My Car Credit Reviews

4.86 Rating 3,598 Reviews
97 %
of reviewers recommend My Car Credit
Merchant Metrics
Shipping & Delivery
Delivery Methods
Own Driver
On-time Delivery
Customer Service
Communication Channels
Email, Telephone, Live Chat
Queries Resolved In
Under An Hour
Customer Service
4.77 out of 5
Read My Car Credit Reviews

About My Car Credit:

We’re part of the UK’s largest motor finance broker, Evolution Funding, and we’ve been helping customers to buy cars on finance for over 15 years, on HP, PCP or personal loan.

At My Car Credit, applying for your car loan is quick and easy. Fill out our online application form in just a few short minutes and you’ll receive an instant, online decision on car finance - anytime of the day or year!

We welcome all types of credit profile, you can buy your car from any dealer, and there is no deposit or fees. Our unique underwriting policy places you, the customer, first.

We’ll assess our panel of 27 lenders to get you a finance rate for your circumstances, without impacting on your credit profile. We’ll then hold your hand throughout the process to ensure that you have a hassle-free experience of buying your dream car on finance.

In 2019, My Car Credit was named 'Best Direct Consumer Proposition' at the Car Finance Awards and Evolution Funding was named 'Best Broker' (2020, 2019, 2018, 2017 & 2016).

Car finance from 6.9% APR. Representative APR 14.9%

Visit Website


07971 407 631



Evolution Funding Ltd T/A My Car Credit
Evolution House
Smeckley Wood Close

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My Car Credit 5 star review on 19th March 2021
My Car Credit 5 star review on 31st October 2019
My Car Credit 5 star review on 17th October 2019
My Car Credit 5 star review on 21st August 2019
Nicusor Vasiliu
My Car Credit 5 star review on 3rd July 2019
My Car Credit 5 star review on 27th June 2019
Craig Punk
My Car Credit 5 star review on 22nd June 2019
Anonymous  // 01/01/2019
So happy I found the perfect finance deal to go with a perfect car. I would just like to thank Grant and the team at My Car Credit for providing a cracking deal within a speedy time. Initial enquiries made at 11am, finance sorted and car collected by 3pm. Very impressed and would definitely recommend.
Posted 1 month ago
I will name him Simon Cox went above and beyond to help me get the car I wanted at the best price. Him and his team have been so helpful polite positive and kept me fully informed the whole way. Thanks to you all.
Posted 1 month ago
Very simple process. Simon was very helpful and kept me updated throughout the process. I wouldn't hesitate to recommend.
Posted 1 month ago
They did a good job and with a good apr
My Car Credit 5 star review on 19th March 2021
Posted 1 month ago
All the best team I've ever work with. Daniel was there to guide me through with it all. A very pleased customer here. Thank you to you all
Posted 1 month ago
I loved Brianna She was easy to speak to. Extremely professional and kept me up to date on progress. Brianna was a pleasure to deal with. Very professional young lady. Thank you Brianna Sarah x
Posted 1 month ago
Callie has been fantastic in the whole process of my finance application. She kept me up to date during the entire process. Would highly recommend to anyone. Thank you
Posted 1 month ago
The service I received from your representative Callie was world class! She deserves massive recognition for her customer service skills!
Posted 1 month ago
My car credit made applying for car finance easy. Molly who dealt with my application was excellent throughout the process and is clearly a credit to your organisation.
Posted 1 month ago
Helen Cartledge who has been dealing with my car credit has been great throughout the whole process.
Posted 1 month ago
Was quite a simple task however, did not get the guaranteed rate, paid a slightly higher interest rate. Was some confusion with people calling me when I had already sorted out my query. Didn’t really speak to Molly much, but the times I did I thought she was polite, courteous and professional.
Posted 1 month ago
Grant has been a huge help! First time using this service and i am very pleased. He dealt with everything very smoothly and quickly. I will continue to use this service for future purchases and I will highly recommend this service to all my family and friends. Thank you once again!
Posted 1 month ago
Great service and Brianna was amazing
Posted 1 month ago
Great service and Brianna was amazing
Posted 1 month ago
Great service and Brianna was amazing
Posted 1 month ago
Highly recommend My Car Credit everything was really simple with Brianna talking through every step and kept me updated on process with the dealer even over the weekend. Thank you!
Posted 1 month ago
Daniel. Amazing member of the team always being their for my car finance application and be very kind. Really helpful and support. Thank you made my anniversary present so easy for me. Thank you wish all the best.
Posted 2 months ago
Outstanding service from Molly - you could tell she cared about her job which showed in her personality and efficiency
Posted 2 months ago
very polite and efficient
Posted 2 months ago
Molly of My car credit has been great, very helpful and professional keeping me informed throughout a smooth hassle free process. Well recommended.
Posted 2 months ago
My Car Credit is rated 4.86 based on 3,598 reviews