My Car Credit Reviews

4.86 Rating 3,584 Reviews
97 %
of reviewers recommend My Car Credit
Merchant Metrics
Shipping & Delivery
Delivery Methods
Own Driver
On-time Delivery
Customer Service
Communication Channels
Email, Telephone, Live Chat
Queries Resolved In
Under An Hour
Customer Service
4.77 out of 5
Read My Car Credit Reviews

About My Car Credit:

We’re part of the UK’s largest motor finance broker, Evolution Funding, and we’ve been helping customers to buy cars on finance for over 15 years, on HP, PCP or personal loan.

At My Car Credit, applying for your car loan is quick and easy. Fill out our online application form in just a few short minutes and you’ll receive an instant, online decision on car finance - anytime of the day or year!

We welcome all types of credit profile, you can buy your car from any dealer, and there is no deposit or fees. Our unique underwriting policy places you, the customer, first.

We’ll assess our panel of 27 lenders to get you a finance rate for your circumstances, without impacting on your credit profile. We’ll then hold your hand throughout the process to ensure that you have a hassle-free experience of buying your dream car on finance.

In 2019, My Car Credit was named 'Best Direct Consumer Proposition' at the Car Finance Awards and Evolution Funding was named 'Best Broker' (2020, 2019, 2018, 2017 & 2016).

Car finance from 6.9% APR. Representative APR 14.9%

Visit Website


07971 407 631



Evolution Funding Ltd T/A My Car Credit
Evolution House
Smeckley Wood Close

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My Car Credit 5 star review on 19th March 2021
My Car Credit 5 star review on 31st October 2019
My Car Credit 5 star review on 17th October 2019
My Car Credit 5 star review on 21st August 2019
Nicusor Vasiliu
My Car Credit 5 star review on 3rd July 2019
My Car Credit 5 star review on 27th June 2019
Craig Punk
My Car Credit 5 star review on 22nd June 2019
Anonymous  // 01/01/2019
The whole process from start to finish was easy. The advisors were happy to answer my pretty basic questions without making me feel uneasy. They talked me through the stages and I didn't feel pressured in anyway to go ahead with everything. I would certainly use you again in the future. Thank you.
Posted 2 weeks ago
Absolute pleasure to deal with. Everyone I spoke to was friendly and efficient. The easiest and most professional process, couldn't be happier with the service. I spoke with Brianna, Tom and I think Adam/Arron? Thanks guys! X
Posted 2 weeks ago
Very impressed with the friendly, professional and swift response to my initial enquiry. The process and decision to enable me to buy a family car was supported very well by various team members, I was kept informed at every stage. We now look forward to collecting our new car. Thank you.
Posted 2 weeks ago
Not the first time using my car credit and this time around I had a much better experience. Sam was helpful and informative when contacted. To improve bit more frequent communicating, at times I had to ring in to find out information, but when I did ring in customer service agent was helpful.
Posted 2 weeks ago
Just had confirmation for my new car finance My Car Credit has been excellent my account manager Brianna has been friendly and efficient throughout the process with everything complete in just 24hrs can't wait to pick up my new car Tuesday. Thankyou so much strongly recommend.
Posted 2 weeks ago
Very professional from start to finish, I would like to say a big thanks to all the team especially Daniel and James.
Posted 3 weeks ago
I had a really good experience with My Car Credit - Molly was my key point of contact and she couldn't have done enough to ensure payout was as smooth and as quick as possible. Thank you Molly!
Posted 3 weeks ago
Very professional from start to finish, I would like to say a big thanks to all the team especially Daniel and James.
Posted 3 weeks ago
The whole process was effortless and in particular Molly's customer service was exceptional. I was keep updated And informed throughout
Posted 3 weeks ago
I needed a car but didn't had that much cash, I contacted "My Car Credit" and they sorted my problem with very low interest in a day. I had conversations with lady "sam" all the time and I felt that this person is true and trust worthy and she proved it. " Trust Sam and go to My Car Credit no matter how much money and credit score you have, you will have a car".
Posted 3 weeks ago
Sam was the best. Kept me updates and kept in touch regularly.
Posted 3 weeks ago
Molly was very great to work with. Friendly and informative and kept me up to date with the progress of my application. The e-sign process was simple and I had zero issues. I enjoyed that I communicated with the same 2/3 people throughout the process
Posted 3 weeks ago
Smooth process with fantastic communication throughout. Made the whole experience easy and stress free. Would definitely recommend.
Posted 3 weeks ago
Daniel was pleasant and helpful and got my stuff sorted really quickly, definitely recommend him and the company!
Posted 3 weeks ago
Very helpful with getting me all the information I needed.
Posted 3 weeks ago
Daniel was really helpful and explained everything to me fully. The processes overall was simple and I was guided through it to make everything as easy as possible.
Posted 3 weeks ago
All staff have a good skill of customers satisfaction they all and always helpful
Posted 3 weeks ago
All staff very helpful good interest rate Thankyou so much for
Posted 3 weeks ago
Very helpful and polite, answered all questions we had and gave a smooth service from being to end. would defiantly recommend.
Posted 3 weeks ago
Molly was amazing. This was my first experience in buying a car and Molly looked after me every step of the way. Constantly keeping me informed and updated in the process of buying my new car. As you can imagine, buying your first car can be anxious times but molly made the whole experience with while and now I can't wait to pick up my new motor. Cheers en Molly ✌
Posted 4 weeks ago
My Car Credit is rated 4.86 based on 3,584 reviews