Evolution Funding Ltd T/A My Car Credit Reviews

Name: Evolution Funding Ltd T/A My Car Credit
Address: Evolution House, Smeckley Wood Close, Chesterfield, Evolution House, Smeckley Wood Close, Chesterfield, Chesterfield
Rating: 4.83

4.8 Rating 5,366 Reviews

97 %

of reviewers recommend Evolution Funding Ltd T/A My Car Credit

Company Reviews

Metrics

Info

4.8

Based on 5,366 reviews

Shipping & Delivery
Delivery Methods	Own Driver, Courier
Average Delivery Time	Next Day
On-time Delivery	Greater than 92%
Accurate And Undamaged Orders	95%
Customer Service
Communication Channels	Email, Telephone, Live Chat
Queries Resolved In	Under An Hour
Customer Service	4.8 out of 5

About Evolution Funding Ltd T/A My Car Credit:

Rates from 9.9% APR. Representative APR 10.9%. Evolution Funding Ltd T/A My Car Credit.

We’re part of the UK’s largest motor finance broker, Evolution Funding, and we’ve been helping customers to buy cars on finance for nearly 20 years, on HP, PCP or personal loan.

At My Car Credit, applying for your car loan is quick and easy. Fill out our online application form in just a few short minutes and you’ll receive an instant, online decision on car finance - anytime of day!

We welcome all types of credit profile, you can buy your car from any dealer, and there is no deposit or fees. Our unique underwriting policy places you, the customer, first.

We’ll assess our broad panel of lenders to get you the right finance rate for your circumstances, without impacting on your credit profile*. We’ll then hold your hand throughout the process to ensure that you have a hassle-free experience of buying your dream car on finance.

We've been named 'Best Direct Consumer Proposition' at the Car Finance Awards and awarded 'Best Broker' for 9 consecutive years!

* Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Visit Website

Phone:

01246 458810

Email:

marketing@mycarcredit.co.uk

Location:

Evolution House, Smeckley Wood Close, Chesterfield,
Evolution House, Smeckley Wood Close, Chesterfield
Chesterfield
S41 9PZ

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Evolution Funding Ltd T/A My Car Credit 5 star review on 17th August 2025

131

Anonymous

Anonymous // 01/01/2019

Sort by: Most Recent Most Recent Highest Rated Filter: None None 5 Stars 4 Stars 3 Stars 2 Stars 1 Stars Helpful

“Great service. Helpful and knowledgable staff. Thank you leah. less than 24 hours of finding a car to funds being paid to dealership. Will recommend”

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Posted 6 years ago

“Fantastic service I would highly recommend you and Demi. My experience was made so much easier because of Demi and I am super grateful for her support and reassurance”

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Posted 6 years ago

“Josh is an absolute legend almost everyday I was kept upto date with what was happening, very easy put it this way I wont go any where else for car finance”

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Posted 6 years ago

“First class company to deal with and would recommend to anyone. Thanks again for all the assistance.”

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Posted 6 years ago

“Quick response and very helpful and polite”

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Posted 6 years ago

“Excellent customer service. Quick and efficient service.”

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Posted 6 years ago

“I’m extremely disappointed with my car credit... they accepted me for finance on a vehicle, they were told over the phone exactly what the vehicle was. I then had a phone call to say my finance was declined as it was a commercial vehicle and not a car. They knew this as I gave the chassi number of the said vehicle being purchased. Not only has this affected my credit rating as I’ve been declined, but I also turned down other finance that was offered to me at the same low rate. I’ve now had to go with a higher interest rate and a affect on my credit scoring for their incompetence. I was told the person who took my original call had only been working in the office for a week and was unaware that the company wouldn’t acccept commercial vehicles. I will have to take this matter further as my credit history has always been of a excellent standard but has been lowered for no fault of my own .”

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Posted 6 years ago

Hi Natalie, thanks for taking the time to leave us a review. We are sorry to hear that you have not had a positive experience with My Car Credit - we strive for excellent customer service and have clearly let you down on this occasion. Your comments have been fed back to the relevant teams to drive improvements across our service. If you would like to take this matter further, we would ask that you put this in writing to enquiries@mycarcredit.co.uk and we will look into this further for you. With regards, My Car Credit

Posted 6 years ago

“Good experience and Josh was very helpful and went the extra mile to make sure everything went smoothly. And communication was excellent Thanks”

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Posted 6 years ago

“very friendly and quick no time wasting on the ball”

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Posted 6 years ago

“Laura Ashmore was so helpful and she explained everything to me plan and simple she is excellent at her job and making sure that I was kept up to date each and very time.”

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Posted 6 years ago

“Absolutely brilliant ,kept me informed every step couldn't of asked for a better service .”

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Posted 6 years ago

“Brilliant, polite and friendly service. Everything was very easy and straightforward and they keep you informed and up to date the whole time. Refreshingly helpful service.”

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Posted 6 years ago

“Tom was great through out the process really helpful and friendly service. Credit to the the company”

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Posted 6 years ago

“Brilliant service, top people. Highly recommended.”

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Posted 6 years ago

“Samantha my adviser was for professional and polite at all times . even dealing with car company to sort out some issues.. Explained every detail in an informative manner Other staff who answered my calls were also on the ball.. WELL DONE ALL DONE”

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Posted 6 years ago

“Fabulous quick and easy service, fully experience staff which explained process fully and easily... especially when it's a stressful experience purchasing a new car!!”

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Posted 6 years ago

“The whole process from start to finish was so quick and easy. A great rate and payment to suit our situation. Customer care team were fantastic, always happy to help.”

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Posted 6 years ago

“The whole process was straight forward. Steve, my advisor was brilliant. 48 hours and I was driving my new car. Can't thank you enough.”

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Posted 6 years ago

“Haven't had car credit for many many years and was a bit apprehensive but it could not of been easier with MCC, there's 100s of company's to choose from but I wouldn't bother calling any others these guys a super polite and very efficient. I will 100% be using them again. Lee Spicer Oxfordshire”

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Posted 6 years ago

“My Car Credit was brilliant for my car finance. UK CUSTOMER SERVICE. Friendly helpful agents. Easy process start to finish and quick processing of paperwork and funds by them. Would recommend”

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Posted 6 years ago

Evolution Funding Ltd T/A My Car Credit is rated 4.8 based on 5,366 reviews