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Evolution Funding Ltd T/A My Car Credit Reviews

4.8 Rating 5,422 Reviews
97 %
of reviewers recommend Evolution Funding Ltd T/A My Car Credit
4.8
Based on 5,422 reviews
Shipping & Delivery
Delivery Methods
Own Driver, Courier
Average Delivery Time
Next Day
On-time Delivery
Greater than 91%
Accurate And Undamaged Orders
95%
Customer Service
Communication Channels
Email, Telephone, Live Chat
Queries Resolved In
Under An Hour
Customer Service
4.8 out of 5
Read Evolution Funding Ltd T/A My Car Credit Reviews

About Evolution Funding Ltd T/A My Car Credit:

Rates from 9.9% APR. Representative APR 10.9%. Evolution Funding Ltd T/A My Car Credit.

We’re part of the UK’s largest motor finance broker, Evolution Funding, and we’ve been helping customers to buy cars on finance for nearly 20 years, on HP, PCP or personal loan.

At My Car Credit, applying for your car loan is quick and easy. Fill out our online application form in just a few short minutes and you’ll receive an instant, online decision on car finance - anytime of day!

We welcome all types of credit profile, you can buy your car from any dealer, and there is no deposit or fees. Our unique underwriting policy places you, the customer, first.

We’ll assess our broad panel of lenders to get you the right finance rate for your circumstances, without impacting on your credit profile*. We’ll then hold your hand throughout the process to ensure that you have a hassle-free experience of buying your dream car on finance.

We've been named 'Best Direct Consumer Proposition' at the Car Finance Awards and awarded 'Best Broker' for 9 consecutive years!

* Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Visit Website

Phone:

01246 458810

Email:

marketing@mycarcredit.co.uk

Location:

Evolution House, Smeckley Wood Close, Chesterfield,
Evolution House, Smeckley Wood Close, Chesterfield
Chesterfield
S41 9PZ

Write Your review

Good service with very friendly customer service. Always helpful and on-hand. Their online portal is a bit clunky and not a seamless service where you can check your application status as it relies on phone calls and automated emails to progress. Molly was very helpful as was her colleague Adam.
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Posted 4 years ago
I have never had so many security checks done in my 40 years of dealing with finance companies. It has taken almost 2 weeks to get paid out so I can pick up my new car. I worked in finance for nearly 10 years too. Molly Gee who I dealt with the most was excellent. She went over and above to get compliance to pay out to the first garage I was buying from but Evolution Finance kept finding reasons not to pay out so I had to go elsewhere. This has caused so much stress and anxiety and I’ve still not got my new car. Hopefully funds will reach new garage’s bank before end of day tomorrow and I can pick up car then.
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Posted 4 years ago
I have never had so many security checks done in my 40 years of dealing with finance companies. It has taken almost 2 weeks to get paid out so I can pick up my new car. I worked in finance for nearly 10 years too. Molly Gee who I dealt with the most was excellent. She went over and above to get compliance to pay out to the first garage I was buying from but Evolution Finance kept finding reasons not to pay out so I had to go elsewhere. This has caused so much stress and anxiety and I’ve still not got my new car. Hopefully funds will reach new garage’s bank before end of day tomorrow and I can pick up car then.
Helpful Report
Posted 4 years ago
Not the first time using my car credit and this time around I had a much better experience. Sam was helpful and informative when contacted. To improve bit more frequent communicating, at times I had to ring in to find out information, but when I did ring in customer service agent was helpful.
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Posted 4 years ago
Was quite a simple task however, did not get the guaranteed rate, paid a slightly higher interest rate. Was some confusion with people calling me when I had already sorted out my query. Didn’t really speak to Molly much, but the times I did I thought she was polite, courteous and professional.
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Posted 4 years ago
A little confusing at times, but we got there in the end. Everyone is very friendly and helpful. Would recommend!
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Posted 4 years ago
They provide good advice and access to a wide range of products
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Posted 4 years ago
They provide good advice and access to a wide range of products
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Posted 4 years ago
It was much easier to deal with them. Once I gave them the details My Car Credit team member, Molly, did the needful. No need to wait long queue. Regular updates. Finally got the finance I required
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Posted 5 years ago
It was much easier to deal with them. Once I gave them the details My Car Credit team member, Molly, did the needful. No need to wait long queue. Regular updates. Finally got the finance I required
Helpful Report
Posted 5 years ago
Very helpful during whole process, with ability to call and email (generic email however). Slightly disappointed at change in APR% after initially being told a lower one, however vehicle type ended up being classed as commercial.
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Posted 5 years ago
All went smooth, i just wished they had more prefered dealers on their books.
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Posted 5 years ago
Most of the staff very pleasant and helpful especially josh
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Posted 5 years ago
Dealt with Sam. Very good. Found multiple offers. Settled with Alphera. Good contact at all stages and seemed a very pleasant lady.
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Posted 5 years ago
Quick an easy proccess. Simple from the start. Some confusion at times regarding which stage the process was in and finalising payment to the dealer but overall great experience. 5* for Sam she was great very helpful and always answered any questions
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Posted 5 years ago
Quick an easy proccess. Simple from the start. Some confusion at times regarding which stage the process was in and finalising payment to the dealer but overall great experience. 5* for Sam she was great very helpful and always answered any questions
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Posted 5 years ago
Great service, very professional.
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Posted 5 years ago
Relatively painless process and got me a much better rate than competitors were able to offer, which is all that matters. So I'm very happy. They were often slow to contact with news and the paperwork element at the end was confusing. But otherwise great.
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Posted 5 years ago
Brianna was really helpful and very conscious when it came to her customers needs.
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Posted 5 years ago
I really couldn’t complain with the service I received from my car credit. Helpful, friendly and efficient service
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Posted 5 years ago
Evolution Funding Ltd T/A My Car Credit is rated 4.8 based on 5,422 reviews