Evolution Funding Ltd T/A My Car Credit Reviews

Name: Evolution Funding Ltd T/A My Car Credit
Address: Evolution House, Smeckley Wood Close, Chesterfield, Evolution House, Smeckley Wood Close, Chesterfield, Chesterfield
Rating: 4.83

4.8 Rating 5,483 Reviews

96 %

of reviewers recommend Evolution Funding Ltd T/A My Car Credit

Company Reviews

Metrics

Info

4.8

Based on 5,483 reviews

Shipping & Delivery
Delivery Methods	Own Driver, Courier
Average Delivery Time	Next Day
On-time Delivery	Greater than 90%
Accurate And Undamaged Orders	95%
Customer Service
Communication Channels	Email, Telephone, Live Chat
Queries Resolved In	Under An Hour
Customer Service	4.8 out of 5

About Evolution Funding Ltd T/A My Car Credit:

Rates from 9.9% APR. Representative APR 10.9%. Evolution Funding Ltd T/A My Car Credit.

We’re part of the UK’s largest motor finance broker, Evolution Funding, and we’ve been helping customers to buy cars on finance for nearly 20 years, on HP, PCP or personal loan.

At My Car Credit, applying for your car loan is quick and easy. Fill out our online application form in just a few short minutes and you’ll receive an instant, online decision on car finance - anytime of day!

We welcome all types of credit profile, you can buy your car from any dealer, and there is no deposit or fees. Our unique underwriting policy places you, the customer, first.

We’ll assess our broad panel of lenders to get you the right finance rate for your circumstances, without impacting on your credit profile*. We’ll then hold your hand throughout the process to ensure that you have a hassle-free experience of buying your dream car on finance.

We've been named 'Best Direct Consumer Proposition' at the Car Finance Awards and awarded 'Best Broker' for 9 consecutive years!

* Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Visit Website

Phone:

01246 458810

Email:

marketing@mycarcredit.co.uk

Location:

Evolution House, Smeckley Wood Close, Chesterfield,
Evolution House, Smeckley Wood Close, Chesterfield
Chesterfield
S41 9PZ

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Evolution Funding Ltd T/A My Car Credit 5 star review on 17th August 2025

131

Anonymous

Anonymous // 01/01/2019

Sort by: Most Recent Most Recent Highest Rated Filter: None None 5 Stars 4 Stars 3 Stars 2 Stars 1 Stars Helpful

“Excellent customer service”

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Posted 6 years ago

“Eventually they got it right!!! But my god... it took a team leader a lot of will and hard work (impressed) to sort out the call handlers failings (not impressed) But in essence pretty good rates and I’m sure the negatives of service were a one off.”

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Posted 6 years ago

“Joshua at my credit was a great person to deal with. I would recommend him to anyone. He fount me the best deal and best interest rates which were a lot better than the company I was buying my car through.”

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Posted 6 years ago

“Excellent service will do business with u a gen”

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Posted 6 years ago

“good to talk with, polite and informative, helped with the loan process and made it all straightforward.”

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Posted 6 years ago

“Paula Henderson is a STAR, she helped a grateful pensioner through all the details , thanks”

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Posted 6 years ago

“I can't believe how much of an easy painless transaction, Sam my advisor was A* she really is a credit to your company, thank you so much and keep up the good work”

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Posted 6 years ago

“Very easy to use, very quick and good rates. Thanks to Leah for helping out. Excellent service”

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Posted 6 years ago

“He was very friendly and happily answered all my questions I want to know. I’m very happy with his service. Thank you so much for your help Tom. Best wishes for you.”

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Posted 6 years ago

“Deni is one of the best person . Many thanks Deni!!!”

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Posted 6 years ago

“Chelsea Tromans was fantastic very fast and friendly kept me up to date every step of the way after me worrying I couldn’t pick my new purchase up in time Chelsea made it happen with plenty of time to spare really recommended Many thanks Will”

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Posted 6 years ago

“No response, great communication and speedy process.”

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Posted 6 years ago

“Very happy with the great service you provided for my finance on my new car. Demi was so very helpful and is a credit to the company. Thanks again Demi.”

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Posted 6 years ago

“Demi worked really hard and was very helpful for me to get the car”

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Posted 6 years ago

“Paula was amazing ,kind,patient, easy to talk to yet professional ,thankyou for employing a people person ,I knew nothing but she got me through ,from Brenda”

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Posted 6 years ago

“Joshua Truly brilliant from start to finish helped me throughout to get the car i wanted very pleasant man very very helpful at all times”

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Posted 6 years ago

“Got accepted with basically a loan shark buddy finance Borrow £4000 pay back Almost £10,000 yes correct £10k my credit rating is not that good but this is absolutely day light robbery fortunately I found another company that gave me a fair deal and not 49.8% definitely watch out unless your stupid”

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Posted 6 years ago

Dear Sam, thank you for sharing your feedback. I am so sorry your experience didn’t match your expectations, which is uncommon as you can see from our other reviews. Your feedback is really important to us, and helps us to improve our services, staff training and customer journeys in order to deliver an exceptional service. We invite you to contact our Department Manager with any further comments, concerns or suggestions you wish to share. In the meantime, please accept our sincere apologies and we strive to so better next time. With regards, My Car Credit

Posted 6 years ago

“absolutely amazing brilliant customer service easily understandable really fast!”

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Posted 6 years ago

“Very friendly helpful staff and I found the whole process to be stress free and quick plus I got an extremely good rate considering my credit background. Would recommend heartily”

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Posted 6 years ago

“Quick and easy to apply. Managed to get an old finance applications re-accepted after the offer had lapsed. No waiting on hold for ages when phoning. Would use again. Only downside was that when it came to my dealership sending over payment info, something wasn't working there, the dealership sent over info 2 or 3 times before you actually received something the next day, I had to keep phoning. All good in the end, the staff were very helpful and friendly throughout.”

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Posted 6 years ago

Evolution Funding Ltd T/A My Car Credit is rated 4.8 based on 5,483 reviews