Evolution Funding Ltd T/A My Car Credit Reviews

Name: Evolution Funding Ltd T/A My Car Credit
Address: Evolution House, Smeckley Wood Close, Chesterfield, Evolution House, Smeckley Wood Close, Chesterfield, Chesterfield
Rating: 4.83

4.8 Rating 5,627 Reviews

96 %

of reviewers recommend Evolution Funding Ltd T/A My Car Credit

Company Reviews

Metrics

Info

4.8

Based on 5,627 reviews

Shipping & Delivery
Delivery Methods	Own Driver
On-time Delivery	100%
Customer Service
Communication Channels	Email, Telephone, Live Chat
Queries Resolved In	Under An Hour

About Evolution Funding Ltd T/A My Car Credit:

Rates from 9.9% APR. Representative APR 10.9%. Evolution Funding Ltd T/A My Car Credit.

We’re part of the UK’s largest motor finance broker, Evolution Funding, and we’ve been helping customers to buy cars on finance for nearly 20 years, on HP, PCP or personal loan.

At My Car Credit, applying for your car loan is quick and easy. Fill out our online application form in just a few short minutes and you’ll receive an instant, online decision on car finance - anytime of day!

We welcome all types of credit profile, you can buy your car from any dealer, and there is no deposit or fees. Our unique underwriting policy places you, the customer, first.

We’ll assess our broad panel of lenders to get you the right finance rate for your circumstances, without impacting on your credit profile*. We’ll then hold your hand throughout the process to ensure that you have a hassle-free experience of buying your dream car on finance.

We've been named 'Best Direct Consumer Proposition' at the Car Finance Awards and awarded 'Best Broker' for 9 consecutive years!

* Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Visit Website

Phone:

01246 458810

Email:

marketing@mycarcredit.co.uk

Location:

Evolution House, Smeckley Wood Close, Chesterfield,
Evolution House, Smeckley Wood Close, Chesterfield
Chesterfield
S41 9PZ

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Evolution Funding Ltd T/A My Car Credit 5 star review on 19th August 2026

133

Anonymous

Anonymous // 01/01/2019

Filter: Rated 5 None 5 Stars 4 Stars 3 Stars 2 Stars 1 Stars Helpful

“Massive thanks to Katie. She was so helpful and made the process so easy!”

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Posted 6 months ago

“I cannot thank Evolution Funding Ltd and especially Chris Rydiard enough for the incredible support provided during a very complex vehicle dispute. After being sold a faulty vehicle by a dealership and experiencing significant administrative delays that put my credit file at risk, Chris stepped in as a true advocate. While the dealership failed to meet statutory deadlines and neglected basic paperwork, Chris was proactive, transparent, and relentless in pushing the finance company to resolve the matter. His expertise in navigating the Consumer Rights Act and his ability to communicate effectively with the lenders meant that a situation that felt hopeless was eventually resolved in my favor. Thanks to his hard work, my previous finance was cleared, and I was able to secure a new agreement despite the hurdles the dealership placed in my way. If you want a broker who does more than just "sell" a deal—someone who actually has your back when things go wrong—I cannot recommend Chris highly enough. Professional, empathetic, and highly effective.”

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Posted 6 months ago

“Haddy has been very helpful as well as Molly in helping us get our new car. They helped make a stressful process, as it was my first, more manageable....I would recommend 100% They accepted me when everyone else rejected....they gave me a chance.”

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Posted 6 months ago

“Tbh , Josh , who I mostly dealt with was friendly , relaxing and very professional, 10/10 , I was very impressed !”

Evolution Funding Ltd T/A My Car Credit 5 star review on 14th February 2026

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Posted 6 months ago

“Great company to deal with great customer service they sorted all the paperwork for me I would recommend them.”

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Posted 6 months ago

“A straightforward process to aquire finance for a new vehicle. Helpful staff who are available to speak to, and answer my questions. Documentation for terms and conditions was to the point and easy to understand. I was kept upto date through messages as the process progressed. Finance quickly secured and received by the company I am collecting my vehicle from”

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Posted 6 months ago

“They only allow 5 stars but this company deserve way way more. Their friendly extremely helpful staff and positive attitude are what clearly sets this company apart from others. They have now arranged my new car finance in under 24 hours over a weekend. Nothing has been a problem and even secured me a fantastic Apr rate compared to what I'd been offered elsewhere. 10/10 to everyone at My Car Credit. Couldn't be happier”

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Posted 6 months ago

“Professional efficient and easy to navigate. This is what you should expect from a lending company and that is what I got. Made easy by clear and concise instructions Would definitely recommend 100 per cent”

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Posted 6 months ago

Author didn't leave any comments.

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Posted 6 months ago

“Very pleased with the service. Easy process, great communication”

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Posted 6 months ago

“We had a fantastic experience with my car credit. Tara was my advisor and seemed on top of everything throughout the process. She called with updates and I couldn't fault her work. She was attentive, professional and a pleasure to deal with.”

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Posted 6 months ago

“Great service from start to finish. Easy application, quick to respond and arranged finance for my car within a few days. It was the first time I had applied for car finance and was a very good experience, would highly recommend!”

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Posted 6 months ago

“I am highly satisfied with the service. They addressed all of my concerns and, above all, their response time was excellent”

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Posted 6 months ago

“Exellent service quality +++”

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Posted 6 months ago

“I recently used my car credit to take out hp finance on a van and the process was seamless. Everyone was very helpfull however i mainly worked with Chris Rydiard who was extremely helpful and very clear throughout the whole process. For someone who has never taken out finance chris made it easy to understand and made the whole process quick and easy.”

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Posted 6 months ago

“I had been turned down at every garage/finance company I went to over the course of a week. I don’t know how, but My Car Credit managed to secure me finance on the car of my choice. Admittedly the interest rates are high but I’ve had a few issues in the past. I would highly recommend the guys at MCC as nothing was too much trouble and a very seamless process.”

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Posted 6 months ago

“Excellent service from several staff members but particularly Josh, who helped me arrange the exact finance I needed”

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Posted 6 months ago

“Well pleased with the professional way they dealt with the whole process. Couldn't find any reason to complain, staff and procedures were second to none.”

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Posted 7 months ago

“I went the whole process with Tara. She was absolutely amazing from start to finish and I would highly recommend using MyCarCredit.”

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Posted 7 months ago

“Excellent customer service/support from Evolution/My car credit team! Very professional. Just wanted to say Brianna was very amazing in helping me secure the best car. The whole team were excellent, made the process very stress free and straightforward. They were clear, polite, supportive and helpful throughout. The entire arrangement was made seamless making me very happy as I felt genuinely looked after. Thank you My Car Credit and special thanks to Brianna🙏”

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Posted 7 months ago

Evolution Funding Ltd T/A My Car Credit is rated 4.8 based on 5,627 reviews