Evolution Funding Ltd T/A My Car Credit Reviews

Name: Evolution Funding Ltd T/A My Car Credit
Address: Evolution House, Smeckley Wood Close, Chesterfield, Evolution House, Smeckley Wood Close, Chesterfield, Chesterfield
Rating: 4.83

4.8 Rating 5,513 Reviews

96 %

of reviewers recommend Evolution Funding Ltd T/A My Car Credit

Company Reviews

Metrics

Info

4.8

Based on 5,513 reviews

Shipping & Delivery
Delivery Methods	Own Driver
On-time Delivery	100%
Customer Service
Communication Channels	Telephone, Email
Queries Resolved In	Under An Hour

About Evolution Funding Ltd T/A My Car Credit:

Rates from 9.9% APR. Representative APR 10.9%. Evolution Funding Ltd T/A My Car Credit.

We’re part of the UK’s largest motor finance broker, Evolution Funding, and we’ve been helping customers to buy cars on finance for nearly 20 years, on HP, PCP or personal loan.

At My Car Credit, applying for your car loan is quick and easy. Fill out our online application form in just a few short minutes and you’ll receive an instant, online decision on car finance - anytime of day!

We welcome all types of credit profile, you can buy your car from any dealer, and there is no deposit or fees. Our unique underwriting policy places you, the customer, first.

We’ll assess our broad panel of lenders to get you the right finance rate for your circumstances, without impacting on your credit profile*. We’ll then hold your hand throughout the process to ensure that you have a hassle-free experience of buying your dream car on finance.

We've been named 'Best Direct Consumer Proposition' at the Car Finance Awards and awarded 'Best Broker' for 9 consecutive years!

* Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Visit Website

Phone:

01246 458810

Email:

marketing@mycarcredit.co.uk

Location:

Evolution House, Smeckley Wood Close, Chesterfield,
Evolution House, Smeckley Wood Close, Chesterfield
Chesterfield
S41 9PZ

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Evolution Funding Ltd T/A My Car Credit 5 star review on 19th February 2026

132

Anonymous

Anonymous // 01/01/2019

Sort by: Most Recent Most Recent Highest Rated Filter: None None 5 Stars 4 Stars 3 Stars 2 Stars 1 Stars Helpful

“They were always there to assist with queries and worked together as a team. They are well trained, good knowledge of their work and excellent customer service. They treated me with respect and always tried to ensure I am happy before hanging up the phone.”

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Posted 8 years ago

“I can't thank Kirsty Kayleigh, and Chelsea enough for all there hard work and helping me get through the hurdles of finding a car and everything else. Would highly recommend this company to anyone the staff are fantastic and very patient and keep in constant contact with you even when you work night shift like me. Thank you again to the team. X”

Evolution Funding Ltd T/A My Car Credit 5 star review on 17th August 2017

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Posted 8 years ago

“Waste of time.. Told me i was approved only to forward me on to Amigo Loans lool... Why not just state that if you have poor credit you will need a guarantor?? Absolute garbage! Dont bother unless your credit is good... My credit score is 607 if yours is the same or lower than that do not bother with this company. The offer i received was a shambles.. £7000 paying back £277 a month for 60 months.. Thats nearly £17000!! What a joke only a complete fool would ever do that. SMH”

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Posted 8 years ago

Hello Greg, we are sorry that you feel this way. We offer our finance products based on a variety of factors, not just a credit score. For some of our customers Amigo Loans is the perfect if not only solution to enable them to finance a car, whilst building up their credit profile at the same time. Amigo Loans are a very specialist personal loan solution and we are sorry that you didn't fit any of our alternative criterias.

Posted 8 years ago

“Nice. And friendly and very helpful”

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Posted 8 years ago

“Very friendly quick and easy A pleasure to deal with I am happy to recommend my car credit”

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Posted 8 years ago

“The only negative thing is that at first I was told 13.3 % And end up with 19.5 % but saying that the customer service was great and very profesional. Respond very quickly and helpful. I do recommend to anyone who needs help with car finance. Thumb up. Chris Vickers was dealing with me and he was very good. Thanks”

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Posted 8 years ago

“Easy to deal with and very efficient. Chris kept in contact throughout the process and was always available for any queries I had.”

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Posted 8 years ago

“I wanted a decent car but with a less than great credit rating , I thought I wouldn't be accepted for finance. Until I tried My Car Credit! All the staff I dealt with were friendly and answered all my questions. Chris was my main adviser and he was great. Kept me informed about developments in the process. I was skeptical at first but so gIad I applied and I recommend them to everyone! I wouldn't hesitate to use them again in future.”

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Posted 8 years ago

“Good quick service”

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Posted 8 years ago

“Just sent me to a loan company who needed a guarantor if i new it would do that i wouldnt of filled in the application”

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Posted 8 years ago

“After finding our car on the Wednesday afternoon and applying for it through my car credit we drove it away on Saturday afternoon. No hassle and friendly staff. Would certainly recommend. very fast and efficient”

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Posted 8 years ago

“Megan was a great help throughout the process”

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Posted 8 years ago

“Very quick in there decision .and most helpful .”

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Posted 8 years ago

“Communications/Procedures were fast & seamless. Asked to email relevant forms/docs/ID checks etc. The loand/HP was arranged fast. A1/5*”

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Posted 8 years ago

“Kayleigh Debono the lady who dealt with my application was very helpful and patient. she made me feel like nothing was any trouble . she is a credit to this company”

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Posted 8 years ago

“Excellent, very helpful & friendly”

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Posted 8 years ago

“Excellent From start to finish only took 13 days from applying to picking up my car & I had to send for a new driving licence Top notch, very helpful & very friendly”

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Posted 8 years ago

“Excellent service polite and helpful staff Chris was superb. I would highly recommend my car credit.”

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Posted 8 years ago

“Fantastic service especially from My advisor Kirsty. Really helped me every step of the way keeping me updated with progress. No pressure involved. Thank you My Car Credit for getting me the vehicle of MY choice.”

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Posted 8 years ago

“Excellent costumer service, very quick and easy application process and got a new car within the week when my credit rating is awful! Very happy with my new car”

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Posted 8 years ago

Evolution Funding Ltd T/A My Car Credit is rated 4.8 based on 5,513 reviews