Evolution Funding Ltd T/A My Car Credit Reviews

Name: Evolution Funding Ltd T/A My Car Credit
Address: Evolution House, Smeckley Wood Close, Chesterfield, Evolution House, Smeckley Wood Close, Chesterfield, Chesterfield
Rating: 4.83

4.8 Rating 5,549 Reviews

96 %

of reviewers recommend Evolution Funding Ltd T/A My Car Credit

Company Reviews

Metrics

Info

4.8

Based on 5,549 reviews

Shipping & Delivery
Delivery Methods	Own Driver
On-time Delivery	100%
Customer Service
Communication Channels	Email, Telephone
Queries Resolved In	Under An Hour

About Evolution Funding Ltd T/A My Car Credit:

Rates from 9.9% APR. Representative APR 10.9%. Evolution Funding Ltd T/A My Car Credit.

We’re part of the UK’s largest motor finance broker, Evolution Funding, and we’ve been helping customers to buy cars on finance for nearly 20 years, on HP, PCP or personal loan.

At My Car Credit, applying for your car loan is quick and easy. Fill out our online application form in just a few short minutes and you’ll receive an instant, online decision on car finance - anytime of day!

We welcome all types of credit profile, you can buy your car from any dealer, and there is no deposit or fees. Our unique underwriting policy places you, the customer, first.

We’ll assess our broad panel of lenders to get you the right finance rate for your circumstances, without impacting on your credit profile*. We’ll then hold your hand throughout the process to ensure that you have a hassle-free experience of buying your dream car on finance.

We've been named 'Best Direct Consumer Proposition' at the Car Finance Awards and awarded 'Best Broker' for 9 consecutive years!

* Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Visit Website

Phone:

01246 458810

Email:

marketing@mycarcredit.co.uk

Location:

Evolution House, Smeckley Wood Close, Chesterfield,
Evolution House, Smeckley Wood Close, Chesterfield
Chesterfield
S41 9PZ

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Evolution Funding Ltd T/A My Car Credit 5 star review on 19th February 2026

132

Anonymous

Anonymous // 01/01/2019

Sort by: Most Recent Most Recent Highest Rated Filter: None None 5 Stars 4 Stars 3 Stars 2 Stars 1 Stars Helpful

“This was a great and easy experience of applying for finance with my car credit. Customer service advisors were efficient and welcoming and helpful every step of the way.”

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Posted 3 years ago

“Cannot fault the service made buying a car a lot easier Dan was really helpful would definitely recommend”

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Posted 3 years ago

“Excellent really fast and stress free !!! Would 100 percent recommend Thankyou !!”

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Posted 3 years ago

“Staff very friendly and helpful! Sticky start but all good in the end.”

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Posted 3 years ago

“I’ve had such a positive experience with My Car Credit and wouldn’t hesitate to recommend them. Everyone I had the pleasure of speaking to was very knowledgeable and reassuring around the car financing process. There was complete transparency from start to finish and staff were ever so kind as it was as my first time taking this route.”

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Posted 3 years ago

“Pretty straight forward process, offering a decent date, with some nice hand holding along the way.”

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Posted 3 years ago

“Steve was very helpful and sorted the whole process very quickly!”

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Posted 3 years ago

“amazing service by Ross”

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Posted 3 years ago

“Joshua was an asset to My Car Credit with the way he conducted himself.”

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Posted 3 years ago

“I’m actually really upset and angry with everything. If I new that you guys would take so long to change a car that I’ve chosen (a car that I haven’t even send face to face, when I did saw I didn’t like the car). So guys just in case if anyone is looking to take a finance with them, make sure you go to the dealer and see the car first before calling the credit finance to add your car, because they take ages to change just the car details, to the car that you want. The credit finance have deposit the money to the dealer and the car that I wanted was with the same dealer and the amount was the same, so all they had to do is contact the finance department to change the car details and send me the new cantava with the details of the new car. Now they are getting the money back from the dealer so they can do a new documents and then send the money back again to them. So be in mind that in cause by any change you decide that you don’t like the car, they are not as helpful and quickly as they was at the first time time. It’s going to be a week that I’ve decided to change the car and every day I have to give them a call to know what’s going on. And they don’t seem to help and do anything about it. It’s really frustrating. If they don’t resolve by the end of this week I will cancel all the loan. So guys don’t go as far to find a car get a car local to you, so you can see the car before agreeing to anything”

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Posted 3 years ago

Dear Taina, we're sorry to hear that you're not happy with the service you've received. Unfortunately in your situation, it is not always a simple case of swapping one car for another once the finance has been paid out. Instead, the initial agreement needs to be unwound and a new agreement put in place. It is this process that is taking time. Once your initial agreement has been unwound by your lender, we can proceed with the next stage. Kind regards, My Car Credit.

Posted 3 years ago

“Super easy process, Ross was super helpful and quick with responses. Couldn’t recommend enough”

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Posted 3 years ago

“Generally very nice and polite people. Good service”

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Posted 3 years ago

“Fantastic customer service, got me the best rate on my car finance.”

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Posted 3 years ago

“Excellent customer service from start to finish highly recommended”

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Posted 3 years ago

“there agent Jade B was very professional helps me find the perfect car been to see it liked it so ive bought it with help from my car credit”

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Posted 3 years ago

“Good they sorted everything out for me reasonably quickly especially as there was a complications becuase of my name change”

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Posted 3 years ago

“Ur the 👌 best thanks”

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Posted 3 years ago

“The gentleman who dealt with me “Ross” was absolutely fantastic, all credit to him for getting the difficult process sorted, highly recommend my car credit, if I could rate them more stars they’d get it. Thank you My Car Credit”

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Posted 3 years ago

“Not happy about it, because I went to get the car, and I didn’t like the car. So the agency told me to contact again with my car credit. My car Credit told me to re do a new application form, they’ve said they would try to speak with Santander to change the car over to the new car that I like which is with the same company. The money from the loan is already with the company and they are taking so long to just to change over the car. The amount of money is the same, and the only thing that they should do is just to get me a new agreement. But they want to take the money over again, so they can send it back again to the car company for the new car.”

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Posted 3 years ago

“These guys will look after you in every way… superb service all round but a special mention to Liam in sales and Agnes in Collections, top job all round. Thanks guys.”

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Posted 3 years ago

Evolution Funding Ltd T/A My Car Credit is rated 4.8 based on 5,549 reviews