Evolution Funding Ltd T/A My Car Credit Reviews

Name: Evolution Funding Ltd T/A My Car Credit
Address: Evolution House, Smeckley Wood Close, Chesterfield, Evolution House, Smeckley Wood Close, Chesterfield, Chesterfield
Rating: 4.83

4.8 Rating 5,338 Reviews

97 %

of reviewers recommend Evolution Funding Ltd T/A My Car Credit

Company Reviews

Metrics

Info

4.8

Based on 5,338 reviews

Shipping & Delivery
Delivery Methods	Own Driver, Courier
Average Delivery Time	Next Day
On-time Delivery	Greater than 92%
Accurate And Undamaged Orders	95%
Customer Service
Communication Channels	Email, Telephone, Live Chat
Queries Resolved In	Under An Hour
Customer Service	4.8 out of 5

About Evolution Funding Ltd T/A My Car Credit:

Rates from 9.9% APR. Representative APR 10.9%. Evolution Funding Ltd T/A My Car Credit.

We’re part of the UK’s largest motor finance broker, Evolution Funding, and we’ve been helping customers to buy cars on finance for nearly 20 years, on HP, PCP or personal loan.

At My Car Credit, applying for your car loan is quick and easy. Fill out our online application form in just a few short minutes and you’ll receive an instant, online decision on car finance - anytime of day!

We welcome all types of credit profile, you can buy your car from any dealer, and there is no deposit or fees. Our unique underwriting policy places you, the customer, first.

We’ll assess our broad panel of lenders to get you the right finance rate for your circumstances, without impacting on your credit profile*. We’ll then hold your hand throughout the process to ensure that you have a hassle-free experience of buying your dream car on finance.

We've been named 'Best Direct Consumer Proposition' at the Car Finance Awards and awarded 'Best Broker' for 9 consecutive years!

* Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Visit Website

Phone:

01246 458810

Email:

marketing@mycarcredit.co.uk

Location:

Evolution House, Smeckley Wood Close, Chesterfield,
Evolution House, Smeckley Wood Close, Chesterfield
Chesterfield
S41 9PZ

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Evolution Funding Ltd T/A My Car Credit 5 star review on 17th August 2025

131

Anonymous

Anonymous // 01/01/2019

Sort by: Most Recent Most Recent Highest Rated Filter: None None 5 Stars 4 Stars 3 Stars 2 Stars 1 Stars Helpful

“Everyone was super friendly and helpful, easy process and fast.”

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Posted 3 years ago

“Was quick and easy massive thanks to molly chasing up the dealership thank you”

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Posted 3 years ago

“Excellent customer service, I was kept informed and updated throughout the whole process. Would definitely recommend”

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Posted 3 years ago

“Quick and easy”

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Posted 3 years ago

“This has been by far the most easiest and trouble free finance I've ever had. Credit goes to my Advisor Connor who was so calm and professional throughout explaining all the finer points and nothing was too much trouble. If asked I will definitely be recommending My Car Credit”

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Posted 3 years ago

“Very good service, great communication, finance arranged quickly and without issue !!”

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Posted 3 years ago

“Excellent customer service, was kept informed and up to date throughout the whole process”

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Posted 3 years ago

“Thank you very much”

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Posted 3 years ago

“I started my correspondence with Jamie, who, I was told is no longer there. It was a lot of twoing and frowing and seemed to take a long time. I was eventually placed in the capable hands of Leah who I must say was very quick thorough and outstanding really. And I’m happy to say I pick up my new car at the weekend. I would also like to thank Carl and Josh for keeping me posted. All you guys were incredibly helpful and polite. Thank you so much .”

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Posted 3 years ago

“Very quick & easy to apply, however a bit disappointed on the high interest rate not at all what I was expecting as my credit score is rated by ClearScore as excellent plus your rates as advertised are a lot lower . I’m aware everything is subject to status but my Status is very good .”

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Posted 3 years ago

Hi Simon, thank you for your comments. We have checked over your application and reviewed recordings of your calls with our advisors. It does appear that you opted for a particular type of finance that met your specific needs and that you were advised that the rates would be higher with this option and you still instructed us to proceed. We are pleased to hear that you found the process quick and easy and hope that you have found a suitable vehicle. Kind regards, My Car Credit

Posted 3 years ago

“thanks for all your help, found the best rate, all sorted in days from first contact, no waiting for letters to come and send back. a hand full of questions no going into your life story. if you are not happy look around as I was not happy with the first finance company.”

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Posted 3 years ago

“This was the second time we've used MyCarCredit and I have to say our experience was excellent on both occasions. Connor was our agent this time, he was always calm and professional and able to help with any of our queries promptly - no robotics just a nice helpful human being. The price of the agreement/APR was extremely competitive and included delivery of my vehicle (200 miles away!) absolutely perfect - thank you so much MyCarCredit”

Evolution Funding Ltd T/A My Car Credit 5 star review on 5th March 2022

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Posted 3 years ago

“Quick and easy to deal with . Great service”

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Posted 3 years ago

“Connor was okay excellent! Very helpful and managed to get my finance approved and paid out in the same day!”

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Posted 3 years ago

“Helen was very responsive and guided me through the whole process. Quick and easy”

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Posted 3 years ago

“Quick and speedy process. Kept informed all the way.”

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Posted 3 years ago

“I would recommend my car credit, they were polite helpful and very efficient made you feel comfortable, all the advisers were very pleasant.”

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Posted 3 years ago

“Great communication from Helen on getting my finance sorted would recommend”

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Posted 3 years ago

“Amazing service.”

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Posted 3 years ago

“They will go above and beyond to get things moving as quickly as possible. Fantastic service.”

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Posted 3 years ago

Evolution Funding Ltd T/A My Car Credit is rated 4.8 based on 5,338 reviews