Evolution Funding Ltd T/A My Car Credit Reviews

Name: Evolution Funding Ltd T/A My Car Credit
Address: Evolution House, Smeckley Wood Close, Chesterfield, Evolution House, Smeckley Wood Close, Chesterfield, Chesterfield
Rating: 4.83

4.8 Rating 5,654 Reviews

96 %

of reviewers recommend Evolution Funding Ltd T/A My Car Credit

Company Reviews

Metrics

Info

4.8

Based on 5,654 reviews

Shipping & Delivery
Delivery Methods	Own Driver
On-time Delivery	100%
Customer Service
Communication Channels	Telephone, Live Chat, Email
Queries Resolved In	Under An Hour

About Evolution Funding Ltd T/A My Car Credit:

Rates from 9.9% APR. Representative APR 10.9%. Evolution Funding Ltd T/A My Car Credit.

We’re part of the UK’s largest motor finance broker, Evolution Funding, and we’ve been helping customers to buy cars on finance for nearly 20 years, on HP, PCP or personal loan.

At My Car Credit, applying for your car loan is quick and easy. Fill out our online application form in just a few short minutes and you’ll receive an instant, online decision on car finance - anytime of day!

We welcome all types of credit profile, you can buy your car from any dealer, and there is no deposit or fees. Our unique underwriting policy places you, the customer, first.

We’ll assess our broad panel of lenders to get you the right finance rate for your circumstances, without impacting on your credit profile*. We’ll then hold your hand throughout the process to ensure that you have a hassle-free experience of buying your dream car on finance.

We've been named 'Best Direct Consumer Proposition' at the Car Finance Awards and awarded 'Best Broker' for 9 consecutive years!

* Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Visit Website

Phone:

01246 458810

Email:

marketing@mycarcredit.co.uk

Location:

Evolution House, Smeckley Wood Close, Chesterfield,
Evolution House, Smeckley Wood Close, Chesterfield
Chesterfield
S41 9PZ

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Evolution Funding Ltd T/A My Car Credit 5 star review on 29th September 2026

134

Anonymous

Anonymous // 01/01/2019

Filter: Rated 5 None 5 Stars 4 Stars 3 Stars 2 Stars 1 Stars Helpful

“My car credit is the best car finance i have ever used. They were able to get me my dream car in 2 days of applying with them. Very fast and efficient. I highly recommend working with them.”

Evolution Funding Ltd T/A My Car Credit 5 star review on 22nd November 2025

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Posted 10 months ago

“Nice staff, kind and helpful, answered all my questions and communicated with me every step.”

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Posted 10 months ago

“Fast turnaround from initial enquiry to picking up my car, will use again and thanks Connor.”

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Posted 10 months ago

“Really quick and easy process. They beat all the finance providers with a great interest rate.”

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Posted 10 months ago

“Thank you Hadi for a first class service. You took all the stress out of changing vehicle. I would have no hesitation recommending Evolution Vehicle Funding t/a My Car Credit to my family and friends”

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Posted 10 months ago

“Very Professional and always looking out for the customers interest by providing warranty for the car and looking out for best deal for the customer”

Evolution Funding Ltd T/A My Car Credit 5 star review on 16th November 2025

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Posted 10 months ago

“I needed car finance so tried the AA Jack Mosley Was fantastic, great communication kept me updated and i would highly recommend any needed a loan for a car .”

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Posted 10 months ago

“Craig herring was brilliant! I had an absolute nightmare with the car dealerships. Craig went above and beyond and kept us in the loop the whole time. Cant thank or recommend craig enough. Thankyou so much for helping us get into our new car :)”

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Posted 10 months ago

“Very very helpful and always available to pick your call and get your problem sorted”

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Posted 10 months ago

“Staff very helpful.”

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Posted 10 months ago

“Really pleased, great service, no hassle and the assistants were great too.”

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Posted 10 months ago

“I found the whole experience very easy I spoke to a few different poeple they were all v helpful I definitely recommend Evoloution.”

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Posted 10 months ago

“Excellent customer service. Perfect place to get a car.”

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Posted 10 months ago

“Excellent, reliable and dependable”

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Posted 10 months ago

“I recently used My Car Credit to secure financing, and I couldn't be happier with the service. The entire process of getting into my new van was incredibly easy and stress-free.”

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Posted 10 months ago

“Really happy I went with this car finance company! The APR was amazing, way better than I expected, and the team were super supportive the whole way through. They made everything easy and stress-free. I’d definitely recommend them to anyone looking for a great deal and friendly service!”

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Posted 10 months ago

“Hadi was extremely helpful with all questions and enquires thank you for your help in getting us our dream car”

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Posted 10 months ago

“My experience with my car credit was 10/10 Hadi was so kind and went out his way to provide a list of which cars I’d like tailoring them to my wants. My experience was amazing and he’s so friendly and answers the phone in such great manner.”

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Posted 11 months ago

“Couldn't be simpler , i got quoted an amount found a car, filled in all the details and was accepted within a few hours , picked up my new car 2 days later .”

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Posted 11 months ago

“Good service”

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Posted 11 months ago

Evolution Funding Ltd T/A My Car Credit is rated 4.8 based on 5,654 reviews