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John Charcol Reviews

4.9 Rating 3,097 Reviews
99 %
of reviewers recommend John Charcol
4.9
Based on 3,097 reviews
Customer Service
Communication Channels
Email, Telephone, Live Chat
Queries Resolved In
Under An Hour
Customer Service
5 out of 5
Read John Charcol Reviews

About John Charcol:

John Charcol is an award-winning team of independent mortgage experts who provide friendly and professional advice both over the phone and in person. We help thousands of people each year and have become one of the top mortgage brokers in the UK.

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Anonymous
Anonymous  // 01/01/2019
ABSOLUTELY AMAZING! James has honestly made the process from start to finish so easy going. Genuinely. I contact John Charcol after such a terrible and disheartening experience elsewhere and I couldn’t believe the instant feeling of positivity and honesty. I had my mortgage offer within 2 weeks. Couldn’t be happier, especially as a first time buyer and buying on my own! Thank-you James and Hollie!
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Posted 2 weeks ago
Great service, Thomas Bridle sorted out the insurance, whom was very helpful in the process.
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Posted 2 weeks ago
I would highly recommend Nicholas Teff for anyone looking for clear, honest, and professional advice on protection policies. From the beginning, he took the time to understand my personal and financial situation properly, including some complexities around international income, and explained everything in a way that was straightforward and easy to understand. He was patient, thorough, and always available to answer questions without making anything feel rushed or pressured. What stood out most was how carefully he structured the cover to match my mortgage and income needs, making sure I understood the reasoning behind each recommendation. It’s rare to find someone who combines technical knowledge with such a calm and reassuring approach. I felt fully informed and confident in every decision. I’m very grateful for his guidance and wouldn’t hesitate to recommend him to others.
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Posted 2 weeks ago
Randeep Sodhi was super helpful in assisting us in our re-mortgage ang guided us through the various mortgage options available to best suit our financial situation and we ended up agreeing an off-set mortgage. Randeep gave us some great advice and was professional and importantly vary patient throuhout the process - thanks you Randeep!
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Posted 3 weeks ago
Thank you Reiss for making the mortgage application process so simple would 100% recommend your services? Many thanks again James.
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Posted 3 weeks ago
I would recommend John Charcol. I had help from multiple different people and they were all incredible at the job they did. Ezra Le Mon helped me out with getting my mortgage, there were a few bumps in the road but he was more than helpful in getting it resolved quickly and effectively and also got me a better deal overall. I spoke with Mohit Patel who was more than helpful in getting me set up with my insurance and making sure that I was covered in all aspects, he recommended services they work with who have been instrumental in making sure that I have everything ready for my property purchase. And finally, Eniko Kormendi, she has been absolutely vital in keeping me sane during this process, she was incredible and I can't thank her enough for all her help in making sure that I was understanding of everything happening and making sure that the solicitors were keeping me up to date or at least keeping her up to date so that we could have some sort of progress updates. My solicitors themselves weren't the greatest and Eniko was instrumental in making sure that we got this property purchase done on time. Thank you to all the team and I will definitely be using them again in the future for any remortgage/purchase I may have. They've been incredible!
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Posted 3 weeks ago
I would highly recommend John Charcol and my advisor Dipak Shirsat, who was extremely helpful in securing my mortgage. I truly cannot thank him enough. Dipak was very efficient, friendly, and consistently supportive throughout the entire process. I was very pleased with the mortgage deal he obtained for me, as well as the clear and helpful advice he provided along the way. The quality of communication was excellent from start to finish. I was kept regularly updated on my mortgage and was given all the support I needed to find the best mortgage product available. I look forward to working again with John Charcol and Dipak when it’s time to review and update my mortgage.
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Posted 3 weeks ago
Samm was super helpful, friendly and patient with our application. We had so many questions and Samm was so quick to answer and provide that extra level of detail and assurance. Highly recommend John Charcol and Samm in particular, timely communication, warm and friendly calls, trustworthy and so knowledgeable. Excellent all round.
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Posted 3 weeks ago
Samm always helps us find the best deal and always gives us enough information to help us make the right decision.
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Posted 3 weeks ago
Samm is great with finding us new deals on insurance and the likes. always very attentive. Lovely working with her since 2020 now.
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Posted 3 weeks ago
I would highly recommend, our advisor Simon Moss couldn’t have been more helpful and Easy to talk to. As first time buyers we were a little nervous but We were kept up to date and were able to ask any questions we had, it was clear, simple and a stress free experience. Thank you Simon.
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Posted 3 weeks ago
I would highly recommend John Charcol and my advisor Kathryn Nield, who was extremely helpful in finding me my mortgage. I cannot thank her enough. Kathryn frequently kept me updated on the progress of purchasing my house, and gave me all the support I needed in finding the best product. I completed my purchase a year ago, and every month I get a Monthly Home Report from John Charcol informing me if my mortgage is still the best product at that time. I look forward to working with John Charcol and Kathryn when my mortgage needs updating
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Posted 3 weeks ago
Our advisor was extremely helpful, efficient and friendly. We are really happy with the mortgage deal that was obtained, as well as the advice throughout. The quality of communication was also excellent. Thank you!
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Posted 1 month ago
I have been delighted by the service I have received from James Clark with respect to the insurance I was looking for. He provided clear information and I was pleased with his pragmatic approach and not offering cover that was not needed. He was easy to talk to and his explanations of the process were professional and straight forward for me to follow. Have no hesitation in recommending James. Thank you
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Posted 1 month ago
Great staff to deal with and a company that always gets back to you. Refreshing change nowadays so thanks
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Posted 1 month ago
James at John Charcol provided outstanding service in arranging my income protection, life insurance. He was knowledgeable, helpful, and took the time to explain everything clearly. I’d definitely recommend him. Thanks again for all your help.
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Posted 1 month ago
John Charcol were fantastic in our remortgage process... In particular Chantelle Parker and Shaun Boyle were super helpful and really good at getting us a good mortgage product which was perfect for us and our situation and needs. They made the process easy and kept us informed throughout the whole process beginning to end. Would highly recommend.
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Posted 1 month ago
My partner and I approached Edward to help us purchase our first home back in 2025. With his knowledge and expertise, Edward was in regular contact providing us with updates and often checked in to make sure we were okay. Whilst this was a daunting time for us, Edward was supportive and put our minds at ease. No question was a silly question when we were unsure. On behalf of myself and my partner we would 100% recommend Edward. We cannot thank you enough for your help!
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Posted 1 month ago
Fantastic service, highly recommend
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Posted 1 month ago
Randeep Sodhi of John Charcol was recommended to us by family for his professionalism and expertise. We were not disappointed as he worked with us for over four months to secure a mortgage that met our needs. With one of us working in the UK and one out, the number of possible lenders was small but he kept looking. His knowledge and support were at the highest level throughout and kept us on top of the minutiae required by the lender. He was also tenacious in following through with the solicitors. We will happily recommend him to family and friends. Nigel W.
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Posted 1 month ago
John Charcol is rated 4.9 based on 3,097 reviews