Evolution Funding Ltd T/A My Car Credit Reviews

Name: Evolution Funding Ltd T/A My Car Credit
Address: Evolution House, Smeckley Wood Close, Chesterfield, Evolution House, Smeckley Wood Close, Chesterfield, Chesterfield
Rating: 4.83

4.8 Rating 5,485 Reviews

96 %

of reviewers recommend Evolution Funding Ltd T/A My Car Credit

Company Reviews

Metrics

Info

4.8

Based on 5,485 reviews

Shipping & Delivery
Delivery Methods	Own Driver, Courier
Average Delivery Time	Next Day
On-time Delivery	Greater than 90%
Accurate And Undamaged Orders	95%
Customer Service
Communication Channels	Email, Telephone, Live Chat
Queries Resolved In	Under An Hour
Customer Service	4.8 out of 5

About Evolution Funding Ltd T/A My Car Credit:

Rates from 9.9% APR. Representative APR 10.9%. Evolution Funding Ltd T/A My Car Credit.

We’re part of the UK’s largest motor finance broker, Evolution Funding, and we’ve been helping customers to buy cars on finance for nearly 20 years, on HP, PCP or personal loan.

At My Car Credit, applying for your car loan is quick and easy. Fill out our online application form in just a few short minutes and you’ll receive an instant, online decision on car finance - anytime of day!

We welcome all types of credit profile, you can buy your car from any dealer, and there is no deposit or fees. Our unique underwriting policy places you, the customer, first.

We’ll assess our broad panel of lenders to get you the right finance rate for your circumstances, without impacting on your credit profile*. We’ll then hold your hand throughout the process to ensure that you have a hassle-free experience of buying your dream car on finance.

We've been named 'Best Direct Consumer Proposition' at the Car Finance Awards and awarded 'Best Broker' for 9 consecutive years!

* Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Visit Website

Phone:

01246 458810

Email:

marketing@mycarcredit.co.uk

Location:

Evolution House, Smeckley Wood Close, Chesterfield,
Evolution House, Smeckley Wood Close, Chesterfield
Chesterfield
S41 9PZ

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Evolution Funding Ltd T/A My Car Credit 5 star review on 17th August 2025

131

Anonymous

Anonymous // 01/01/2019

Sort by: Most Recent Most Recent Highest Rated Filter: None None 5 Stars 4 Stars 3 Stars 2 Stars 1 Stars Helpful

“Adam was amazing! Very helpful and attentive from start to finish, will def use again. Highly recommended A*****”

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Posted 2 years ago

“The main consultant i was dealing with was polite and helpful. Along with rest of team when he was not available. The process for refinancing my balloon payment was handled well, any anxiety i had was reduced. My repayments they have saved me £170 from what my previous repayments was. They was also able to reduced my APR which was a surprise when told. I will definitely be contacting my car credit in near future when im ready to buy my new vehicle.”

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Posted 2 years ago

“Streamlined process. Communication was excellent and options were offered. The overall process was completed in 24 hours and the loan was paid within a day.”

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Posted 2 years ago

“Excellent. Highly recommend.”

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Posted 2 years ago

“Good experience, better than other big companies that I was working with beforehand. Staff always helpful and efficient.”

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Posted 2 years ago

“Quick service but not one mention of the £500+ admin fee until I read it myself on the docs.”

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Posted 2 years ago

Dear Jayne, thank you for taking the time to review us. We take all negative feedback seriously and therefore we have investigated your comments. The fee you mention is the dealer's admin fee when selling you the vehicle. This is not a fee that we, as the finance broker, are involved with which is why we do not mention it during our communication with you. We are satisfied that we have fulfilled correct process whilst handling your application. Kind regards, My Car Credit

Posted 2 years ago

“Great service from start to finish. Kept me updated throughout the process”

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Posted 2 years ago

“Very helpful”

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Posted 2 years ago

“Quick, efficient service with a positive outcome for me”

Evolution Funding Ltd T/A My Car Credit 5 star review on 11th February 2023

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Posted 2 years ago

“Very helpful and polite”

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Posted 2 years ago

“Great staff, I dealt with multiple staff members even though I had a personal account manager. Always willing to help and even assisted with providing a choice of alternative vehicles. Very quick process, definitely recommend.”

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Posted 2 years ago

“...........”

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Posted 2 years ago

“I am very please with the service I received from My car Credit. From the start of my application to the end was very pleasant with no hassles. The customer service that supported me are very supportive and good at their job.”

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Posted 2 years ago

“We found the whole process really good from start to finish , the people we spoke to were friendly and very helpful it seem they wanted to do what ever they could to help thank you Evolution”

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Posted 2 years ago

“Very good”

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Posted 2 years ago

“Avoid!!!Avoid!!!Absolutley joke!Poor communication!Rude staff!”

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Posted 3 years ago

“Loads of help jade was amazing. Kept me informed every step of the way”

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Posted 3 years ago

“Andy and the team worked a small miracle for me I had a very short period of time to buy the car I required and they came through cannot thank them enough”

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Posted 3 years ago

“Would recommend this company for its ease in accommodating me in my hour of need”

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Posted 3 years ago

“Fantastic service , my representative was great. Communication was fab . Got my new car within a few days . Would definitely recommend and use again. Best APR out of all of them .”

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Posted 3 years ago

Evolution Funding Ltd T/A My Car Credit is rated 4.8 based on 5,485 reviews