Evolution Funding Ltd T/A My Car Credit Reviews

Name: Evolution Funding Ltd T/A My Car Credit
Address: Evolution House, Smeckley Wood Close, Chesterfield, Evolution House, Smeckley Wood Close, Chesterfield, Chesterfield
Rating: 4.83

4.8 Rating 5,670 Reviews

96 %

of reviewers recommend Evolution Funding Ltd T/A My Car Credit

Company Reviews

Metrics

Info

4.8

Based on 5,670 reviews

Shipping & Delivery
Delivery Methods	Own Driver
On-time Delivery	99%
Customer Service
Communication Channels	Telephone, Live Chat, Email
Queries Resolved In	Under An Hour

About Evolution Funding Ltd T/A My Car Credit:

Rates from 9.9% APR. Representative APR 10.9%. Evolution Funding Ltd T/A My Car Credit.

We’re part of the UK’s largest motor finance broker, Evolution Funding, and we’ve been helping customers to buy cars on finance for nearly 20 years, on HP, PCP or personal loan.

At My Car Credit, applying for your car loan is quick and easy. Fill out our online application form in just a few short minutes and you’ll receive an instant, online decision on car finance - anytime of day!

We welcome all types of credit profile, you can buy your car from any dealer, and there is no deposit or fees. Our unique underwriting policy places you, the customer, first.

We’ll assess our broad panel of lenders to get you the right finance rate for your circumstances, without impacting on your credit profile*. We’ll then hold your hand throughout the process to ensure that you have a hassle-free experience of buying your dream car on finance.

We've been named 'Best Direct Consumer Proposition' at the Car Finance Awards and awarded 'Best Broker' for 9 consecutive years!

* Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Visit Website

Phone:

01246 458810

Email:

marketing@mycarcredit.co.uk

Location:

Evolution House, Smeckley Wood Close, Chesterfield,
Evolution House, Smeckley Wood Close, Chesterfield
Chesterfield
S41 9PZ

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Evolution Funding Ltd T/A My Car Credit 5 star review on 19th August 2026

133

Anonymous

Anonymous // 01/01/2019

Sort by: Most Recent Most Recent Highest Rated Filter: None None 5 Stars 4 Stars 3 Stars 2 Stars 1 Stars Helpful

“The best customer service I have had in my life. The lady who was dealing with my application, from the beginning to the end, she was so polite and helpful. Thank you so much Kelly Foster. You are an amazing person.”

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Posted 8 years ago

“Good customer service Quick turn around Polite”

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Posted 8 years ago

“My adviser callie did an amazing job my old car failed its mot and I needed a replacement fairly quickly she couldn't have been anymore helpful in helping me with my application”

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Posted 8 years ago

“They were fantastic from start to finish I would definitely highly recommend them 😀😀”

Evolution Funding Ltd T/A My Car Credit 5 star review on 16th February 2018

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Posted 8 years ago

“They were always ready to help and were very quick sorting me out with a car”

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Posted 8 years ago

“Got me credit at a reasonable rate”

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Posted 8 years ago

“Very professional and financially ethical”

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Posted 8 years ago

“Very swift , kept me up to date constantly either by email or telephone ! The lady was such a pleasure to deal with , bubbly and very friendly , all completed over 2 days ... very quick and Callie jones went out of her way to ensure everything was as easy and quick as poss - excellent service ... would definitely use again !”

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Posted 8 years ago

“So simple and straightforward. Very friendly and professional and it is a nice touch to have the same account manager throughout the process.”

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Posted 8 years ago

“Fast and extremely helpful. Derrian was always polite and cheerful on the phone. If I was unsure on something I could contact her and she would talk me through it.”

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Posted 8 years ago

“This is the 3rd time I have used My Car Credit. From the first to last call the service as always was fantastic. Melissa kept in regular touch throughout and was a great support from setting up my account, finding an amazing deal and completing the sale. I would recommend them highly, stress free car buying at its best.”

Evolution Funding Ltd T/A My Car Credit 5 star review on 15th February 2018

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Posted 8 years ago

“** Dont waste your time with this bunch of liers and time waster ! ** I applied online and then phoned to confirm the numbers and other details, I then found a car off of my car credits car search feature i then phoned back to confirm that this was the car I wanted and was advised to go for a test drive this car wasn't local and I drove 150 miles to go and veiw it, i drove the car and loved i then paid a deposit so I wouldn't lose the car as you can remember I was already aproved so nothing to worry about, I then got home and called my car credit back and ask to proceed I was told someone would phone me the following day, i didn't get a phone call so I called them in the afternoon and was told the person that was dealing with my finace was busy and I would get a call back so I waited again with no contact so I called again and it wouldn't call my phone said user busy so I waited a while and called again, and again user busy so I tried putting 141 in front and it rang so my number had seemed to me to of been blocked! When I got through to someone again I was told Chris was busy and I asked for an alternative email I gave this and thought I wouldn't hear from them again. The next day I rang back and was told that my car credit could not help me and I would need to find a newer car something no older than 8 years old so a 2010. If you remember I had found this car on their website so why was it advertised if they could get finace for it. And I also lost my deposit for the car being taken off sale. I still get emails saying that Your application has been approved in by one of our lenders. Don't waste your time.”

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Posted 8 years ago

Dear Callum, I am the Marketing Manager at My Car Credit, I am extremely sorry to hear of your experience with us, would you like to give me a call at your earliest convenience to discuss? my number is 01246 458810, Kindest regards, Ella Brough.

Posted 8 years ago

“The service was excellent Kirsty was unreal give this lady a pay rise she was great from start to finish”

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Posted 8 years ago

“Wow Callie! It takes me longer to chose an outfit than it took you to sort my finance it get it paid out! 😂😘 literally only took a few hours from start to finish. Super efficient and a big ball of happy energy. A pleasure to deal with. Thank you xx”

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Posted 8 years ago

“After having a previous bad experience with another firm the girls at my car credit couldn't help enough, kept us informed with progress, was quick and easy and customer service was second to none. Highly recommended.”

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Posted 8 years ago

“So happy because how much I asked they’re gives me”

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Posted 8 years ago

“Very easy to process my quote and to complete the paperwork.”

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Posted 8 years ago

“I found Kayleigh so lovely to speak to on the phone and helpful with every step it was so easygoing and done so quickly I would give her 10/10 so much so that I recommended your company to two other people who I know took finance with yourselves”

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Posted 8 years ago

“Great service, easy to use, always updated what was going on. Kayleigh was always so helpful with any questions I had.”

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Posted 8 years ago

“She was very kind and helpful and helped me all the way through the process even though there was a few ups and downs”

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Posted 8 years ago

Evolution Funding Ltd T/A My Car Credit is rated 4.8 based on 5,670 reviews