Evolution Funding Ltd T/A My Car Credit Reviews

Name: Evolution Funding Ltd T/A My Car Credit
Address: Evolution House, Smeckley Wood Close, Chesterfield, Evolution House, Smeckley Wood Close, Chesterfield, Chesterfield
Rating: 4.83

4.8 Rating 5,673 Reviews

96 %

of reviewers recommend Evolution Funding Ltd T/A My Car Credit

Company Reviews

Metrics

Info

4.8

Based on 5,673 reviews

Shipping & Delivery
Delivery Methods	Own Driver
On-time Delivery	99%
Customer Service
Communication Channels	Telephone, Live Chat, Email
Queries Resolved In	Under An Hour

About Evolution Funding Ltd T/A My Car Credit:

Rates from 9.9% APR. Representative APR 10.9%. Evolution Funding Ltd T/A My Car Credit.

We’re part of the UK’s largest motor finance broker, Evolution Funding, and we’ve been helping customers to buy cars on finance for nearly 20 years, on HP, PCP or personal loan.

At My Car Credit, applying for your car loan is quick and easy. Fill out our online application form in just a few short minutes and you’ll receive an instant, online decision on car finance - anytime of day!

We welcome all types of credit profile, you can buy your car from any dealer, and there is no deposit or fees. Our unique underwriting policy places you, the customer, first.

We’ll assess our broad panel of lenders to get you the right finance rate for your circumstances, without impacting on your credit profile*. We’ll then hold your hand throughout the process to ensure that you have a hassle-free experience of buying your dream car on finance.

We've been named 'Best Direct Consumer Proposition' at the Car Finance Awards and awarded 'Best Broker' for 9 consecutive years!

* Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Visit Website

Phone:

01246 458810

Email:

marketing@mycarcredit.co.uk

Location:

Evolution House, Smeckley Wood Close, Chesterfield,
Evolution House, Smeckley Wood Close, Chesterfield
Chesterfield
S41 9PZ

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Evolution Funding Ltd T/A My Car Credit 5 star review on 19th August 2026

133

Anonymous

Anonymous // 01/01/2019

Sort by: Most Recent Most Recent Highest Rated Filter: None None 5 Stars 4 Stars 3 Stars 2 Stars 1 Stars Helpful

“Your company handled the negotiation for the loan well. If I have a complaint it is that uour follow up to the original quote was a little too fastidious. Work prevented me from choosing a car straightaway, and your team was perhaps a little persistent. On the subject of choosing a car I found your website of approved dealers irrelevant. The easiest way to find a used car, I have now discovered, is to go round a dealer's forecourt and choose one; the internet does not really play much part in that process.”

Helpful Report

Posted 10 years ago

Good Afternoon Mr Freedman, Thank you for your feedback, it is much appreciated. My Car Credit serve a high percentage of customers who use our stock feed because they trust us to provide them with a safe and vetted service. All dealers found within our stock feed are regularly vetted in accordance with the Financial Conduct Authority and My Car Credit take pride in being able to offer our customers dealers that have sound financial stability and excellent customer service. Our customers are very important to us and we want to be able to give them the best peace of mind.

Posted 10 years ago

“I was provided with excellent service. Decision was made within minutes and paper works went through really quickly. A customer service advisor contacts you to talk you through the agreement which I find really helpful. Overall experience was great”

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Posted 10 years ago

“These guys helped me out buying a Mercedes sprinter. Really quick service. Applied Friday was in van by Tuesday. Can't recommend MY CAR CREDIT enough!! Thanks.”

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Posted 10 years ago

“.Becky Martin was fantastic.Very fast,friendly and professional.From start till driving my new car just under the week.Thank you.????????????????????”

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Posted 10 years ago

“Fast professional approach, very easy to deal with, would recommend to family & friends. Great service.”

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Posted 10 years ago

“Took 7 hours to reach a decision, not informed that application had gone beyond 'soft search' stage, 71 points shaved off Experian credit report as a result. Extremely unhappy.”

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Posted 10 years ago

Good Afternoon Mr Cookson, we are extremely sorry that you feel let down. We do make it clear that before you submit your online application, a credit search will be carried out by our panel of finance lenders. If you could write to our complaints department (contact details stated in the footer of our website) we will arrange for your credit searches to be removed. Once again, we apologise for he inconvenience. The My Car Credit Team

Posted 10 years ago

“Excellent service very fast in providing finance With the best interest rates , this is the best Customer service I have had . Recommended”

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Posted 10 years ago

“The team at My Car Credit were a pleasure to deal with. Becky was my contact who guided me through the process and updated me when appropriate. I am now driving the car of my choice - well done MCC”

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Posted 10 years ago

“The whole team were fantastic, especially Kirsty who dealt with my application from start to finish. The process was made totally hassle free and there was always someone at the end of the phone to answer questions and keep me updated. I would absolutely recommend!!!”

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Posted 10 years ago

“Excellent service. I dealt with Rebecca Martin. She was extremely polite and quick to respond to any questions. I will definitely recommend the service.”

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Posted 10 years ago

“Amazing customer service Becky was fantastic!! Would definitely recommend My Car Credit.”

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Posted 10 years ago

“Must admit found the whole process very easy - the staff were superb - it seemed nothing was too much trouble - no awkward questions or paperwork - from initial enquiry to driving away my new car was less than a week - would reccomend them to anyone”

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Posted 10 years ago

“Great service was in my new car in 2 days thanks Kirsty who was my advisor who helped every step of the way”

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Posted 10 years ago

“Excellent to deal with made everything so easy and simple thank you”

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Posted 10 years ago

“Very efficient to deal with and friendly and helpful staff. Always available to answer queries”

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Posted 10 years ago

“I found my car credit a fantastic company from start to finish , very responsive to return calls , very professional in the way they dealt with me and really just a great company to deal with ...... fast , friendly and definately would recommend them to anyine looking for finance”

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Posted 10 years ago

“a very professional company, also very patient when an old technophob like me had issues with a scanner that was set up incorrectly, would recommend to all my friends”

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Posted 10 years ago

“Excellent service. Extremely professional over the phone and in all communication. They were able to react instantly to a change of value on my PX which still allowed me to go ahead with the purchase of my new vehicle. Highly recommended.”

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Posted 10 years ago

“Very good communication and a pleasure to deal with”

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Posted 10 years ago

“Excellent customer service and an overall speedy service. Highly recommended”

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Posted 10 years ago

Evolution Funding Ltd T/A My Car Credit is rated 4.8 based on 5,673 reviews