the right mortgage for my situation and would work around my busy schedule to give me a call with updates. He definitely has a very personal touch to his service. Very friendly and approachable.
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Posted 6 months ago
My sincere gratitude to Dan Watkins. He has done an exceptional job assisting my wife and I through the UK mortgage process. This was a challenging mortgage, and I contacted about 10-15 brokers over the past few months to find the right fit. Dan outperformed all others by far. He was knowledgeable, timely, and communicative. While many other brokers we interacted with would explore only one or two avenues before giving up, Dan was relentless in his pursuit to find the right lender for us. Some even advised us to consider other properties, but Dan's determination and dedication shone through. Even when faced with challenges like desired loan-to-value ratios, neighboring commercial operations, and the unique combination of holiday let, medium-term let, and residential property use, Dan managed to secure a lender with favorable combination of terms. What truly stood out was Dan's commitment to our case even after we had identified a promising lender. He continued to explore additional options and made compelling arguments to lenders on our behalf, despite the likelihood of success being slim. This demonstrated his unwavering dedication and willingness to go the extra mile. Dan's ability to swiftly navigate our unique circumstances, along with his in-depth knowledge of suitable lenders, allowed him to provide prompt responses. I can confidently say that I never had to wait more than one business day for any deliverable or communication. While we were working to apply to the lender, Dan was always keen to discuss our exit strategy and how to position ourselves for the remortgage at the end of the term. He provided valuable insights and advice. I cannot thank Dan enough for everything he has done for us, and I eagerly anticipate our continued collaboration.
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Posted 6 months ago
Having used another Mortgage Adviser before, I can't tell you how relieved I was when I contacted John Charcol and spoke Karol Wolosiak and how easy he was to speak to and every concerns I had he put me and easy. He kept me up-to-date without chasing after him and all in all I can't tell you how brilliant he is and have no hesitation in recommending him to anyone, 100%. Thank you for everything
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Posted 6 months ago
Gordon Burkert and Rebekah Starks took time to understand what I was looking for and clearly outlined the various options. They delivered the 'friendly and professional advice' promised by John Charcol at every stage from the initial query through to completion, I'm pleased to recommend them.
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Posted 6 months ago
I am pleased with the service provided by John Charcol and their agent David Pudney who handled my case. My inquiries were answered timely and clearly. My mortgage application went well and I received the mortgage offer earlier than I expected. They actively follow up on my case from the mortgage application to completion.
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Posted 7 months ago
Iain, was very professional throughout my search for a mortgage product. Even when I moved the goalposts, he identified new products that met my needs. Highly recommended.
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Posted 7 months ago
Iain was a fantastic help the whole time, always easily accessible which is something i found extremely useful. He did the most importnt thing and found me a great product,I would not hesitate to recommend him to anyone to use.
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Posted 7 months ago
My mortgage request was quite a complicated one given the nature of my job and Randeep persisted with various options over quite a period of time to get me the best rate possible.
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Posted 7 months ago
Over the last 2 years, the housing market has been volatile. We were first time buyers, with no knowledge on how to navigate the different complexities. Steven Prior from John Charcol helped us throughout the 2 years it took us to land a purchase, inspite of all the ups-downs we witnessed as buyers. He was patient, incredibly helpful, and provided key insights on the process whenever we needed. He was also quick to deliver on any brokerage / lender related work which ensured that as a buyer we moved fast throughout the transaction. Even when on leave, he ensured that his colleagues were avaliable to help us out. Thankyou Steve, Matt, the firm - John Charcol for helping us get our first house. You were probably the best folks I came across in the entire process.
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Posted 7 months ago
Dealt with Iain Pithers from start to finish and he always made me feel like I was his only client. The attention to detail, the promptness of responses, the quality of advise and the undoubted vastness of his experience makes me recommend Iain with no hesitation whatsover
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Posted 7 months ago
Excellent customer service, all options explored in great detail. Very pleased.
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Posted 7 months ago
Randeep went above and beyond in supporting me through the process of obtaining a mortgage when purchasing my first home. He answered any query I had very promptly and explained and discussed options thoroughly, helping me understand and choose the right product. Would definitely recommend to friends and family members!
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Posted 7 months ago
I had the pleasure to have Shaun Boyle and Scott Hodder guide me through the remortgage process with great skill and unwavering support. They gave me excellent advice, great support throughout, found me a good mortgage provider and patiently answered endless questions.
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Posted 7 months ago
I couldn't recommend John Charcol more highly. Always available to talk and no stranger to a challenge. Whatever your mortgage criteria, they'll work tirelessly to find a loan for you. My broker Heather is an expert and extremely hard-working; she didn't give up in the face of a challenge, but she was always up front and realistic, explaining everything meaning I always understood where we were at and what the next steps and likely outcomes wee. She treats your mortgage like it's her own and does all she can to find you the loan you need. She was ably assisted by Katherine who managed managed to shave a week off the valuation/offer process, amazing! I'd never use another brokerage firm!
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Posted 7 months ago
So far only a telephone call but great advice on how to get along with splitting my property and selling one half to pay off my mortgage, my mortgage company were very unhelpful but thanks to Laurence I now have a plan and will be using John Charcol to help me sort out finances.
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Posted 7 months ago
I was rather desperate to get a new mortgage due to the terrible interest rate increases. These increases meant that I was not getting enough rent to cover the mortgage. John Charcoal was able to get me a new mortgage, with amazing terms and it all went so smoothly. They are terribly efficient and communicate the whole way through the process. Cannot thank them all enough!
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Posted 7 months ago
Excellent, prompt and efficient communication with ALL members of the team, from start to finish. Extreme professionalism, the best mortgage advisers that I had ever worked with. They have managed to help us with what was proved to be a rather complicated purchase via a LLP and they have been on our side constantly, efficiently, every step of the way.
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Posted 7 months ago
John Charcol is rated 4.9 based on 2,341 reviews