Evolution Funding Ltd T/A My Car Credit Reviews

Name: Evolution Funding Ltd T/A My Car Credit
Address: Evolution House, Smeckley Wood Close, Chesterfield, Evolution House, Smeckley Wood Close, Chesterfield, Chesterfield
Rating: 4.83

4.8 Rating 5,391 Reviews

97 %

of reviewers recommend Evolution Funding Ltd T/A My Car Credit

Company Reviews

Metrics

Info

4.8

Based on 5,391 reviews

Shipping & Delivery
Delivery Methods	Own Driver, Courier
Average Delivery Time	Next Day
On-time Delivery	Greater than 92%
Accurate And Undamaged Orders	95%
Customer Service
Communication Channels	Email, Telephone, Live Chat
Queries Resolved In	Under An Hour
Customer Service	4.8 out of 5

About Evolution Funding Ltd T/A My Car Credit:

Rates from 9.9% APR. Representative APR 10.9%. Evolution Funding Ltd T/A My Car Credit.

We’re part of the UK’s largest motor finance broker, Evolution Funding, and we’ve been helping customers to buy cars on finance for nearly 20 years, on HP, PCP or personal loan.

At My Car Credit, applying for your car loan is quick and easy. Fill out our online application form in just a few short minutes and you’ll receive an instant, online decision on car finance - anytime of day!

We welcome all types of credit profile, you can buy your car from any dealer, and there is no deposit or fees. Our unique underwriting policy places you, the customer, first.

We’ll assess our broad panel of lenders to get you the right finance rate for your circumstances, without impacting on your credit profile*. We’ll then hold your hand throughout the process to ensure that you have a hassle-free experience of buying your dream car on finance.

We've been named 'Best Direct Consumer Proposition' at the Car Finance Awards and awarded 'Best Broker' for 9 consecutive years!

* Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Visit Website

Phone:

01246 458810

Email:

marketing@mycarcredit.co.uk

Location:

Evolution House, Smeckley Wood Close, Chesterfield,
Evolution House, Smeckley Wood Close, Chesterfield
Chesterfield
S41 9PZ

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Evolution Funding Ltd T/A My Car Credit 5 star review on 17th August 2025

131

Anonymous

Anonymous // 01/01/2019

Sort by: Most Recent Most Recent Highest Rated Filter: None None 5 Stars 4 Stars 3 Stars 2 Stars 1 Stars Helpful

“Streamlined professional service. No hassle at all, friendly staff.”

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Posted 7 years ago

“Very helpfull nice people good service.”

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Posted 7 years ago

“I would like to say I have not one complaint. My sales specialist callie was absolutely fantastic from start to finish. She's a credit to your company and wouldn't hesitate to deal with her again. Many thanks for your help.”

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Posted 7 years ago

“1st class service quick decision on acceptance and in to bank account by next working day 👍👌”

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Posted 7 years ago

“Elle my advisor was fab,so was all the team,I spoke 2 quite a few as I phoned alot due to my working hours I kept missing Elle's calls. All great,thanks very much. John Scott.”

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Posted 7 years ago

“Did everything they could to make it happen”

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Posted 7 years ago

“The service from Laura Ashmore was second to none. Very easy to arrange the finance, she made sure I understood every aspect of the procedure and finalised everything very quickly, enabling me to collect my new car in super quick time. Highly recommended”

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Posted 7 years ago

“Failed to take dealer information until after 2nd round of checks had come back on my application as well as a a firm offer for finance (which included the vehicle check). I was promised a phone call back straight away, on the Friday as these details were finally taken, but this never came. I attempted to chase things on the Saturday but my work hours clashed with the call centres opening hours so finally got a response on the Sunday only to find out that the dealer checks hadn’t even been started. Nothing got done until the Monday morning despite the apparent attempts from the call centre. At this stage I was apparently pushed to the front of the que with things but was further held up as the paperwork I needed to sign and send back had the wrong figures on it. Despite this being resolved and still being pushed to the front regarding payment I didn’t get confirmation until 6pm on the Monday. In the background the dealer was being messed around, being chased for payment details that had already been supplied and that were on the system. On the Tuesday, they were advised that payment (despite all the promises to me) could land at any time up until 8pm that night. If it weren’t for a final push from me with the dealer I wouldn’t have been able to collect my car until Thursday (sales guy not in on Wednesdays). This was all down to a failure to obtain all information in a timely fashion and act on it when it was received, you made buying the car an absolute ordeal and I wouldn’t recommend you to anyone based on the service provided!”

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Posted 7 years ago

Hi, thanks for taking the time to leave us a review. We are sorry to hear that you didn't have a positive experience with us, we strive for excellent customer service and have clearly let you down on this occasion. We'd like to get in touch with you to discuss further and see if there is anything we can do for you, please can you let us know the best contact number and time to call you? With regards, My Car Credit

Posted 7 years ago

“Fast response and helpful”

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Posted 7 years ago

“I contacted you quite a lot as I was very eager to get this car. I'd just been too late on a few other cars and so the process was getting quite stressful. Despite my pestering, the lovely people on your end of the phone were polite, reassuring and helpful. You made the process easy.”

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Posted 7 years ago

“Really happy with my experience, staff are so friendly and helpful. Would definitely recommend”

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Posted 7 years ago

“Great service helped by Callie Jones every step of the way. Would definitely recommend”

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Posted 7 years ago

“Very smooth process and fast payment of loan into my account. Brilliant service”

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Posted 7 years ago

“Easy to apply, excellent customer service,also there whenever you have a problem.”

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Posted 7 years ago

“Laura Ashmore kept me up to date all the way through. Making buying my new car a breeze. Thanks Laura”

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Posted 7 years ago

“It was very smoth and stresse free I will recommend to all my contacts”

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Posted 7 years ago

“Derrian Dove was the professional dealing with me. She helped through it all and made my experience with you very easy and very pleasant. I would reccomend my car credit to a friend and recommend they deal with derrian. I got my car quicker than I would have thought. I am pleased with the professional standerd that my finance was dealt with.”

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Posted 7 years ago

“The customer care was very helpful, very responsive and easy to deal with.”

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Posted 7 years ago

“Good to finally get approved. The staff were very helpful”

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Posted 7 years ago

“The process was very smooth and the girl dealing with my application was pleasant and updated me regularly. (Elle)”

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Posted 7 years ago

Evolution Funding Ltd T/A My Car Credit is rated 4.8 based on 5,391 reviews