Evolution Funding Ltd T/A My Car Credit Reviews

Name: Evolution Funding Ltd T/A My Car Credit
Address: Evolution House, Smeckley Wood Close, Chesterfield, Evolution House, Smeckley Wood Close, Chesterfield, Chesterfield
Rating: 4.83

4.8 Rating 5,487 Reviews

96 %

of reviewers recommend Evolution Funding Ltd T/A My Car Credit

Company Reviews

Metrics

Info

4.8

Based on 5,487 reviews

Shipping & Delivery
Delivery Methods	Own Driver, Courier
Average Delivery Time	Next Day
On-time Delivery	Greater than 90%
Accurate And Undamaged Orders	95%
Customer Service
Communication Channels	Email, Telephone, Live Chat
Queries Resolved In	Under An Hour
Customer Service	4.8 out of 5

About Evolution Funding Ltd T/A My Car Credit:

Rates from 9.9% APR. Representative APR 10.9%. Evolution Funding Ltd T/A My Car Credit.

We’re part of the UK’s largest motor finance broker, Evolution Funding, and we’ve been helping customers to buy cars on finance for nearly 20 years, on HP, PCP or personal loan.

At My Car Credit, applying for your car loan is quick and easy. Fill out our online application form in just a few short minutes and you’ll receive an instant, online decision on car finance - anytime of day!

We welcome all types of credit profile, you can buy your car from any dealer, and there is no deposit or fees. Our unique underwriting policy places you, the customer, first.

We’ll assess our broad panel of lenders to get you the right finance rate for your circumstances, without impacting on your credit profile*. We’ll then hold your hand throughout the process to ensure that you have a hassle-free experience of buying your dream car on finance.

We've been named 'Best Direct Consumer Proposition' at the Car Finance Awards and awarded 'Best Broker' for 9 consecutive years!

* Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Visit Website

Phone:

01246 458810

Email:

marketing@mycarcredit.co.uk

Location:

Evolution House, Smeckley Wood Close, Chesterfield,
Evolution House, Smeckley Wood Close, Chesterfield
Chesterfield
S41 9PZ

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Evolution Funding Ltd T/A My Car Credit 5 star review on 17th August 2025

131

Anonymous

Anonymous // 01/01/2019

Sort by: Most Recent Most Recent Highest Rated Filter: None None 5 Stars 4 Stars 3 Stars 2 Stars 1 Stars Helpful

“Very good and helpful. Molly was brilliant”

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Posted 5 years ago

“Applied for a car loan/finance not to long ago replied with an email. To say I'm accepted but not confirming the amount I'm entitled to...... Can some talk me threw the process.... are they a lender or if not can someone tell me potential lenders. Thank you guys, Jay”

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Posted 5 years ago

“Very helpful and clear in terms of what I need to pay and the cost of finance. Brianna has been amazing. Thank you so much. Wishing you the best. And an early Merry Christmas and a Happy New Year”

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Posted 5 years ago

“Excellent communication. Explained fully when I had an issue with my licence and was extremely helpful on getting around it. Really happy. Thank you again Brianna!”

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Posted 5 years ago

“Fantastic process, communication and customer support”

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Posted 5 years ago

“Fantastic company, friendly, excellent service and always keeping you updated on every stage, always there to help if you need any , highly recommend.”

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Posted 5 years ago

“Grant went above and beyond to make sure everything was sorted quickly. Fantastic service, I will be recommending My Car Credit to my friends and family. Thank you!”

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Posted 5 years ago

“Absolutely brilliant service Would definitely recommend.”

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Posted 5 years ago

“Fantastic service all of the way through the process. Speedy responses and excellent customer service. Would highly recommend!”

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Posted 5 years ago

“Absolutely first class service and would recommend this company to my friends was really easy to do even for a novice like me”

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Posted 5 years ago

“Absolutely great service! No hassle what do every Callie was amazing! Would definitely recommend to anyone! Thank you!!”

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Posted 5 years ago

“Dealt with both Helen and Brianne and both were so helpful. Talked me through everything step by step and both always seemed to have a smile on their faces! Thanks ladies.”

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Posted 5 years ago

“Brilliant service, quick very and professional. I would highly recommend.”

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Posted 5 years ago

“Fantastic service all of the way through the process. Speedy responses and excellent customer service. Would highly recommend!”

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Posted 5 years ago

“Callie gave excellent customer service”

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Posted 5 years ago

“Brianna was a pleasure to deal with however the process I would describe as ‘clunky’ the process split over many separate phone calls and being asked to repeat the same information multiple times many times in a day sometimes even in the same phone call gets very tedious, one phone call I had to repeat my date of birth and address as security questions three separate times, I had to go through the same identity security check twice today going through the same questions. The garage supplying the car has given me the same feedback about the dealings from their end also.”

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Posted 5 years ago

Hi Matt, thank you for your feedback and we're sorry to hear that your experience didn't go as smoothly as you'd hoped. During Covid lockdowns, there does tend to be an increase in criteria and security checks requested by the lender. We appreciate this can be frustrating but this is for the protection of all parties - you, the lender, the dealer and us, the broker. There were also delays created by the dealer sending through incorrect paperwork, which we then needed to resolve. Thank you for your patience in all of this and we hope you're now enjoying your new car. Kind regards, My Car Credit.

Posted 5 years ago

“It was much easier to deal with them. Once I gave them the details My Car Credit team member, Molly, did the needful. No need to wait long queue. Regular updates. Finally got the finance I required”

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Posted 5 years ago

“Molly was a great help from start to finish. She made the process very easy! Very impressed, thank you!”

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Posted 5 years ago

“My advisor Brianna was excellent. Great customer service and a pleasure to deal with. Took the time to deal with everything. Would highly recommend to friends and family”