Evolution Funding Ltd T/A My Car Credit Reviews

Name: Evolution Funding Ltd T/A My Car Credit
Address: Evolution House, Smeckley Wood Close, Chesterfield, Evolution House, Smeckley Wood Close, Chesterfield, Chesterfield
Rating: 4.83

4.8 Rating 5,590 Reviews

96 %

of reviewers recommend Evolution Funding Ltd T/A My Car Credit

Company Reviews

Metrics

Info

4.8

Based on 5,590 reviews

Shipping & Delivery
Delivery Methods	Own Driver
Customer Service
Communication Channels	Telephone, Email, Live Chat
Queries Resolved In	Under An Hour

About Evolution Funding Ltd T/A My Car Credit:

Rates from 9.9% APR. Representative APR 10.9%. Evolution Funding Ltd T/A My Car Credit.

We’re part of the UK’s largest motor finance broker, Evolution Funding, and we’ve been helping customers to buy cars on finance for nearly 20 years, on HP, PCP or personal loan.

At My Car Credit, applying for your car loan is quick and easy. Fill out our online application form in just a few short minutes and you’ll receive an instant, online decision on car finance - anytime of day!

We welcome all types of credit profile, you can buy your car from any dealer, and there is no deposit or fees. Our unique underwriting policy places you, the customer, first.

We’ll assess our broad panel of lenders to get you the right finance rate for your circumstances, without impacting on your credit profile*. We’ll then hold your hand throughout the process to ensure that you have a hassle-free experience of buying your dream car on finance.

We've been named 'Best Direct Consumer Proposition' at the Car Finance Awards and awarded 'Best Broker' for 9 consecutive years!

* Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Visit Website

Phone:

01246 458810

Email:

marketing@mycarcredit.co.uk

Location:

Evolution House, Smeckley Wood Close, Chesterfield,
Evolution House, Smeckley Wood Close, Chesterfield
Chesterfield
S41 9PZ

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Evolution Funding Ltd T/A My Car Credit 5 star review on 19th February 2026

132

Anonymous

Anonymous // 01/01/2019

Sort by: Most Recent Most Recent Highest Rated Filter: None None 5 Stars 4 Stars 3 Stars 2 Stars 1 Stars Helpful

“Faultless - No issues and an easy process”

Helpful Report

Posted 8 months ago

“Sales and commission driven individuals who don't listen to the customer. Bad experience as they released funds to Dealership without authorisation. On numerous emails and telephone conversation it was specified not to release funds until I am back into the country. Also no central point of contract as various advisors. Not recommended”

Helpful Report

Posted 8 months ago

Dear Shameem, Thank you for taking the time to share your feedback. We’re sorry to hear you felt disappointed with your experience. Our advisor explained that we aim to make payment to the dealer as soon as possible to secure your chosen vehicle. We can confirm that you mentioned at the time that this wasn’t an issue, so we’re sorry to hear this has led to a negative review. If you’d like to discuss this further or share more about your experience, we’d be happy to talk it through and see how we can help. Please email complaints@evolutionfunding.com and a member our team will get back to you as soon as possible. Kind regards, My Car Credit

Posted 8 months ago

“Great customer experience and easy process”

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Posted 8 months ago

“Very good and quick, well worth a look.”

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Posted 8 months ago

“super rapizi”

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Posted 8 months ago

“My Car Credit, is super Amazing. They gave me my dream car within minutes without stress. I recommend them to anyone.”

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Posted 8 months ago

“Extremely happy with the service and care I received from Craig today. Was extremely friendly and informative and went to great lengths to help me in the situation would 100% recommend”

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Posted 8 months ago

“Excellent service from start to finish. The team was clear, supportive, and made the whole finance process smooth and stress free. Highly recommend! I love my car!!!!!”

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Posted 8 months ago

““I had a great experience with my car credit for my car loan. The team was really helpful throughout the entire process, making everything clear and easy to understand. They guided me step by step, answered all my questions, and made financing my car stress-free. I would definitely recommend them to anyone looking for a smooth and reliable car loan experience.”

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Posted 9 months ago

“Excellent service, highly recommended, great communication.”

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Posted 9 months ago

“I highly recommend this credit broker. The process was incredibly fast, with a decision made very quickly. What impressed me most was how easy they made everything; it required minimal effort on my part.thank you Joshua”

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Posted 9 months ago

“Very communicative. Fast and easy application.”

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Posted 9 months ago

“very pleased”

Evolution Funding Ltd T/A My Car Credit 5 star review on 24th September 2025

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Posted 9 months ago

“my car credit was outstanding everything was done quick and easy the customer service was amazing couldn’t fault it they where always happy to help with any questions I had and made it a smooth and easy process for me to get my new car!!”

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Posted 9 months ago

“Very fast and efficient, easy application process and friendly team to speak to. Top marks guys”

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Posted 9 months ago

“A very big thank you to Chris & the team for all their help to get things sorted. Super helpful & knowledgable to make the process as smooth as possible. Highly recommend.”

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Posted 9 months ago

“Very good service”

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Posted 9 months ago

“Very good service”

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Posted 9 months ago

“Craig was fantastic, a genuine bloke who wants to help you out. Very smooth process and would definitely be a returning customer - thanks Craig.”

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Posted 9 months ago

“Absolutely outstanding. Credit check was done and funds were sent to motorbike company within 2 days! It was the easiest transaction ever. Can't recommend them enough!”

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Posted 9 months ago

Evolution Funding Ltd T/A My Car Credit is rated 4.8 based on 5,590 reviews