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John Charcol Reviews

4.9 Rating 2,884 Reviews
99 %
of reviewers recommend John Charcol
4.9
Based on 2,884 reviews
Customer Service
Communication Channels
Email, Telephone, Live Chat
Queries Resolved In
Under An Hour
Customer Service
5 out of 5
Read John Charcol Reviews

About John Charcol:

John Charcol is an award-winning team of independent mortgage experts who provide friendly and professional advice both over the phone and in person. We help thousands of people each year and have become one of the top mortgage brokers in the UK.

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Thank you so much, as you have all been amazing. you have all gone above and beyond helping us both, we couldn’t wish for better people to help us thank you.
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Posted 2 months ago
I have just used John Charcol for the third time regarding house purchases and mortgages. I cannot recommend the company highly enough. On the last two occasions I have been helped by Jyotin B. He has been helpful and explained everything in an easy to understand way. I had every confidence that he would be able to deal with my mortgage request even though it was not entirely straight forward. Thankyou Jyotin.
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Posted 2 months ago
Myself and husband are saying a big thank you for the remarkable services provided by Paul .C all through the process of purchasing our House. He was always approachable, ever so patient and brilliant We couldn’t ask for any thing better
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Posted 2 months ago
In my experience I have found John Charcol to be an organisation of Total Quality by which I mean in everything they do and say, I have found quality. I have found their communications (both oral as in over the phone and in writing) to be friendly, effective, and professional. As for me one of the biggest beauties of John Charcal has been as follows: I do not understand financial and mortgage language / terminologies. So, they would sit down and first explain to me the terms and associated implications before proceeding with any step of the entire mortgage process. Another great experience is as follows: Despite I had paid all the fee and my mortgage process with the bank/lender was just reaching the end, the interest rate dropped by some percentage. I did not have to do the chasing up with John Charcol, they came back to me themselves and revised the monthly mortgage payment to be less than earlier one, accordingly. They also say that they would come back to me every two years to ensure that I have the best value i.e. least monthly mortgage payment possible. Again, no chasing up required which is a great relief for me. Another excellent function of John Charcol is their (inbuilt) insurance service. They found me the best deal which covered all the eventualities in terms of life insurance against critical illness and terminal illness. They were so patient and kind to explain me all the implications and always addressed my queries in a friendly manner with examples. One thing more, I am an old man who’s buying mortgage towards the end of retirement age. They managed to set up mortgage for me all the way up to the age of 75. This has been nothing but amazing. That is around 10 years above and beyond the retirement age. As a great thinker said that a smile is a curve that sets everything straight. That's what John Charcol is about. They serve you with a constant smile and straighten out things for you. I find them like a friend who watches over your best interest. Mortgage/buying a house is quite a milestone in one’s life which is quite daunting and challenging, and what could be better than having a friend who walks with you all the way of this overwhelming journey.
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Posted 2 months ago
Thank you so much Elliott as you have been amazing you have gone above and beyond helping us both out as we both really do appreciate it. You have been so patient, understanding and so polite, thank you so much.
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Posted 3 months ago
It was great to meet Samm who did an amazing job securing a good life insurance deal for me and my family. I have highly appreciated her empathy, communication skills, and responsiveness.
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Posted 3 months ago
Very good experience with Mohit, who set up a new life insurance policy for us and was friendly and helpful throughout.
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Posted 3 months ago
I had a great experience with Mohit, who helped me set up life, critical illness and income protection. They made the whole process simple and stress-free, clearly explaining my options and finding a policy that fits my needs and budget.
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Posted 3 months ago
Lawrence is incredible. As a first time buyer I was very satisfied by his responsiveness. He even managed to get me a cheaper deal after my initial offer.
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Posted 3 months ago
Mohit who works as a protection adviser really helped us get our mortgage cover in place for all of our properties and for a good price as well. I would highly recommend.
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Posted 3 months ago
The person I spoke with was helpful.
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Posted 3 months ago
First class service throughout the entire process of buying a home and beyond. Shak was a joy to work with and went above and beyond at every turn until my purchase was complete. More than just a broker. Honestly felt like she was there as a mentor and for a little emotional support too.
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Posted 3 months ago
James was particularly patient with us throughout the whole process, willing to fully explain everything for us.
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Posted 3 months ago
Great customer service and great support
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Posted 3 months ago
Raza went above and beyond. We had serious difficulties obtaining a remortgage due to our personal circumstances. Having contacted several brokers, Raza was the only one to persist and succeed. Thank you Raza
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Posted 3 months ago
James was very helpful and efficient. He got us a good price and everything went smoothly
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Posted 3 months ago
We have been using John Charcol for several years and Randeep has always been our go-to for remarkable service, never failing to deliver, even in the most difficult and complex circumstances. We have trust in his thorough research of market rates and best available deals. Not only is he quick to respond but quick to action any processing, through to completion and we never hesitate to go back to him.
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Posted 3 months ago
A very professional service received from Shaun Boyle and Zerena Taylor in my remortgage to a different provider with much better interest rates. Shaun went above and beyond in giving me advice regarding my remortgage. He was very informative and answered all questions I raised. It was completed in a timely manner, on the date the other mortgage provider’s fixed deal ended. Zerena was really good at progressing the transaction and made sure she let me know when I needed to action something. Overall a very good service, and I would definitely use them again and recommend to others.
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Posted 3 months ago
Thank you to Mohit and his team. Amazing work. Really grateful. Very professional and nice team.
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Posted 3 months ago
I could not be more pleased with the service that John Charcol gave us as a first time buyer. Alex and Holly were excellent at guiding us through the process of getting our mortgage and setting up protection. They were responsive, clear and excellent at explaining the nuances of options so we could make informed decisions. I would recommend John Charcol to anyone looking for mortgage advise of any kind.
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Posted 3 months ago
John Charcol is rated 4.9 based on 2,884 reviews