Evolution Funding Ltd T/A My Car Credit Reviews

Name: Evolution Funding Ltd T/A My Car Credit
Address: Evolution House, Smeckley Wood Close, Chesterfield, Evolution House, Smeckley Wood Close, Chesterfield, Chesterfield
Rating: 4.83

4.8 Rating 5,348 Reviews

97 %

of reviewers recommend Evolution Funding Ltd T/A My Car Credit

Company Reviews

Metrics

Info

4.8

Based on 5,348 reviews

Shipping & Delivery
Delivery Methods	Own Driver, Courier
Average Delivery Time	Next Day
On-time Delivery	Greater than 92%
Accurate And Undamaged Orders	95%
Customer Service
Communication Channels	Email, Telephone, Live Chat
Queries Resolved In	Under An Hour
Customer Service	4.8 out of 5

About Evolution Funding Ltd T/A My Car Credit:

Rates from 9.9% APR. Representative APR 10.9%. Evolution Funding Ltd T/A My Car Credit.

We’re part of the UK’s largest motor finance broker, Evolution Funding, and we’ve been helping customers to buy cars on finance for nearly 20 years, on HP, PCP or personal loan.

At My Car Credit, applying for your car loan is quick and easy. Fill out our online application form in just a few short minutes and you’ll receive an instant, online decision on car finance - anytime of day!

We welcome all types of credit profile, you can buy your car from any dealer, and there is no deposit or fees. Our unique underwriting policy places you, the customer, first.

We’ll assess our broad panel of lenders to get you the right finance rate for your circumstances, without impacting on your credit profile*. We’ll then hold your hand throughout the process to ensure that you have a hassle-free experience of buying your dream car on finance.

We've been named 'Best Direct Consumer Proposition' at the Car Finance Awards and awarded 'Best Broker' for 9 consecutive years!

* Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Visit Website

Phone:

01246 458810

Email:

marketing@mycarcredit.co.uk

Location:

Evolution House, Smeckley Wood Close, Chesterfield,
Evolution House, Smeckley Wood Close, Chesterfield
Chesterfield
S41 9PZ

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Evolution Funding Ltd T/A My Car Credit 5 star review on 17th August 2025

131

Anonymous

Anonymous // 01/01/2019

Sort by: Most Recent Most Recent Highest Rated Filter: None None 5 Stars 4 Stars 3 Stars 2 Stars 1 Stars Helpful

“They were brilliant got me a great deal and kept me informed all the way through”

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Posted 6 years ago

“Friendly and informative service - advisors explained everything clearly and concisely. Kept me informed every step of the way.”

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Posted 6 years ago

“Extremely friendly staff and very easy process. Quickly handled.”

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Posted 6 years ago

“Easy online process, quick decision, able to use other car sales not listed on search. Good communications,”

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Posted 6 years ago

“From start to finish my experience with My Car Credit was a pleasure. They went above and beyond and helped me sort everything out and kept me informed at every stage. I would not hesitate to recommend them.”

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Posted 6 years ago

“This is the second time I have used My Car Credit and both times the rates and service were excellent.”

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Posted 6 years ago

“Avoid this company!! After upload twice my driving licence and signed twice the pre contact, has aproved and today had a call regarding some security questions, asking about a insurance value to be told that a failed the answer ( have 3 insurances ), now i have to send to them my driving licence. Time wasters.”

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Posted 6 years ago

Hi Paulo, thanks for taking the time to leave a review. We are sorry to hear that you have not enjoyed your experience with us. As part of our robust security process, we are required to ask a set of questions to make sure that we can verify the customer's identity; this helps to support both our customers and lenders by preventing fraud being carried out in the customer's name. If these questions are not passed, then an additional verification is required in the form of a driving licence. We understand that sending in additional documentation can be frustrating, but we pride ourselves on upholding a compliant and stringent application process, that is designed to put our customers’ safety and security first. One of our MCC Team Leaders is happy to give you a call to talk this through in more detail if you would like, to see if we can reach a resolution. With regards, My Car Credit.

Posted 6 years ago

“I contacted my car Credit and was accepted...I got my new car in less than 5 days. ...very good service and quick!”

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Posted 6 years ago

“Great communications and always positive information - a nice friendly and supportive company to deal with.”

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Posted 6 years ago

“Leah dealt with me the whole way through my loan process and was amazing. She always kept on top of everything and was always more than happy to answer all my questions and requests, highly recommended, I have already recommended 2 people I know!”

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Posted 6 years ago

“Told we were accepted but then had to chase them all the time. Told incorrect information and lost out on 2 cars. Finally declined with no explanation even though credit history isnt bad. Offered finance at double monthly payments with no explanation as to why. Very unprofessional approach.”

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Posted 6 years ago

Hi Kirstin, thanks for taking the time to leave us a review. We are struggling to find your application on our system, so we are unable to provide any further information on your experience with My Car Credit. We are sorry to hear you had a negative experience, and welcome any further comments over the phone or by emailing enquiries@mycarcredit.co.uk. With regards, My Car Credit.

Posted 6 years ago

“I would not recommend my car credit to anyone they have just messed me about with every thing g.”

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Posted 6 years ago

Hi, thanks for taking the time to leave us a review. We are sorry to hear you have not enjoyed your experience with My Car Credit - we strive for excellent customer service and have clearly let you down on this occasion. Your comments have been passed on to the relevant teams to drive improvements. With regards, My Car Credit.

Posted 6 years ago

“Absolutely fantastic, Leah made it very simple and stress free, she attended to every step with her full attention, I was very impressed with how fast she made the process and wouldn’t go anywhere else in the future.”

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Posted 6 years ago

“Hi have to say Leah was amazing dealing with my car. I read the reviews before I contacted My Car Credit and thought what others may have thought. A: is it that simple. B: how do they generate these reviews to give people peace of mind to contact with confidence. I have to say I was sceptical about it. How can it be this easy. Well the truth is it is. My brother has also gone with them too. So a huge 5 star for you guys. Thanks again Leah.”

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Posted 6 years ago

“Very easy to deal with and nothing is too much trouble when contacting them”

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Posted 6 years ago

“Very pleased with the outcome and i found i always kept up to date either through, text, email or phone call. Very easy to talk too and easy to get through too when i have needed to call! Thankyou for all of your help! And making it stress free for me!”

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Posted 6 years ago

“Easy, hassle free and very prompt. An all round good experience. Thank you.”

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Posted 6 years ago

“Amazing, incredible!!! After being mislead bý another finance company which made multiple finance aplications without my consent and my credit score went down, I asked help from My car credit. I told them from the beginning my situation and short story: I ve got a car finance thru them and bought a car. The whole process was quite simple, not perfect, but better than my previous experience. I recommended them to my sister in law which got a car finance as well despite her poor credit score and both got a 50 pounds voucher.”

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Posted 6 years ago

“Liam was really helpful, he explained everything for me and went the extra mile to get the deal arranged with the dealership. Thanks.”

Evolution Funding Ltd T/A My Car Credit 4 star review on 15th July 2019

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Posted 6 years ago

“Excellent service clear information Good guidance and transparency”

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Posted 6 years ago

Evolution Funding Ltd T/A My Car Credit is rated 4.8 based on 5,348 reviews