Evolution Funding Ltd T/A My Car Credit Reviews

Name: Evolution Funding Ltd T/A My Car Credit
Address: Evolution House, Smeckley Wood Close, Chesterfield, Evolution House, Smeckley Wood Close, Chesterfield, Chesterfield
Rating: 4.83

4.8 Rating 5,485 Reviews

96 %

of reviewers recommend Evolution Funding Ltd T/A My Car Credit

Company Reviews

Metrics

Info

4.8

Based on 5,485 reviews

Shipping & Delivery
Delivery Methods	Own Driver, Courier
Average Delivery Time	Next Day
On-time Delivery	Greater than 90%
Accurate And Undamaged Orders	95%
Customer Service
Communication Channels	Email, Telephone, Live Chat
Queries Resolved In	Under An Hour
Customer Service	4.8 out of 5

About Evolution Funding Ltd T/A My Car Credit:

Rates from 9.9% APR. Representative APR 10.9%. Evolution Funding Ltd T/A My Car Credit.

We’re part of the UK’s largest motor finance broker, Evolution Funding, and we’ve been helping customers to buy cars on finance for nearly 20 years, on HP, PCP or personal loan.

At My Car Credit, applying for your car loan is quick and easy. Fill out our online application form in just a few short minutes and you’ll receive an instant, online decision on car finance - anytime of day!

We welcome all types of credit profile, you can buy your car from any dealer, and there is no deposit or fees. Our unique underwriting policy places you, the customer, first.

We’ll assess our broad panel of lenders to get you the right finance rate for your circumstances, without impacting on your credit profile*. We’ll then hold your hand throughout the process to ensure that you have a hassle-free experience of buying your dream car on finance.

We've been named 'Best Direct Consumer Proposition' at the Car Finance Awards and awarded 'Best Broker' for 9 consecutive years!

* Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Visit Website

Phone:

01246 458810

Email:

marketing@mycarcredit.co.uk

Location:

Evolution House, Smeckley Wood Close, Chesterfield,
Evolution House, Smeckley Wood Close, Chesterfield
Chesterfield
S41 9PZ

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Evolution Funding Ltd T/A My Car Credit 5 star review on 17th August 2025

131

Anonymous

Anonymous // 01/01/2019

Sort by: Most Recent Most Recent Highest Rated Filter: None None 5 Stars 4 Stars 3 Stars 2 Stars 1 Stars Helpful

“I was looking for finance to get my dream car. Thanks to My Car Credit for making it reality”

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Posted 4 years ago

“Leah was great thank you Richard”

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Posted 4 years ago

“Best and easiest way to get a car 1000% recommend”

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Posted 4 years ago

“it may of taken a while to find the car that i wanted but the team worked with me to get there in the end thank you so much”

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Posted 4 years ago

“Great service thank you Leah have a great Christmas x”

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Posted 4 years ago

“Leah was extremely helpful with my credit application, she talked me through everything, kept me updated throughout she couldn’t have been more helpful.”

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Posted 4 years ago

“Overall my car credit have been extremely easy to work with very prompt and efficient. I have found it any simple to use it only complication I would say would be that you have to send your photographic ID and the app and what you do this can be very temperamental at times other than that the customer service is outstanding very approachable and very knowledgeable and I would definitely use the company again and recommend the company to find and family”

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Posted 4 years ago

“Overall was good experience. Took them like 2 weeks, but I bought the car I want it finally. Thank you.”

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Posted 4 years ago

“Maybe a few too many phonecalls before deal went through but very attentive, no waiting around extremely helpful would definitely recommend and use again”

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Posted 4 years ago

“failed in every way”

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Posted 4 years ago

“Great service provided”

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Posted 4 years ago

“Great service.Very helpfull making the whole process very easy and stress free,highly recommended”

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Posted 4 years ago

“Very good took a few more days than first was told but overall very happy. Also was told a guaranteed percent fee but was different when I got the agreement.”

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Posted 4 years ago

“Great Service”

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Posted 4 years ago

“Arranging finance with my car credit was great, I found them through my clearscore triple lock guarantee rate. I got finance for a new car at a great rate, good communication throughout and easy process! Obviously, arranging finance yourself is different in the sense you cant drive away with the car that day however the few days patience is worth it as its much better value for money! Not just a dealership rushing you to get any old finance at horrible rates with multiple searches on your credit file.”

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Posted 4 years ago

“The whole process was very simple. I was assisted by the friendly staff every step of the way. I got a reasonable rate and it was all terrifically efficient.”

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Posted 4 years ago

“Absolutely brilliant, made it very easy and clear and had it sorted and cleared with the car company in no time. Was dealing with a lady called Helen who was very good at her job and extremely helpful. Very impressed”

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Posted 4 years ago

“I was dealing with Karl. I honestly believe this man needs his flowers because of how he dealt with everything for me and managed to look for cars for me when I was busy with work. Sourced a few which although I didn’t take them, just wanted to help out. Friendly bloke, he was calm and collected, at no point did I feel I was pressured or anything like that. Great service all in all.”

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Posted 4 years ago

“Extremely helpful and understanding bunch. My first time buying a car, and they made it feel as simple as shopping on amazon! Thank you all for your help and patience with all my questions. Definitely recommend it to all my friends.”

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Posted 4 years ago

“First class customer service from beginning to end , throughly recommended 10/10”

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Posted 4 years ago

Evolution Funding Ltd T/A My Car Credit is rated 4.8 based on 5,485 reviews