Evolution Funding Ltd T/A My Car Credit Reviews

Name: Evolution Funding Ltd T/A My Car Credit
Address: Evolution House, Smeckley Wood Close, Chesterfield, Evolution House, Smeckley Wood Close, Chesterfield, Chesterfield
Rating: 4.83

4.8 Rating 5,343 Reviews

97 %

of reviewers recommend Evolution Funding Ltd T/A My Car Credit

Company Reviews

Metrics

Info

4.8

Based on 5,343 reviews

Shipping & Delivery
Delivery Methods	Own Driver, Courier
Average Delivery Time	Next Day
On-time Delivery	Greater than 92%
Accurate And Undamaged Orders	95%
Customer Service
Communication Channels	Email, Telephone, Live Chat
Queries Resolved In	Under An Hour
Customer Service	4.8 out of 5

About Evolution Funding Ltd T/A My Car Credit:

Rates from 9.9% APR. Representative APR 10.9%. Evolution Funding Ltd T/A My Car Credit.

We’re part of the UK’s largest motor finance broker, Evolution Funding, and we’ve been helping customers to buy cars on finance for nearly 20 years, on HP, PCP or personal loan.

At My Car Credit, applying for your car loan is quick and easy. Fill out our online application form in just a few short minutes and you’ll receive an instant, online decision on car finance - anytime of day!

We welcome all types of credit profile, you can buy your car from any dealer, and there is no deposit or fees. Our unique underwriting policy places you, the customer, first.

We’ll assess our broad panel of lenders to get you the right finance rate for your circumstances, without impacting on your credit profile*. We’ll then hold your hand throughout the process to ensure that you have a hassle-free experience of buying your dream car on finance.

We've been named 'Best Direct Consumer Proposition' at the Car Finance Awards and awarded 'Best Broker' for 9 consecutive years!

* Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Visit Website

Phone:

01246 458810

Email:

marketing@mycarcredit.co.uk

Location:

Evolution House, Smeckley Wood Close, Chesterfield,
Evolution House, Smeckley Wood Close, Chesterfield
Chesterfield
S41 9PZ

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Evolution Funding Ltd T/A My Car Credit 5 star review on 17th August 2025

131

Anonymous

Anonymous // 01/01/2019

Sort by: Most Recent Most Recent Highest Rated Filter: None None 5 Stars 4 Stars 3 Stars 2 Stars 1 Stars Helpful

“My credit is shocking thanks to my youth... anyway, fast forward, needed a new car, had my old one for 6 years and for me it was time to get rid. Submitted .t application online, approved instantly, found a car I really liked and money was paid out within a day or 2. Would absolutely recommend”

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Posted 5 years ago

“Great Service!”

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Posted 5 years ago

“I can't believe all the reason reviews have been good and I can't see a bad one. makes me highly suspicious considering the service I have just had. Awful, truly awful. Told me I had the finance in place, then I didn't then, then definitely did so I put a deposit down on a vehicle, then there were more snags. People not getting back to me, surly staff member making excuses about Covid-19. Let me be clear, I had a Good credit score when this started too. Have since found the finance I needed from someone else, in 1 day. Still waiting (3 days) for a manager to get back to my original complaint. Nobody available today either. I got put onto this lot by Experian who shall also be receiving a complaint.”

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Posted 5 years ago

“Calli has been fantastic helping me”

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Posted 5 years ago

“They were professional honest and very helpful. All dealt with very quickly.”

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Posted 5 years ago

“Callie made the process simple and painless. I was kept informed and updated throughout the process.”

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Posted 5 years ago

“It wasn’t the easiest of processes but not to any fault of Callie and the team, they where absolutely amazing and went above and beyond to sort everything out and put up with talking to me many times per day! Faultless! Thank you very much!”

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Posted 5 years ago

“I applied during the Covid lockdown and all I can say is the process was fantastic from getting initially approved to selecting a vehicle, receiving my documents, and at a rate more competitive than any dealer or website was offering using their own finance providers. Callie was excellent always at the end of the phone even during these difficult times to assist and answer any questions for me. When she wasn’t available, Paula would answer and again assist me wherever she could. Great company, great service. Callie didn’t even ask me to leave a review! I had to ask her could I do so and where should I leave it. Well done ladies. I would definitely use again.”

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Posted 5 years ago

“A hassle free experience from start to finish. Easy online process. Competitive repayments. A great service overall. Great customer service, (thank you Callie). Have already recommended My car Credit to friends.”

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Posted 5 years ago

“My experience was really stress free. Calli was exceptional so too were the other staff I spoke to at times. Quick and professional.”

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Posted 5 years ago

“Really pleased with the whole process, Callie Jones was fantastic, made the whole transaction smooth and easy, would recommend to anyone. Thank you”

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Posted 5 years ago

“Easy application no nonsense service. Very helpful company”

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Posted 5 years ago

“Great team, great people, Brianna was amazing so much patience and kept us up to date with everything, Thankyou for your time.”

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Posted 5 years ago

“Excellent service, quick to take action when needed. Very nice staff”

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Posted 5 years ago

“Callie was very friendly and very helpful. Great service and easy to sort out”

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Posted 5 years ago

“All sorted with the minimum of fuss. Brianna, you're a star!”

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Posted 5 years ago

“Brianna was more than helpful throughout a credit to you company”

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Posted 5 years ago

“Helpful, attentive and excellent communication”

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Posted 5 years ago

“Callie was a superstar - efficient and informative. This was a no nonsense process and from application to fulfilment so easy to navigate.”

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Posted 5 years ago

“I dealt with Callie on the phone. Very friendly, easy to talk to and kept me very well informed every step of the way, she went above and beyond to help me out.”

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Posted 5 years ago

Evolution Funding Ltd T/A My Car Credit is rated 4.8 based on 5,343 reviews