Evolution Funding Ltd T/A My Car Credit Reviews

Name: Evolution Funding Ltd T/A My Car Credit
Address: Evolution House, Smeckley Wood Close, Chesterfield, Evolution House, Smeckley Wood Close, Chesterfield, Chesterfield
Rating: 4.83

4.8 Rating 5,550 Reviews

96 %

of reviewers recommend Evolution Funding Ltd T/A My Car Credit

Company Reviews

Metrics

Info

4.8

Based on 5,550 reviews

Shipping & Delivery
Delivery Methods	Own Driver
On-time Delivery	100%
Customer Service
Communication Channels	Email, Telephone
Queries Resolved In	Under An Hour

About Evolution Funding Ltd T/A My Car Credit:

Rates from 9.9% APR. Representative APR 10.9%. Evolution Funding Ltd T/A My Car Credit.

We’re part of the UK’s largest motor finance broker, Evolution Funding, and we’ve been helping customers to buy cars on finance for nearly 20 years, on HP, PCP or personal loan.

At My Car Credit, applying for your car loan is quick and easy. Fill out our online application form in just a few short minutes and you’ll receive an instant, online decision on car finance - anytime of day!

We welcome all types of credit profile, you can buy your car from any dealer, and there is no deposit or fees. Our unique underwriting policy places you, the customer, first.

We’ll assess our broad panel of lenders to get you the right finance rate for your circumstances, without impacting on your credit profile*. We’ll then hold your hand throughout the process to ensure that you have a hassle-free experience of buying your dream car on finance.

We've been named 'Best Direct Consumer Proposition' at the Car Finance Awards and awarded 'Best Broker' for 9 consecutive years!

* Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Visit Website

Phone:

01246 458810

Email:

marketing@mycarcredit.co.uk

Location:

Evolution House, Smeckley Wood Close, Chesterfield,
Evolution House, Smeckley Wood Close, Chesterfield
Chesterfield
S41 9PZ

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Evolution Funding Ltd T/A My Car Credit 5 star review on 19th February 2026

132

Anonymous

Anonymous // 01/01/2019

Sort by: Most Recent Most Recent Highest Rated Filter: None None 5 Stars 4 Stars 3 Stars 2 Stars 1 Stars Helpful

“Very helpful and easy to use and lowest Apr rate👍🏻”

Helpful Report

Posted 2 years ago

“They have misleading information and made false promises about timelines. They then didn't take ownership to reduce the impacts of that. At various points they claimed the dealer had been paid when they hadn't. Initially they said that everything should be sorted within a day, then it was to be 24 hours, then it was to be up to another 24 hours and then another day too. I had emails texts and calls that all conflicted.”

Helpful Report

Posted 2 years ago

Dear Customer, Thank you for taking the time to leave your review and we are sorry to hear that you were left unsatisfied with our service. We take all feedback very seriously and have looked into your application and experience with us. There were some delays in banking which contributed to the change in timelines that you had flagged - our team worked to resolve this as quickly as possible, and a Team Leader reached out to talk you through the circumstances relating to your application. We apologise for any inconvenience caused and hope you are enjoying your new car. Kind Regards, My Car Credit

Posted 2 years ago

“From the start I was constantly kept in touch with, even with delays from my previous car finance being settled, Jerome was very patient and helpful in his advice and my options.”

Helpful Report

Posted 2 years ago

“Overall, I am happy with the outcome, it took a while with a lot of phone calls from myself to get updated information, and speaking with a lot of individuals rather than my case handler. The dealership I purchased the vehicle from was very difficult to contact and sent the wrong address on the invoice a couple of times, holding up the process for 3 days, but very polite and friendly people to deal with.”

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Posted 2 years ago

“Excellent service from start to finish”

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Posted 2 years ago

“Very quick and easy to deal with. Would definitely use them again.”

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Posted 2 years ago

“Great service! I found a car and the money was paid to the dealer in three days! The team were helpful too!”

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Posted 2 years ago

“Was really easy to apply, and money was in bank when stated, great.”

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Posted 2 years ago

“Great service, easy and straightforward procedure. Highly recommended”

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Posted 2 years ago

“Easy to sort out hassle free professionals”

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Posted 2 years ago

“Thank you chloe smashed it fairplay”

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Posted 2 years ago

“Carl was amazing from start to finish. A few issues at the start but quickly resolved. Excellent communication. Would definitely recommend”

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Posted 2 years ago

“They are good and friendly”

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Posted 2 years ago

“Really easy process with excellent communication.”

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Posted 2 years ago

“Very helpful and courtesy”

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Posted 2 years ago

“Excellent, quick and East. Would highly recommend.”

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Posted 2 years ago

“Amazing service, Sophie was brilliant and really helpful throughout. I thoroughly recommend them, they beat all the competition with a better apr than all the others.”

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Posted 2 years ago

“I was dealt with by Andy and he was amazing, very helpful and great communication. He was on the ball and managed to sort everything for me quickly and efficiently. An absolute beaut!”

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Posted 2 years ago

“Overall good experience. Thanks for that;)”

Helpful Report

Posted 2 years ago

“Although efficient and speedy, pre approved rate wasn’t as advertised and they gotten wage wrong in the affordability section which could of affected my APR considerably”

Helpful Report

Posted 2 years ago

Hi Karl, Thanks for taking the time to leave us a review. We're sorry to hear that you weren't 100% happy with our service for you, regarding the online application process and the rate. Our pre-approved rates are generated based on the information provided at the time of application; on confirming the information with one of our Advisors your application was updated to rectify the incorrect wage details submitted from your initial application. It was then submitted to our full panel of lenders and we exhausted all possible options before finding you a rate you were comfortable in moving forward with. Your feedback has been passed back to the relevant teams to drive improvements in our service, and we hope you enjoy your new vehicle. With regards, My Car Credit.

Posted 2 years ago

Evolution Funding Ltd T/A My Car Credit is rated 4.8 based on 5,550 reviews