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John Charcol Reviews

4.9 Rating 2,965 Reviews
99 %
of reviewers recommend John Charcol
4.9
Based on 2,965 reviews
Customer Service
Communication Channels
Email, Telephone, Live Chat
Queries Resolved In
Under An Hour
Customer Service
5 out of 5
Read John Charcol Reviews

About John Charcol:

John Charcol is an award-winning team of independent mortgage experts who provide friendly and professional advice both over the phone and in person. We help thousands of people each year and have become one of the top mortgage brokers in the UK.

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Anonymous
Anonymous  // 01/01/2019
Thankyou to all the team. Specially Nicholas for the help/ advice very friendly, good customer service. Mortgage broker Chris was also very helpfull & good customer service.
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Posted 1 month ago
Daniel was really good at explaining the different insurance options to me and taking me through the application process!
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Posted 1 month ago
Shak, our advisor, was truly brilliant. This was less than straightforward, as we had an EWS1 challenge (Google it...), and problems with solicitors merging practices and losing information, and a good few other minor things that cropped up. Shak was the steadying hand throughout, stepping in wherever she was needed, and took control of whatever situation came up. I have already passed her details to my friends and family.
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Posted 1 month ago
We can’t thank Shak at John Charcol enough for her incredible support throughout our house-buying journey. As first-time buyers with a few unusual circumstances, we had plenty of questions (and quite a few changes along the way!), but Shak handled everything with the patience of a saint. She went above and beyond to make sure we understood every step, kept us informed, and found solutions that really worked for us. Her professionalism, empathy, and calm guidance made what could have been a stressful process feel so much more manageable. We honestly couldn’t have done it without her and would wholeheartedly recommend Shak and John Charcol to anyone looking for a mortgage advisor who truly cares.
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Posted 1 month ago
We had a wonderful experience dealing with Shak Bhairon throughout our application. She kept us informed at every turn and found alternative options for us immediately when presented with a few hiccups. Thank you Shak and the team at John Charcol
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Posted 1 month ago
Just had a wonderful experience with Holly Grant - a true professional! Nothing was ever too much trouble. Always available at the end of the phone or an email and spent a great deal of time explaining all of our options to us really clearly. I would highly recommend Holly to anyone needing advice about any sort of policy. A real class act 💫
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Posted 1 month ago
it has been a grate experance Shak Bhairon she is very professional, and helpful, and friendly always there to take call or reply to email , loking forward for next mortgage application with her
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Posted 1 month ago
Striaghtforward and great experience with Michael who helped us with a recent mortgage renewal. Highly recommend and will definitely be in touch again for any future needs.
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Posted 1 month ago
I wouldn't recommend... I spoke to them as I had been approved for a 90% LTV mortgage but it was a very high rate due to some adverse credit and a commercial property next to the purchase. John Charcol were supposed to be experts in this type of mortgage so tried them. Firstly their fees were way higher than quoted elsewhere I spoke with a Ryan and he took all my details. He came back to tell me the best he could achieve is a 75% LTV which I know is wrong as I have been accepted for 90% elsewhere and 85% with a high street bank. So in short I don't rate his expertise highly especially given the high price point. Avoid!
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Posted 1 month ago
Hi Richard, We’re sorry to hear that your experience with us did not meet your expectations. We always aim to provide expert advice and competitive solutions for our clients, so it’s disappointing to learn that we fell short on this occasion. We take feedback like this very seriously and would welcome the chance to understand more about your case, including the details around loan-to-value options and our fees. If you could contact our Complaints Officer at complaints@johncharcol.co.uk or call us directly, we will investigate promptly and keep you updated throughout the process. – Robyn @ John Charcol
Posted 1 month ago
Thank you very much for all your assistance with our mortgage. Our mortgage broker, Michael, is amazing he always makes the process smooth and stress-free.
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Posted 1 month ago
I recently purchased a house with the help of a mortgage advisor from John Charcol and I then wanted to have life insurance set up. Thomas from John Charcol was absolutely amazing. He was super friendly and made the whole process so easy. He was very clear and explained everything and was always there to make the proceed easy and answer any questions I had. He is an asset to John Charcol and would definitely recommend his help and service to everyone.
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Posted 1 month ago
After successfully buying my house with the help of John Charcoal I wanted to set up life insurance and Thomas was amazing. He was very clear and friendly and talked me through the whole process. He made the process super easy and was always on hand to help. Would definitely recommend John Charcol and Thomas is a asset to them.
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Posted 1 month ago
They were very professional and thorough in answering all of the questions I had and explaining the norms of the industry and found me the best policies to suit my needs and concerns.
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Posted 1 month ago
The service received was very professional but personal and I felt that Steve explored all possible options for me to remortgage/buy my house. Processes and options were explained in detail, and we explored multiple outcomes together. He guided me througout the process of remortgaging professionally but with a drive to really help me achieve my goal. With Steve I always had a person that I could call up for any queries, and his efforts were always above and beyond what I've expected. Thank you so much.
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Posted 1 month ago
I am ecstatic with the professional assistance I got from the broker. I would recommend anyone. My mortgage went smoothly and didn't take time. I am thrilled. Amazing lady
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Posted 1 month ago
Good work attitude, patient explanation, 100% satisfaction
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Posted 1 month ago
I would highly recommend John Charcol and Jenna who helped me with my mortgage. She has assisted me twice in obtaining a mortgage, and both times she quickly found a suitable provider with a very favourable and easy-to-understand mortgage offer. My circumstances are specific, requiring a particular type of mortgage, and Jenna made the entire process effortless, from initial paperwork to completion. Both mortgages, two years ago and today, were seamless and well worth the nominal fee to avoid the stress of searching the market myself. I highly recommend John Charcol and Jenna, who was a pleasure to work with.
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Posted 1 month ago
Used John Charcol for both our mortgage and life cover. Both were very easy and the advisors are very knowledgable and personable. David Rounsfell has been great at sourcing good mortgage options for us and advising us as to the best route for us into an unknown area as we were first time buyers. He made us feel at ease in a stressful time of buying a property for the first time. Holly Grant dealt with our life policies and her approach and knowledge of the area was exceptional. We had long calls with holly in evenings to work our our schedule and we never felt rushed, holly made us feel totally relaxed and allowed us to make an informed and confident decision. We would recommend John Charcol and specifically David & Holly to anybody looking for mortgage or life policy advice.
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Posted 1 month ago
I had used John Charcol for taking out my initial mortgage and they were my first port of call for remortgaging. The experience was seamless and easy, with a clear check of all available options, with an explanation of the pros and cons of changing lender. Extremely grateful to Shaahid, Zerena and the team.
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Posted 1 month ago
Used them for both my mortgage and life insurance, everyone has been outstanding, I have had millions of questions and there patience is amazing, so thank you very much Leanne, Zerena and Holly.
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Posted 1 month ago
John Charcol is rated 4.9 based on 2,965 reviews