Evolution Funding Ltd T/A My Car Credit Reviews

Name: Evolution Funding Ltd T/A My Car Credit
Address: Evolution House, Smeckley Wood Close, Chesterfield, Evolution House, Smeckley Wood Close, Chesterfield, Chesterfield
Rating: 4.83

4.8 Rating 5,606 Reviews

96 %

of reviewers recommend Evolution Funding Ltd T/A My Car Credit

Company Reviews

Metrics

Info

4.8

Based on 5,606 reviews

Shipping & Delivery
Delivery Methods	Own Driver
On-time Delivery	100%
Customer Service
Communication Channels	Telephone, Email, Live Chat
Queries Resolved In	Under An Hour

About Evolution Funding Ltd T/A My Car Credit:

Rates from 9.9% APR. Representative APR 10.9%. Evolution Funding Ltd T/A My Car Credit.

We’re part of the UK’s largest motor finance broker, Evolution Funding, and we’ve been helping customers to buy cars on finance for nearly 20 years, on HP, PCP or personal loan.

At My Car Credit, applying for your car loan is quick and easy. Fill out our online application form in just a few short minutes and you’ll receive an instant, online decision on car finance - anytime of day!

We welcome all types of credit profile, you can buy your car from any dealer, and there is no deposit or fees. Our unique underwriting policy places you, the customer, first.

We’ll assess our broad panel of lenders to get you the right finance rate for your circumstances, without impacting on your credit profile*. We’ll then hold your hand throughout the process to ensure that you have a hassle-free experience of buying your dream car on finance.

We've been named 'Best Direct Consumer Proposition' at the Car Finance Awards and awarded 'Best Broker' for 9 consecutive years!

* Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Visit Website

Phone:

01246 458810

Email:

marketing@mycarcredit.co.uk

Location:

Evolution House, Smeckley Wood Close, Chesterfield,
Evolution House, Smeckley Wood Close, Chesterfield
Chesterfield
S41 9PZ

Write Your review

Tell us how Evolution Funding Ltd T/A My Car Credit made you happy

Help future customers by talking about customer service, price, delivery, returns & refunds.

Minimum 10 characters

Would you like to add a photos or videos?

Strengthen your review by uploading photos & videos.

Drag files here or browse

(Supported files: jpg, png, mpeg, ogg, mp4 & webm)

What's your name?

Leave this blank if you'd like to publish your review anonymously.

(Optional)

Whats your email?

We need your email address to verify that your review is genuine

Please note that we may share your email with the company to verify your order.

Evolution Funding Ltd T/A My Car Credit 5 star review on 19th February 2026

132

Anonymous

Anonymous // 01/01/2019

Sort by: Most Recent Most Recent Highest Rated Filter: None None 5 Stars 4 Stars 3 Stars 2 Stars 1 Stars Helpful

“Fantastic work from Chris Vickers he was extremely helpful and patient. He made the whole experience so much easier for me and was very friendly and helpful! I would definitely recommend my car credit to anybody and can’t Thank you enough for helping me :)!!”

Helpful Report

Posted 8 years ago

“I found the staffs conduct to be rude and unprofessional unfortunately”

Helpful Report

Posted 8 years ago

Good Morning Aislin, we are very sorry to hear that you feel this way, I understand that you have been in touch with our management team and there has been a misunderstanding. If you are still feeling dissatisfied could you please call into the office on 01246 458810 and ask to speak to the office manager? ad we will make sure that we can resolve any issues. Thank you.

Posted 8 years ago

“Melissa was great to deal with. Nothing seemed too much hassle and kept me informed at every stage. Great service. Thanks again.”

Helpful Report

Posted 8 years ago

“Quick professional service from very friendly and attentive staff made the hole experience effortless will definitely use again .”

