“They transferred my tax allowance to my wife, claimed 38% and then I got a tax demand for £124. Despite 3 e-mails and leaving a telephone message(no one in the office to speak to directly) no one has ever contacted me. Contacted HMRC who were very helpful and made sure no further tax allowances could be transferred. Would recommend anyone to contact HMRC first if they are thinking of allowing this company to act on their behalf.”
Posted 2 months ago
Following our phone conversation we have now investigated your complaint. The claim we made to HMRC was correct, based on the information you provided. However, we have now confirmed that you provided the wrong information regarding your income and this is why you have received a tax bill from HMRC.
“I didn’t like the way I was contacted and basically emailed with red letters I thought it quite a threatening manner considering I’m in an IBA and I’m stressed over it and I have learning difficulties and my mum acts on my behalf yeah I was the one being scaremonger by this company I have anxiety and it’s just made it worse not sure why this was so important at this time when everything is going on like this in the world”
Posted 4 months ago
Thank you for your feedback.
As you point out, you are in an IVA and as such, your Court Appointed IVA Supervisor requested (on the 22nd January 2020) you have your tax codes professionally checked by our tax code experts to check if you are owed money by HMRC that could be used to reduce your debts.
As you didn’t respond to their request, which may be because you didn’t see their email, we emailed on the 12th February using the same email address, to remind you that you needed to start the process and re-iterating the point your Supervisor explained – that under the terms of your IVA, you’re required to comply with any reasonable requests he makes.
As you had not contacted us , (which we now believe is probably because you didn’t see / open the email), after a further 5 weeks we sent you a letter using the address at which you are registered under your IVA. We did this in case you hadn’t seen the emails. The letter, which contained no red wording, carried the same message as the email.
Unfortunately, as you didn’t respond to this either, we reverted to sending you another email using the same email address we used previously, on the 7th April. It contained the headline “Urgent Notice – Please do not ignore” in red.
Thankfully, you opened this email and did as your IVA Supervisor requested and started your review. I can appreciate this may seem a somewhat heavy-handed approach if you had never received any correspondence in relation to this matter before, but we have to assume the email and postal address we’re using are both current and actively in use, which would seem to be the case according to the Insolvency Register and the fact you received our email on the 7th April.
We do appreciate these are unprecedented times, and as such, we have given you significantly longer between each email and letter than would normally be given.
“Too much paperwork to complete. Endless requirements and then not a single penny refunded. Also, no amazon voucher given as promised in letter.”
Posted 4 months ago
As you are aware following our recent email correspondence, our offer of a £25 Amazon Voucher in the event that you didn't get a refund, was subject to a couple of simple T&Cc's, one of which was that you applied for your tax review using the unique reference you were provided with.
(You can read these in full on our website here https://thetaxrefundcompany.co.uk/amazon-gift-certificate/)
You failed to follow the clear instructions in the letter we sent you which asked you to return the documentation enclosed with the letter in the envelope provided. Instead, you started a new tax review via our website, which was not covered by the offer.
With regards to the "endless questions", the service we deliver provides our clients with a comprehensive and in-depth review of all areas of their personal tax affairs to ensure that nothing is overlooked.
Our guarantees, a) to recover any money owed to clients by HMRC and b) that we will pay off a clients tax bill in the event they receive an unexpected tax demand as a result of our work, can only be offered because we provide in-depth quality service and give our clients the peace of mind they deserve when they entrust us to look after their tax affairs.
“Took a huge proportion of the tax I was owed. Was my own naiveness to allow this to happen but for your own money to be taken like this is sickening to know they took such a large proportion is disgusting. Won't use again and have already told peers and friends to be wary of this company.”
Posted 6 months ago
When going through our application process there are points where our fee structure is laid out for you to read and you will have had to agree to our terms and conditions to continue. We do lay this out clearly for our clients so that they can be sure what they are agreeing to.
You still received a refund of over £200 and we have also amended your tax code to ensure that you are saving money on your tax payments for the foreseeable future, so I'd like to think that it was worth the fee considering the work we put in on your behalf.
In any case, thank you for your review and I wish you all the best for 2020.
“Didn't realise out of a refund of £289 I would only receive £183!!! Not bad commission eh?”
Posted 6 months ago
I'm sorry that you find the commission excessive. However, you had ample time throughout the application process to read up on our fee for claiming a successful refund. We have them readily available at all times on our website and in our Terms and Conditions.
Despite this, we still have gotten you a successful refund and you still have £183 extra thanks to our efforts. Take into account that we have sorted your tax code for you so that in future you will be paying the correct amount of tax and should no longer be overpaying. Hopefully that makes the commission make a little more sense.
“I think you may have got the amount wrong as on the letter from hmrc it said I was owed £262 and I got a cheque for £162?”
