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John Charcol Reviews

4.9 Rating 3,108 Reviews
99 %
of reviewers recommend John Charcol
4.9
Based on 3,108 reviews
Customer Service
Communication Channels
Email, Telephone
Queries Resolved In
Under An Hour
Customer Service
4.9 out of 5
Read John Charcol Reviews

About John Charcol:

John Charcol is an award-winning team of independent mortgage experts who provide friendly and professional advice both over the phone and in person. We help thousands of people each year and have become one of the top mortgage brokers in the UK.

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Anonymous
Anonymous  // 01/01/2019
James was so helpful setting up our policies, he was extremely thorough and covered everything we needed efficiently. We will of course be using his services going forward and would recommend him to others.
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Posted 3 weeks ago
Lisa is very helpful throughout our journey.. Very much appreciated.. Thank you so much for your help in every step of the way ☺️
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Posted 3 weeks ago
Nick was so helpful when setting up our life insurance, he took time to explain things, repeat when necessary and was very sensitive around the medical history section. Thank you so much Nick.
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Posted 3 weeks ago
Nick was so helpful when setting up our life insurance, he took time to explain things, repeat when necessary and was very sensitive around the medical history section. Thank you so much Nick.
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Posted 3 weeks ago
I definitely recommend John chrcol for the first time buyers the process was overwhelming.however Shaahid Quinn made it smooth and stress free.they provided support throughout process.Shaahid Quinn was very professional and knowledgeable highly recommended!”
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Posted 3 weeks ago
Fantastic service from John Charcol for all my mortgage and insurance needs. Great advice, friendly and knowledgeable advisors Thank you James and Mark
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Posted 3 weeks ago
James was fantastic in helping us find the best life cover for our circumstances and took the time to answer additional queries, fitting appointments around our schedule. Thank you so much.
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Posted 3 weeks ago
John Charcol provided a range of services for me and each person I interacted with was extremely helpful. They guided me through each process and stage with expertise and politeness.
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Posted 3 weeks ago
Firstly, I apologise for the delay in leaving this review — I moved in April 2025 and it has been a very busy time settling in! I cannot recommend John Charcoal Mortgage Broker highly enough. From the very beginning, Gemma Clarke was absolutely fantastic. She was professional, knowledgeable, and incredibly supportive throughout the entire mortgage process. She explained everything clearly, kept me fully informed, and made what could have been a stressful experience feel smooth and manageable. I always felt reassured and confident that I was in the very best hands. On completion, Alexa West was equally outstanding. She ensured everything was finalised seamlessly and kept communication consistent and clear right through to the end. Her efficiency, organisation, and attention to detail made the final stages completely stress-free. The teamwork, professionalism, and genuine care shown throughout the whole process truly stood out. I am so grateful for all of the support provided and wouldn’t hesitate to recommend John Charcoal Mortgage Broker to anyone looking for exceptional service from start to finish. I also look forward to hearing back from Gemma regarding my remortgaging — I wouldn’t go anywhere else! Thank you again for all of your hard work. — Katherine Hope
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Posted 3 weeks ago
I really appreciate everything Paul did for me
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Posted 3 weeks ago
I have recently remortgaged and i could not fault the service i received, the support and the reassurance given to make this whole process easier. I will definitely be using them again.
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Posted 3 weeks ago
ABSOLUTELY AMAZING! James has honestly made the process from start to finish so easy going. Genuinely. I contact John Charcol after such a terrible and disheartening experience elsewhere and I couldn’t believe the instant feeling of positivity and honesty. I had my mortgage offer within 2 weeks. Couldn’t be happier, especially as a first time buyer and buying on my own! Thank-you James and Hollie!
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Posted 3 weeks ago
Great service, Thomas Bridle sorted out the insurance, whom was very helpful in the process.
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Posted 1 month ago
I would highly recommend Nicholas Teff for anyone looking for clear, honest, and professional advice on protection policies. From the beginning, he took the time to understand my personal and financial situation properly, including some complexities around international income, and explained everything in a way that was straightforward and easy to understand. He was patient, thorough, and always available to answer questions without making anything feel rushed or pressured. What stood out most was how carefully he structured the cover to match my mortgage and income needs, making sure I understood the reasoning behind each recommendation. It’s rare to find someone who combines technical knowledge with such a calm and reassuring approach. I felt fully informed and confident in every decision. I’m very grateful for his guidance and wouldn’t hesitate to recommend him to others.
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Posted 1 month ago
Randeep Sodhi was super helpful in assisting us in our re-mortgage ang guided us through the various mortgage options available to best suit our financial situation and we ended up agreeing an off-set mortgage. Randeep gave us some great advice and was professional and importantly vary patient throuhout the process - thanks you Randeep!
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Posted 1 month ago
Thank you Reiss for making the mortgage application process so simple would 100% recommend your services? Many thanks again James.
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Posted 1 month ago
I would recommend John Charcol. I had help from multiple different people and they were all incredible at the job they did. Ezra Le Mon helped me out with getting my mortgage, there were a few bumps in the road but he was more than helpful in getting it resolved quickly and effectively and also got me a better deal overall. I spoke with Mohit Patel who was more than helpful in getting me set up with my insurance and making sure that I was covered in all aspects, he recommended services they work with who have been instrumental in making sure that I have everything ready for my property purchase. And finally, Eniko Kormendi, she has been absolutely vital in keeping me sane during this process, she was incredible and I can't thank her enough for all her help in making sure that I was understanding of everything happening and making sure that the solicitors were keeping me up to date or at least keeping her up to date so that we could have some sort of progress updates. My solicitors themselves weren't the greatest and Eniko was instrumental in making sure that we got this property purchase done on time. Thank you to all the team and I will definitely be using them again in the future for any remortgage/purchase I may have. They've been incredible!
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Posted 1 month ago
I would highly recommend John Charcol and my advisor Dipak Shirsat, who was extremely helpful in securing my mortgage. I truly cannot thank him enough. Dipak was very efficient, friendly, and consistently supportive throughout the entire process. I was very pleased with the mortgage deal he obtained for me, as well as the clear and helpful advice he provided along the way. The quality of communication was excellent from start to finish. I was kept regularly updated on my mortgage and was given all the support I needed to find the best mortgage product available. I look forward to working again with John Charcol and Dipak when it’s time to review and update my mortgage.
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Posted 1 month ago
Samm was super helpful, friendly and patient with our application. We had so many questions and Samm was so quick to answer and provide that extra level of detail and assurance. Highly recommend John Charcol and Samm in particular, timely communication, warm and friendly calls, trustworthy and so knowledgeable. Excellent all round.
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Posted 1 month ago
Samm always helps us find the best deal and always gives us enough information to help us make the right decision.
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Posted 1 month ago
John Charcol is rated 4.9 based on 3,108 reviews