Evolution Funding Ltd T/A My Car Credit Reviews

Name: Evolution Funding Ltd T/A My Car Credit
Address: Evolution House, Smeckley Wood Close, Chesterfield, Evolution House, Smeckley Wood Close, Chesterfield, Chesterfield
Rating: 4.83

4.8 Rating 5,372 Reviews

97 %

of reviewers recommend Evolution Funding Ltd T/A My Car Credit

Company Reviews

Metrics

Info

4.8

Based on 5,372 reviews

Shipping & Delivery
Delivery Methods	Own Driver, Courier
Average Delivery Time	Next Day
On-time Delivery	Greater than 92%
Accurate And Undamaged Orders	95%
Customer Service
Communication Channels	Email, Telephone, Live Chat
Queries Resolved In	Under An Hour
Customer Service	4.8 out of 5

About Evolution Funding Ltd T/A My Car Credit:

Rates from 9.9% APR. Representative APR 10.9%. Evolution Funding Ltd T/A My Car Credit.

We’re part of the UK’s largest motor finance broker, Evolution Funding, and we’ve been helping customers to buy cars on finance for nearly 20 years, on HP, PCP or personal loan.

At My Car Credit, applying for your car loan is quick and easy. Fill out our online application form in just a few short minutes and you’ll receive an instant, online decision on car finance - anytime of day!

We welcome all types of credit profile, you can buy your car from any dealer, and there is no deposit or fees. Our unique underwriting policy places you, the customer, first.

We’ll assess our broad panel of lenders to get you the right finance rate for your circumstances, without impacting on your credit profile*. We’ll then hold your hand throughout the process to ensure that you have a hassle-free experience of buying your dream car on finance.

We've been named 'Best Direct Consumer Proposition' at the Car Finance Awards and awarded 'Best Broker' for 9 consecutive years!

* Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Visit Website

Phone:

01246 458810

Email:

marketing@mycarcredit.co.uk

Location:

Evolution House, Smeckley Wood Close, Chesterfield,
Evolution House, Smeckley Wood Close, Chesterfield
Chesterfield
S41 9PZ

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Evolution Funding Ltd T/A My Car Credit 5 star review on 17th August 2025

131

Anonymous

Anonymous // 01/01/2019

Filter: Rated 4 None 5 Stars 4 Stars 3 Stars 2 Stars 1 Stars Helpful

“Very friendly and professional service although attention to detail caused a delay. Overall very pleased”

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Posted 1 year ago

“I felt personally that the process was a bit slower than it needed to be, i dealt with Olly on the phone who to be fair was great and helped to speed things up for me, thanks again Olly for all your help it was greatly appreciated.”

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Posted 1 year ago

“Very good service overall. Just under 2 weeks from initial enquiry to picking up my car”

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Posted 1 year ago

“Fantastic service”

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Posted 1 year ago

“Andrew the advisor was extremely polite and helpful throughout the entire process. Can’t complain about this company whatsoever ⭐️⭐️⭐️⭐️”

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Posted 1 year ago

“Very helpful and quick thank you”

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Posted 1 year ago

“All good. Very quick and efficient service, with prompt payment to the car dealership. Agent was very helpful.”

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Posted 1 year ago

“Good service and friendly staff. Easy process to follow and decision made quickly. Only area I felt let down was the dealership demanding that I pay for a warranty on a car over a decade old? Which I have to now pay in addition to a large deposit.”

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Posted 1 year ago

“Good service 🤗”

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Posted 1 year ago

“Was a slow process to begin with due to my application being passed to different people and miscommunication, however was a smooth process in the end and Molly was excellent.”

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Posted 1 year ago

“Was a slow process to begin with due to my application being passed to different people and miscommunication, however was a smooth process in the end and Molly was excellent.”

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Posted 1 year ago

“Oliver was more than helpful well done olly”

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Posted 1 year ago

“Very nice people on customer service, but only thing i would say is that alittle slow or even at all getting back to you when youve been told they will.”

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Posted 1 year ago

“Very easy very quick”

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Posted 1 year ago

“Great service from the get go and was kept in the loop through out the whole process. I’m very thankful and looking forward to picking my new vehicle 👍🏽”

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Posted 1 year ago

“Very happy with the service. The only issue was My Car Credit was not on the list of approved dealers for some of the dealerships I was looking at, therefore was unable to use those dealers. However, the service provided by My Car Credit was very good and I managed to find another dealer willing to work with them easily and got the vehicle I wanted. Thanks My Car Credit”

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Posted 1 year ago

“My Car Credit were helpful and responsive from start to finish. They took care of all the hassle. All I had to do was collect the vehicle.”

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Posted 1 year ago

“Very professional and informative, customer service excellent. Would recommend to friends and colleagues 👍 👌”

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Posted 1 year ago

“Always difficult to put yourself in the persons shoes that’s supposed to be managing and monitoring your account- ultimately for me anyway it’s important to be the recipient of an enthusiastic and helpful demeanour and sometimes I appreciate that it’s difficult to create that attitude when there is a million and one other things going on in your life…Also in my view, it’s always important to be forthright.Overall it’s was a reasonable experience.”

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Posted 2 years ago

“The service is very good n very quick”

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Posted 2 years ago

Evolution Funding Ltd T/A My Car Credit is rated 4.8 based on 5,372 reviews