Posted 6 months ago
The cheque that we sent to you is the money you received back minus our fee. The initial figure of £262 is what HMRC sent back to us whereby we took the commission that you agreed to when you signed your authorisation form.
We have outlined our fee on our website and in our Terms and Conditions which was presented to you during your application and so this should not have been unexpected. We still secured a successful refund for you and have altered your tax code to ensure that you will not be overpaying tax to HMRC from this point forward also.
“Although I must take responsibility for not taking note of the small print, I am absolutely disgusting with the way in which you handled my tax refund.
You helped me to obtain a tax refund which I desperately needed, only to find you took a substantial amount from the total.
I was completely shocked with the amount you have taken and this has now left me having to struggle through this next month.”
Posted 8 months ago
Hi Mark, sorry to hear your feedback.
I am a little surprised to hear that you were so shocked at our fee though. Having looked at your application I can see that you applied in response to one of our mailers that we send out through the RMT - each of these mailers has our fee structure clearly laid out in bullet point form (not small print).
Also, once you then get onto our website to complete your application, our fees are clearly laid out once again in our terms and conditions which have to be agreed to in order to be able to complete the application (the web site won't let you past this point).
As you will no doubt be aware, we work on a no win no fee basis and when we take on a case, we don't know whether a refund is definitely due
until we complete the work and receive a cheque from HMRC.
We also don't let it rest there, we check the amount is correct and continue to work with HMRC until we are confident we have recovered everything our customers are due. I can see from the notes on your application that we are completing this process for you also as we believe there may be more due to you. We will let you know in due course, but as you can hopefully see, although you may not be totally happy with our fee, we earn every penny.
“Absolutely appalling the amount of money you have taken off me through my refund. I will not recommend your company or ever use this service again.”
Posted 8 months ago
Hi Khelsea, sorry to hear you feel this way.
At the beginning of the application process our fees are laid out and explained to our customers. We don't proceed with our service without the customer agreeing to them. You agreed, so we continued with our service in good faith.
We appreciate that at the point of applying customers are not aware of how much of a refund they're due, but neither are we. We accept every application on a no win no fee basis not knowing whether we will be able to obtain a refund or not. Oftentimes the work we carry out simply results in reassuring the customer that their tax code is correct and that they are not paying too much. We charge nothing for this.
Looking at your application specifically, I can see that you did receive quite a considerable refund and are now hundreds of pounds better off as a result of our service. It's also worth noting: the bigger the refund we get back for our clients, the more they will save by paying less tax in future.
Thanks for using our services, sorry again that you feel that way about our fee, but don't forget that you will now be saving money by paying considerably less tax, hopefully for many years to come, and that won’t cost you another penny.
“No calculation or explanation of deduction from HMRC cheque.”
Posted 9 months ago
At the point of issuing a refund, HMRC send a full breakdown of how your refund has been calculated along with what your tax code will now change to so that you will be paying less tax each year from now on.
In regards to calculating our fees, this is explained at the beginning of the application process in our terms and conditions. Customers cannot continue with an application until they agree to this, and we will, of course, not proceed with your permission to do so.
Thanks for using our service. Don't forget you will be saving money each year by paying less tax.
“I am Union member I read that if you are part of Unison member they will only deduct 30% of the tax return but when I got mine return it was 38% that was deducted I will never come back here because is not transparent”
Posted 9 months ago
All of our fees are outlined at the beginning of the application process. Please could you confirm where you got this figure from so that we can ensure that this gets corrected? We have certainly never stated that as our fee.
“Whilst I was pleased to receive a payment, I’m not happy about the amount that was taken off. HMRC told me they owed me £185 however I received a cheque for only £116.
Surely taking a £70 cut is excessive? I have asked for an explanation but still not received an answer.
I’d still like to know why approximately £70 was taken. I understand you need to take a cut but it seems excessive to me.”
Posted 11 months ago
Thanks for your message - I'm glad we were able to get you a refund!
Unlike almost all other companies in this market place, applications made to us are professionally reviewed in full before going anywhere near HMRC. This ensures that all avenues are fully explored as well as ensuring that clients don’t end up owing HMRC tax by only reviewing a tiny proportion of the information that needs to be checked – the other companies in the market place simply forward a client’s documentation directly to HMRC with no idea if they are actually due a claim or not or even worse if sending that information to HMRC will mean that the client ends up having to pay more tax.
In fact, we here at the Tax Refund Company offer a number of guarantees that protect you against just that - you can read more about them here:
The final point to remember is that the fee we charge is just a one-off at the point that a refund is received. All our clients continue to save money year after year, because they are now paying less tax as a direct result of the work that we have completed, the amount they save each year is directly related to the size of the refund, so even though the amount we earn increases as the size of the refund increases, our service pays for itself time and time again, year after year.
I hope that answers your question Alexander - if there's anything else I can help you with, do please give me a call on 0161 968 7300 .