Evolution Funding Ltd T/A My Car Credit Reviews

Name: Evolution Funding Ltd T/A My Car Credit
Address: Evolution House, Smeckley Wood Close, Chesterfield, Evolution House, Smeckley Wood Close, Chesterfield, Chesterfield
Rating: 4.83

4.8 Rating 5,603 Reviews

96 %

of reviewers recommend Evolution Funding Ltd T/A My Car Credit

Company Reviews

Metrics

Info

4.8

Based on 5,603 reviews

Shipping & Delivery
Delivery Methods	Own Driver
Customer Service
Communication Channels	Telephone, Email, Live Chat
Queries Resolved In	Under An Hour

About Evolution Funding Ltd T/A My Car Credit:

Rates from 9.9% APR. Representative APR 10.9%. Evolution Funding Ltd T/A My Car Credit.

We’re part of the UK’s largest motor finance broker, Evolution Funding, and we’ve been helping customers to buy cars on finance for nearly 20 years, on HP, PCP or personal loan.

At My Car Credit, applying for your car loan is quick and easy. Fill out our online application form in just a few short minutes and you’ll receive an instant, online decision on car finance - anytime of day!

We welcome all types of credit profile, you can buy your car from any dealer, and there is no deposit or fees. Our unique underwriting policy places you, the customer, first.

We’ll assess our broad panel of lenders to get you the right finance rate for your circumstances, without impacting on your credit profile*. We’ll then hold your hand throughout the process to ensure that you have a hassle-free experience of buying your dream car on finance.

We've been named 'Best Direct Consumer Proposition' at the Car Finance Awards and awarded 'Best Broker' for 9 consecutive years!

* Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Visit Website

Phone:

01246 458810

Email:

marketing@mycarcredit.co.uk

Location:

Evolution House, Smeckley Wood Close, Chesterfield,
Evolution House, Smeckley Wood Close, Chesterfield
Chesterfield
S41 9PZ

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Evolution Funding Ltd T/A My Car Credit 5 star review on 19th February 2026

132

Anonymous

Anonymous // 01/01/2019

Sort by: Most Recent Most Recent Highest Rated Filter: None None 5 Stars 4 Stars 3 Stars 2 Stars 1 Stars Helpful

“It was the easiest of transactions with the maximum customer service, even when my agent fell ill I was still looked after! I will highly recommend to everyone.”

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Posted 8 years ago

“Kept you updated all the time with texts and phone calls. The staff are friendly and helpful and always were quick and had the correct information. Would highly recommend to family and friends.”

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Posted 8 years ago

“Very friendly service answered any questions I had without delay and explained every step with full details.”

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Posted 8 years ago

“Everyone at my car credit was amazing, always so helpful and did everything they said they would do! Would highly recommend to anyone.”

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Posted 8 years ago

“I have to say sorry to this company all reviews in here are not honest I am a new person in here and after road all reviews in here I was really happy I can apply car finance with pour credit I did application online and after that I received good news I was really happy but my happiness was short because they said same as other companies you must home owner or need Grantors which is I knew that ...but in application they didn’t say that ...please before go ahead call them don’t west your time with them Yes right amigo can give from £500 to £1000000 but you must be home owner doesn’t matter poof credit...highly don’t recommend..yes they staff friendly but information totally fake”

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Posted 8 years ago

Good afternoon, Thank you for your feedback, we are extremely sorry to hear that you feel this way. We aim to get all of our customers approved for finance via our panel of 32 funders, however, at times, we are given information based on a customers credit file that is out of our control. If you would like a chat on how we can help or check your credit file, please feel free to call us on 01246 458810. Kindest regards, Ella, MCC.

Posted 8 years ago

“Great company who go the extra mile to get you the best deal Callie Jones in sales was superb”

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Posted 8 years ago

“Can't fault My Car Credit. I dealt with Kellie Foster all the way through and she was amazing. Nothing was too much hassle. This was the 1st time I have applied for finance and it was explained to me fully and I felt at complete ease. Absolutely brilliant customer service”

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Posted 8 years ago

“Laura was very freindly and very helpfull and always kept me up to date straight away perfect customer service”

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Posted 8 years ago

“Excellent customer service, very prompt at responding and understanding Chris was brilliant”

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Posted 8 years ago

“Very happy. I rang other car credit company’s and was messed about.my car credit sorted it out within a weekend and where very helpful.would recommend and use again”

Evolution Funding Ltd T/A My Car Credit 5 star review on 14th May 2018

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Posted 8 years ago

“Very very good service thank you”

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Posted 8 years ago

“The lady was so helpful and did everything she could to help me and get me the best deal I'm so grateful for her help Miss Tammy Lewis”

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Posted 8 years ago

“My advisor was Hannah Bagshaw she was very friendly and was allways happy to help”

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Posted 8 years ago

“This is the 1st time I’ve ever had the chance to own a really nice car I’m so happy it’s unreal”

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Posted 8 years ago

“Brilliant from start to finish.”

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Posted 8 years ago

“The friendly and helpful staff made the whole process simple and quick. Thank you”

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Posted 8 years ago

“Hannah is, by far, the best customer sales representative I have ever dealt with. She is professional, vibrant, friendly and on the ball at all times. I can’t thank her enough fur making this happen so super smoothly.”

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Posted 8 years ago

“My car credit helped me when no one else could. My car was broken beyond repair. I had tried else where but could not get finance. My father is very ill and I do lots of running around for him so having a car is extremely important. My car credit was easy to use and the staff were fantastic”

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Posted 8 years ago

“They were very friendly helpful and informative”

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Posted 8 years ago

“Was very helpful with my application. Quick and smooth transaction”

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Posted 8 years ago

Evolution Funding Ltd T/A My Car Credit is rated 4.8 based on 5,603 reviews