Evolution Funding Ltd T/A My Car Credit Reviews

Name: Evolution Funding Ltd T/A My Car Credit
Address: Evolution House, Smeckley Wood Close, Chesterfield, Evolution House, Smeckley Wood Close, Chesterfield, Chesterfield
Rating: 4.83

4.8 Rating 5,391 Reviews

97 %

of reviewers recommend Evolution Funding Ltd T/A My Car Credit

Company Reviews

Metrics

Info

4.8

Based on 5,391 reviews

Shipping & Delivery
Delivery Methods	Own Driver, Courier
Average Delivery Time	Next Day
On-time Delivery	Greater than 92%
Accurate And Undamaged Orders	95%
Customer Service
Communication Channels	Email, Telephone, Live Chat
Queries Resolved In	Under An Hour
Customer Service	4.8 out of 5

About Evolution Funding Ltd T/A My Car Credit:

Rates from 9.9% APR. Representative APR 10.9%. Evolution Funding Ltd T/A My Car Credit.

We’re part of the UK’s largest motor finance broker, Evolution Funding, and we’ve been helping customers to buy cars on finance for nearly 20 years, on HP, PCP or personal loan.

At My Car Credit, applying for your car loan is quick and easy. Fill out our online application form in just a few short minutes and you’ll receive an instant, online decision on car finance - anytime of day!

We welcome all types of credit profile, you can buy your car from any dealer, and there is no deposit or fees. Our unique underwriting policy places you, the customer, first.

We’ll assess our broad panel of lenders to get you the right finance rate for your circumstances, without impacting on your credit profile*. We’ll then hold your hand throughout the process to ensure that you have a hassle-free experience of buying your dream car on finance.

We've been named 'Best Direct Consumer Proposition' at the Car Finance Awards and awarded 'Best Broker' for 9 consecutive years!

* Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Visit Website

Phone:

01246 458810

Email:

marketing@mycarcredit.co.uk

Location:

Evolution House, Smeckley Wood Close, Chesterfield,
Evolution House, Smeckley Wood Close, Chesterfield
Chesterfield
S41 9PZ

Write Your review

Tell us how Evolution Funding Ltd T/A My Car Credit made you happy

Help future customers by talking about customer service, price, delivery, returns & refunds.

Minimum 10 characters

Would you like to add a photos or videos?

Strengthen your review by uploading photos & videos.

Drag files here or browse

(Supported files: jpg, png, mpeg, ogg, mp4 & webm)

What's your name?

Leave this blank if you'd like to publish your review anonymously.

(Optional)

Whats your email?

We need your email address to verify that your review is genuine

Please note that we may share your email with the company to verify your order.

Evolution Funding Ltd T/A My Car Credit 5 star review on 17th August 2025

131

Anonymous

Anonymous // 01/01/2019

Sort by: Most Recent Most Recent Highest Rated Filter: None None 5 Stars 4 Stars 3 Stars 2 Stars 1 Stars Helpful

“Leah was one of the most helpful person I’ve talked to over the phone she is a valuable asset to the company.”

Helpful Report

Posted 7 years ago

“A good service for people like myself with a poor credit score. I compared the interest rate with another two car finance company's and my car credit was hundreds of pounds cheaper. Make sure you borrow as little as possible and over the shortest possible time and you can benefit from this sub prime service. One of the great things you can do is make overpayments and further reduce your interest rate. If you're after an expensive car this might not be the right product for you. Make sure you as as many questions as possible, so you don't get any unpleasant suprises.”

Helpful Report

Posted 7 years ago

“Brilliant customer service, very quick from start to finish, will use again”

Helpful Report

Posted 7 years ago

“Great customer service.”

Helpful Report

Posted 7 years ago

“Very fast efficient and professional service .”

Evolution Funding Ltd T/A My Car Credit 5 star review on 23rd July 2018

Helpful Report

Posted 7 years ago

“Excellent smooth service, highly recommended and will be using again in future”

Helpful Report

Posted 7 years ago

“All cool 😎 excellent”

Helpful Report

Posted 7 years ago

“Leah was very shocked I called back but glad I did to able to deal with my situation, although there was lots of calls and lots of faults with emails back and forth to the garage time was of the essence and she finally got things in order for me and greatly appreciated her advice and help very bubbly personality on the phone .”

Evolution Funding Ltd T/A My Car Credit 4 star review on 23rd July 2018

Helpful Report

Posted 7 years ago

“Great fast professional service I delt with Chris he was very efficient and kept me updated throughout the whole process.”

Helpful Report

Posted 7 years ago

“My application was dealt with quickly by friendly efficient staff! Communication from the team was brilliant”

Helpful Report

Posted 7 years ago

“Promised the earth an knocked back at the last minute. Petty stuff re the photos of bank statements were not right. Long drawn out process with generally poor service Avoid.”

Helpful Report

Posted 7 years ago

Hi, thanks for taking the time to leave us a review. We are sorry to hear that you haven't had a positive experience with us, we strive for excellent customer service and have clearly let you down on this occasion. Your feedback has been passed on to the relevant departments so we can look into your situation a little further, and so we can drive improvements. With regards, My Car Credit

Posted 7 years ago

“Leah Harris was most helpful. The dealer wasn’t very helpful with getting the paperwork in but Leah was on their case”

Helpful Report

Posted 7 years ago

“Words cannot describe they are wonderful”

Evolution Funding Ltd T/A My Car Credit 5 star review on 20th July 2018

Helpful Report

Posted 7 years ago

“Excellent”

Helpful Report

Posted 7 years ago

“Laura was really helpful, just a fantastic from beginning to end of the process. Thanks so much”

Helpful Report

Posted 7 years ago

“Very professional service and extremely helpful on the telephone. Finance was approved quickly and car ordered within 20 minutes. Massive thank you to Leah on the telephone who was very polite and friendly and took away all the stress I was feeling while trying to sort out the finance for my vehicle.”

Helpful Report

Posted 7 years ago

“Perfect professional service very happy. Chris Vickers was great from start to finish done everything and kept me up to speed. Would fully recommend these guys. 5stars.”

Helpful Report

Posted 7 years ago

“Hannah was outstanding, extremely helpful and understanding. Managed to find me the vehicle of my dreams. Hannah thankyou ever so much!!!! 😄”

Helpful Report

Posted 7 years ago

“my car credit was great really helped me with purchasing my car! i spoke to a girl called leah harris she was brilliant, very helpful and talked me through everything, she is a credit to your team.”

Helpful Report

Posted 7 years ago

“Callie Jones was really helpful . Thank you so much”

Helpful Report

Posted 7 years ago

Evolution Funding Ltd T/A My Car Credit is rated 4.8 based on 5,391 reviews