Helpful Report

Posted 8 years ago

“The most helpful company to deal with ever. Melissa has been a pleasure to deal with and nothing has been too much trouble. Thank you all very much”

Helpful Report

Posted 8 years ago

“Fantastic service. Email and phone calls were quick and helpful”

Helpful Report

Posted 8 years ago

“I felt I’ll until I met my car credit and they made me smile”

Helpful Report

Posted 8 years ago

“I applied for finance and was sent an email ftom kirsty who would be dealing with my enquiry, what a change from last company i called kirsty was helpfull and explained what i need to provided and took the whole process on board with regular updates and calls. I was approved in 24 hours even with my less than perfect credit history i test drove car and everything was put in place to collect car, unfortunatly the company who were supply the funds were not as efficient as kirsty and caused problems but once again kirsty took it onboard to sort it out. Even when she had finished her shift one of the other colleagues took it onboard to sort the problrm out and despite the 7:30 finish they were still on the phone to me at 7:40 what a great bunch of people, dont struggle to get finance else where go straight to my car credit. A big thank you from me and my family.”

Helpful Report

Posted 8 years ago

“Kayleigh was very helpful and friendly and made the process stress free she kept contact with my self through out the time I was waiting for everything to be sorted I’m happy I choose my car credit and would highly recommend! Thanks for all you help Kayleigh”

Helpful Report

Posted 8 years ago

“Very quick and efficient service. Melissa kept me informed from start to finish. would recommend them. from 1st phone call to picking up my car just over a week”

Helpful Report

Posted 8 years ago

“They were very helpful and gave me what I needed thank you so much”

Helpful Report

Posted 8 years ago

“The online application form was straight forward, all I had to do was contact a member of staff to clarify one or two things and it was accepted at very reasonable interest rates. ( better than the car dealer I was buying from). The monies were paid direct to the dealer and as such everything went smoothly when I picked up the car. No complaints whatsoever with the process.”

Helpful Report

Posted 8 years ago

“The service has been excellent from start to finish Great communication and happy to help at every step Many thanks”

Helpful Report

Posted 8 years ago

“Could not have been more helpful with assisting me to get a new vehicle. Go Kellie.😁”

Helpful Report

(Mason) - Posted 8 years ago

“Extremely helpful,great customer service and communication highly recomended”

Helpful Report

(Laughton) - Posted 8 years ago

“They were professional, friendly and efficient in finding a solution based on my circumstances. Gary Matthews who I dealt with kept me up to date with the order throughout and managed to get it all sorted in time for an important airport run I needed to make. Would definitely recommend them to anyone seeking car finance that doesn't have great credit for any reason.”

Helpful Report

(Boutwell) - Posted 8 years ago

“Service not as expected or indeed advertised in their sleek website. Person that took the original enquiry and offered us confirmed acceptance took off for holidays without letting us know, passed on to another who then rejected original deal and offered us 30 % loan!! The other thing they do is if a deposit is paid by card they don't take the dealer's receipt as proof, but ask you to send them copy of the front and BACK of your card (with the security code). Data Protection, what DP?”

Helpful Report

Posted 8 years ago

Hello Clare, we are extremely sorry that you feel like this, after some discussions with the team, it seems there has been some complications out of our control regarding your application. Requesting photo copies is not something that we ask for as routine, this was requested by the dealer who we have spoken to. We can assure you that we comply very strictly with your information which is very secure. We are sorry once again for any inconvenience caused. My Car Credit.

Posted 8 years ago

“Poor service, misleading information”

Helpful Report

Posted 8 years ago

Good afternoon, we are very sorry to hear that you feel this way. Please feel free to get in touch and explain if there is anything further that we can do to help you. The My Car Credit team.

Posted 8 years ago

“They took care of my request from start to finish, Melissa was amazing always responding to any call or email. I hardly had to do a thing!”

Helpful Report

Posted 8 years ago

“James helped get me sorted, from not knowing what car I wanted right through to getting accepted he was really helpful and informative. Good company to go with if your credit isn't the best!”

Helpful Report

Posted 8 years ago

Evolution Funding Ltd T/A My Car Credit is rated 4.8 based on 5,606 reviews