Evolution Funding Ltd T/A My Car Credit Reviews

Name: Evolution Funding Ltd T/A My Car Credit
Address: Evolution House, Smeckley Wood Close, Chesterfield, Evolution House, Smeckley Wood Close, Chesterfield, Chesterfield
Rating: 4.83

4.8 Rating 5,651 Reviews

96 %

of reviewers recommend Evolution Funding Ltd T/A My Car Credit

Company Reviews

Metrics

Info

4.8

Based on 5,651 reviews

Shipping & Delivery
Delivery Methods	Own Driver
On-time Delivery	100%
Customer Service
Communication Channels	Telephone, Live Chat, Email
Queries Resolved In	Under An Hour

About Evolution Funding Ltd T/A My Car Credit:

Rates from 9.9% APR. Representative APR 10.9%. Evolution Funding Ltd T/A My Car Credit.

We’re part of the UK’s largest motor finance broker, Evolution Funding, and we’ve been helping customers to buy cars on finance for nearly 20 years, on HP, PCP or personal loan.

At My Car Credit, applying for your car loan is quick and easy. Fill out our online application form in just a few short minutes and you’ll receive an instant, online decision on car finance - anytime of day!

We welcome all types of credit profile, you can buy your car from any dealer, and there is no deposit or fees. Our unique underwriting policy places you, the customer, first.

We’ll assess our broad panel of lenders to get you the right finance rate for your circumstances, without impacting on your credit profile*. We’ll then hold your hand throughout the process to ensure that you have a hassle-free experience of buying your dream car on finance.

We've been named 'Best Direct Consumer Proposition' at the Car Finance Awards and awarded 'Best Broker' for 9 consecutive years!

* Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Visit Website

Phone:

01246 458810

Email:

marketing@mycarcredit.co.uk

Location:

Evolution House, Smeckley Wood Close, Chesterfield,
Evolution House, Smeckley Wood Close, Chesterfield
Chesterfield
S41 9PZ

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Evolution Funding Ltd T/A My Car Credit 5 star review on 19th August 2026

133

Anonymous

Anonymous // 01/01/2019

Sort by: Most Recent Most Recent Highest Rated Filter: None None 5 Stars 4 Stars 3 Stars 2 Stars 1 Stars Helpful

“Hi guys' I needed to get a first home loan. The loan company requirements were a credit score from 600 upwards to get the loan, oh no! my credit score was stocked at 460 and I had no clue on what to do to increase my score I had no negatives or late payments on my report, I had 3 credit cards that I needed to pay off but weren't maxed out, I have a car loan and a student loan, but never missed a payment on one, I just didn't know why my credit was so low, I contacted TROVIANCREDITREPAIR@GMAIL.COM they helped me and I'm currently running on a 810, thanks to their great team”

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Posted 3 years ago

“Absolutely fantastic from start to finish so helpful”

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Posted 3 years ago

“Easy smooth and no hassle process. The team dealt with my application in a very professional and expeditious manner. Every step of the process was explained and all questions answered which reassured me of their excellent product knowledge. Well done!”

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Posted 3 years ago

“The process of applying for finance, to completion was very easy, Molly and the team were always available and able to answer any questions, even when the automated security code didn't arrive, a quick phone call and it was sorted. Once we located a car Molly and My Car Credit took over and the deal was completed very quickly, we got the car at the right price and the Finance was very competitive, better than from the dealers, We are very Happy.”

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Posted 3 years ago

“Really good service. Great communication and all sorted very quickly. Can’t fault their service”

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Posted 3 years ago

“Great customer service. Very helpful and kept me up to date all the way with my application.”

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Posted 3 years ago

“First time applying for finance found the whole process really good dealt with Tom from start to finish .”

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Posted 3 years ago

“It was really nice and easy and they did everything nice and easy and I'm happy with all results what happened with me I get car and”

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Posted 3 years ago

“Fantastic staff who work like heck to get you the best deal, although I decided to go via a different route to purchase my vehicle they were very understanding and no pushy salesmen tried to corner me into an agreement. All finance companies should be like this as most push you into high APR's for commission. These guys do not and actually work for you. They only use trusted dealers so worth checking with them first that the dealer is on their list. Well worth recommending.”

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Posted 3 years ago

“Helped me gain finance and organise purchase in hours! Very good communication and follow through by Rhianna. Many thanks”

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Posted 3 years ago

“As you all know a once released, formerly incarcerated person faces a myriad of barriers to successfully re-entering society. They are not allowed to vote, have little access to education, face scant job opportunities, and are ineligible for public benefits, public housing and student loans. Mine affected me in the aspect of loans I wasn’t eligible to take a loan several trials but I couldn’t because my credit was ruined and my credit score was hurt course of my negative histories, I really needed a loan to start up a good business for myself so I started searching for recommendations online for a good credit service then I found this unique credit repairers (TROVIAN CREDIT REPAIR) I in-boxed them, gave them the necessary details needed to get started. after 2 days I started getting good and positive notifications. in less than 1 week they got everything sorted out, they got my score increased, my negative history was cleared finally I was now able to take a loan of my choice all thanks to them reach them at TROVIANCREDITREPAIR@GMAIL.COM or text +1 424 307 4562”

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Posted 3 years ago

“The lady who dealt with my finance was very professional and extremely knowledgeable, as it was my first, she helped me through the process..”

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Posted 3 years ago

“Good service”

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Posted 3 years ago

“Quick decision. Fast turnaround. Polite. helpful. And all round nice person to deal with.”

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Posted 3 years ago

“After splitting up with my partner I found out after several years that my portion of the checking account was never closed we had a joint checking account it continued to affect my credit even after he’d passed away. Because she’d left overdraft fees unpaid until they were sent to collections, I noticed a drop in my score and I became responsible for paying off the collections bill. These issues affected my mental health I nearly gave up course I was fed up and it ruined my credit. I owed several people money just so I wouldn’t get a negative history in my credit I tried reporting the problem to the bank but I didn’t get a positive response, then I reported my problem to a credit blog online they reviewed and recommended this credit specialist to me TROVIAN CREDIT REPAIR I contacted them. In less than 2 hours my issues got attended to. In less than 7days I couldn’t believe my eyes I became debt free and my score increased to 780 contacts them TROVIANCREDITREPAIR@GMAIL.COM or text +1 424 307 4562 Thanks.”

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Posted 3 years ago

“Very simple and helpfull to sort all documents”

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Posted 3 years ago

“Helpful, clear and polite.”

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Posted 3 years ago

“My Car Credit were fast, efficient, friendly and informative!”

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Posted 3 years ago

“All of the staff members dealing with my account were so lovely, empathetic and informative. Big shout out to Olly especially. Everything was done smoothly and I was a happy customer in the end.”

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Posted 3 years ago

“As long as you qualify for a finance and you have contacted them, these people will be doing their job just as they should. Calling and informing you about the quote, taking any details of the dealership and yours, updating you about the approval application from the lenders, checking the car's background information and everything else. They are polite, if they understand that you know what you want then they don't waste your time. If you don't know what you want, they will make sure you are given options.”

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Posted 3 years ago

Evolution Funding Ltd T/A My Car Credit is rated 4.8 based on 5,651 reviews