Evolution Funding Ltd T/A My Car Credit Reviews

Name: Evolution Funding Ltd T/A My Car Credit
Address: Evolution House, Smeckley Wood Close, Chesterfield, Evolution House, Smeckley Wood Close, Chesterfield, Chesterfield
Rating: 4.83

4.8 Rating 5,654 Reviews

96 %

of reviewers recommend Evolution Funding Ltd T/A My Car Credit

Company Reviews

Metrics

Info

4.8

Based on 5,654 reviews

Shipping & Delivery
Delivery Methods	Own Driver
On-time Delivery	100%
Customer Service
Communication Channels	Telephone, Live Chat, Email
Queries Resolved In	Under An Hour

About Evolution Funding Ltd T/A My Car Credit:

Rates from 9.9% APR. Representative APR 10.9%. Evolution Funding Ltd T/A My Car Credit.

We’re part of the UK’s largest motor finance broker, Evolution Funding, and we’ve been helping customers to buy cars on finance for nearly 20 years, on HP, PCP or personal loan.

At My Car Credit, applying for your car loan is quick and easy. Fill out our online application form in just a few short minutes and you’ll receive an instant, online decision on car finance - anytime of day!

We welcome all types of credit profile, you can buy your car from any dealer, and there is no deposit or fees. Our unique underwriting policy places you, the customer, first.

We’ll assess our broad panel of lenders to get you the right finance rate for your circumstances, without impacting on your credit profile*. We’ll then hold your hand throughout the process to ensure that you have a hassle-free experience of buying your dream car on finance.

We've been named 'Best Direct Consumer Proposition' at the Car Finance Awards and awarded 'Best Broker' for 9 consecutive years!

* Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Visit Website

Phone:

01246 458810

Email:

marketing@mycarcredit.co.uk

Location:

Evolution House, Smeckley Wood Close, Chesterfield,
Evolution House, Smeckley Wood Close, Chesterfield
Chesterfield
S41 9PZ

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Evolution Funding Ltd T/A My Car Credit 5 star review on 29th September 2026

134

Anonymous

Anonymous // 01/01/2019

Sort by: Most Recent Most Recent Highest Rated Filter: None None 5 Stars 4 Stars 3 Stars 2 Stars 1 Stars Helpful

“Good they sorted everything out for me reasonably quickly especially as there was a complications becuase of my name change”

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Posted 3 years ago

“Ur the 👌 best thanks”

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Posted 3 years ago

“The gentleman who dealt with me “Ross” was absolutely fantastic, all credit to him for getting the difficult process sorted, highly recommend my car credit, if I could rate them more stars they’d get it. Thank you My Car Credit”

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Posted 3 years ago

“Not happy about it, because I went to get the car, and I didn’t like the car. So the agency told me to contact again with my car credit. My car Credit told me to re do a new application form, they’ve said they would try to speak with Santander to change the car over to the new car that I like which is with the same company. The money from the loan is already with the company and they are taking so long to just to change over the car. The amount of money is the same, and the only thing that they should do is just to get me a new agreement. But they want to take the money over again, so they can send it back again to the car company for the new car.”

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Posted 3 years ago

Dear Taina, we're sorry to hear that you're not happy with the service you've received. Unfortunately in your situation, it is not always a simple case of swapping one car for another once the finance has been paid out. Instead, the initial agreement needs to be unwound and a new agreement put in place. It is this process that is taking time. Once your initial agreement has been unwound by your lender, we can proceed with the next stage. Kind regards, My Car Credit.

Posted 3 years ago

“These guys will look after you in every way… superb service all round but a special mention to Liam in sales and Agnes in Collections, top job all round. Thanks guys.”

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Posted 3 years ago

“I found these through ClearScore clicked and they did the rest .. from application to offer they were friendly and always got back to me which is really important to be kept up to date”

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Posted 3 years ago

“The help and communication between myself and Ross was brilliant werent all just business asked how day was going had a joke but still stayed professional and Josh & Carl were just as helpful can’t fault their customer service skills”

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Posted 3 years ago

“Very helpful team to work with, kept in contact with me about my finance”

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Posted 3 years ago

“Fantastic - great communication, easy to apply and they take care of all things at the garage end - Highly Recommended Steve G”

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Posted 4 years ago

“Apr very high. Process simple and straightforward though. So ok.”

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Posted 4 years ago

Dear Customer, we're pleased to hear that we made everything simple and straightforward for you. It is disappointing that you have given us a low rating due to your APR. Unfortunately, this is not something we can influence as it is determined by your credit score and personal circumstances. Kind regards, My Car Credit.

Posted 3 years ago

“VERY PLEASED WITH LEANNE HELP MANY THANKS,”

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Posted 4 years ago

“Very quick and helpful. Will definitely use again in the near future. Thanks”

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Posted 4 years ago

“Very simple to deal with and the representative tgat phoned me was very friendly.Nice experience.”

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Posted 4 years ago

“Bought a car online via Evolution Funding. Car broke down 2 days after leaving the showroom. I returned the car and opted to reject the goods and the finance which was well within the 14 days cooling off period. Evolution never helped, they simply passed the problem and said it’s not their problem. By the way I still don’t have the car, the dealer is apparently still fixing it, it’s been 36 days now. I say apparently because there has been zero communication from anyone. I will never use Evolution Funding, friendly at the start but terrible after sales service. I hope no one else got out like I did”

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Posted 4 years ago

Dear Mthandeki, thank you for leaving us your feedback. We take all complaints seriously and so have investigated this matter thoroughly, including listening to call recordings. We have been able to establish that given the circumstances, you have been advised correctly to contact your lender and open a complaint with them. As your finance agreement is with them and not with us as the broker, we are unable to assist with any issues that may arise once the agreement has been completed. We hope you are successful in resolving the matter via the correct routes. Kind regards, My Car Credit

Posted 4 years ago

“Excellent customer service”

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Posted 4 years ago

“Thank you !”

Evolution Funding Ltd T/A My Car Credit 5 star review on 26th September 2022

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Posted 4 years ago

“If you request the funds to be sent on a particular day I would phone and make sure this is being done on the day as mine was processed 24 hours late so I had to keep chasing on the day of my car pick up to get the funds through quickly. Luckily they were very supportive and quick in doing this to make up for their error.”

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Posted 4 years ago

“Direct communication, friendly and helpful staff, no delays to release the credit”

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Posted 4 years ago

“Good quick and easy.”

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Posted 4 years ago

“Hello I am EXTREMELY happy with my car credit. Everything went smoothly and my car credit absolutely wonderful with time they took to help me. My car credit were helpful, and considerate and patience with me, I would recommend my car credit to family and friends”

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Posted 4 years ago

Evolution Funding Ltd T/A My Car Credit is rated 4.8 based on 5,654 reviews