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John Charcol Reviews

4.9 Rating 3,057 Reviews
99 %
of reviewers recommend John Charcol
4.9
Based on 3,057 reviews
Customer Service
Communication Channels
Email, Telephone, Live Chat
Queries Resolved In
Under An Hour
Customer Service
5 out of 5
Read John Charcol Reviews

About John Charcol:

John Charcol is an award-winning team of independent mortgage experts who provide friendly and professional advice both over the phone and in person. We help thousands of people each year and have become one of the top mortgage brokers in the UK.

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Anonymous
Anonymous  // 01/01/2019
I used the company to arrange my first mortgage and to get the relevant insurance. I got assistance from Samm Wright and Chris Allcock and I’m very happy with the service I got.
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Posted 2 weeks ago
Me and my partner are first time buyer so sorting out a mortgage is a big scary thing to do. We had Edward Coombs as our mortgage advisor and I honestly couldn’t recommend him enough to anyone. He helped explain everything to us, he went through everything clear so we understood and he was easily contactable when we needed him. He is a very lovely and friendly guy to talk to. We honestly can’t thank him enough.
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Posted 2 weeks ago
The service I received was excellent. Shak Bhairon, My adviser was very thorough and patient and explained every step of the process to me, and very responsive when dealing with changes in deadlines as the purchase progressed. Would recommend to anyone!
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Posted 2 weeks ago
Customer service from Shak Bhairon (one of the mortgage advisors) was excellent. She spent many weeks chasing up different lenders for an expat buy to let mortgage and worked hard to get me an offer due to my particular circumstances. I would recommend JC and Shak in particular especially for complicated mortgages (expat, self-employed etc.). Excellent service!
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Posted 2 weeks ago
I used their services to arrange a cover after I got my first mortgage. The communication was clear and precise. I’m happy with the service I have received.
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Posted 2 weeks ago
We have worked with John Charcol on our initial applications for the mortgage and life cover in 2023/2024, and again in 2025/2026 for our remortgage and cover review. Both times have been an absolute pleasure and really helped to put our worries at bay. Holly Grant has been very personable, helping with our protection options, helping us to get the best cover for our situation and family. This has been a really excellent service, thorough and providing the best cover. Protection can be a tricky thing to discuss, but Holly made it a comfortable and informative experience. Alex Bowden has also been wonderful on the mortgage front, getting in touch well ahead of our rate expiring, and keeping us informed of the possible better rates that we're eligible for. He has been understanding of our plans and helped us to seek the best solution. Alex is supported by a great team including Emma Moores, who have helped to manage the solicitors as we go to remortgage. We are very grateful for the whole team at John Charcol who we've worked with, and look forward to engaging again in the future!
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Posted 2 weeks ago
Really good clear communicator. Very good at working around our hectic schedules.
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Posted 2 weeks ago
Great service as always from John Charcol and the wider team. We have used their services for a number of years from our first mortgage through remortgage and relevant insurances. Very pleased with the services from David and Lily (and the other staff through the years). We would highly recommend.
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Posted 2 weeks ago
Lauryn organised some insurance associated with the remortgage and was excellent. Really friendly, really proactive and totally took it off my plate.
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Posted 2 weeks ago
James did top services, definitely recommend to anyone.
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Posted 2 weeks ago
Thomas Bridle was absolutely fantastic in helping my partner & I with our protection needs. He really took the time to listen to us and advise where he believes our needs fit into his recommendation. Will definitely recommend.
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Posted 3 weeks ago
Samm did a great job sorting out my critical illness cover, sorted very quickly and efficiently, would highly recommend her, and John Charcol to anyone
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Posted 3 weeks ago
Paul was incredibly helpful and friendly throughout the whole process. Nothing was ever too much trouble, and he was always on hand to explain things clearly. After going through four other brokers with no success, Paul managed to secure me an offer. He’s extremely knowledgeable and supportive, and I couldn’t recommend this mortgage company enough. Thank you.
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Posted 3 weeks ago
John Charcol provided excellent support throughout the whole process. As a first time buyer they spent time helping me to understand all the processes and to make the best decisions.
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Posted 3 weeks ago
I have been using John Charcol for a number of years; covering my initial mortgage through various insurances and trust requirements in the following years. The team are always courteous, understanding and provide a great level of understanding for our needs. I would fully recommend.
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Posted 3 weeks ago
John Charcol really did pull the proverbial rabbit out of the hat for me. While my case was one for the "too difficult" pile with other brokers, Karolina and her team saw no such limitations and set about finding the right mortgage product for me. To unpack this a little, my circumstances were somewhat irregular in that I had recently returned to the UK after living overseas for more than a decade. Karolina took the time to get to know me, understand the nuance of my circumstances and ultimately find a (well known and trusted) lender that was able to meet all my expectations. I consider the fee paid to be worth every penny as without Karolina's expert knowledge and extensive contact book, I would not have been able to purchase a property back in the UK. Karolina was also very good at nudging me long to ensure that I did my bit to ensure that she could do hers - with regular communication and updates that went a long way to build up the trust and confidence that I now hold JC in. Thank you Karoline and your team.
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Posted 3 weeks ago
We have been using John Charcol for a number of years and we have arranged several Mortgage through them for both Home and BTL Mortgages. I have been working with Ezra LeMon for the last three Mortgages that we have arranged and he as been very professional, insightful and approachable, always willing to help. I would highly recommend both John Charcol and Ezra
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Posted 3 weeks ago
Samm has been the definition of a fantastic adviser. She helped guide me through everything I needed and made the process so easy. I will most definitely be recommending Samm to anyone that needs protection. Keep being you Samm!
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Posted 4 weeks ago
David Donaghy was fantastic. It was the easiest and least painful arrangement of mortgage protection that I have ever experienced. David understood our needs and with empathy and professionalism he and Lily Rechert delivered an outcome that was even better than first proposed! Thank you! I would thoroughly recommend John Charcol!
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Posted 4 weeks ago
Superb service from David , Meg and the team , my application wasn’t the easiest for them but they stayed in touch constantly and made sure everything went as smoothly as possible, I can’t recommend the enough … brilliant service ! Thank you guys !
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Posted 4 weeks ago
John Charcol is rated 4.9 based on 3,057 reviews