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Private Finance Ltd?
Our contacts at Private Finance went out of their way to ensure we were understanding and felt up to date at all times in the process. This was much appreciated.
Over a number of years Ryan Garbett at Private Finance Ltd has dealt with the mortgage arrangements on my primary residence. Throughout I have found him to be highly professional and competent and is easily available to respond to issues quickly and effectively. He takes time to develop a relationship so that he can best understand your particular needs and is able to offer tailored advice and guidance. I have been happy to recommend him to friends and colleagues.
Private Finance were able to find a mortgage for me when other companies had said they could but failed to deliver.
Firstly, the initial discussions with Kana and the effort he made to fully understand my financial situation was superb. Extremely professional from start to finish. Keeping me up to date every step of the remortgaging process was a really nice touch from both Kanna and George.
Very professional, gave excellent balanced advice promptly to try and get me the mortgage that would be best for me, not for them. Great service from Michael and the team!
I cannot recommend Private Finance LTD enough for helping us to arrange our mortgage and purchase the house of our dreams.
Being Self Employed we were finding it very difficult to find a lender to match our requirements. From the very first contact Private Finance were professional and worked very fast to find a lender and to get the whole process moving very quickly.
If your looking for a mortgage then just get in touch with Private Finance they really are the best.
It was a very challenging loan process for us, and my broker, Simon, and his assistant, Conor, were absolutely amazing throughout the entire journey. In addition, we conducted the application process almost entirely from overseas, which only created more complications. I can only say, should we need financial assistance in the future, I would not hesitate to return as a client and I would ask to work with Simon without question. Kudos to Simon and Conor...very well done!
As always very professional and helpful.
Private Finance stepped in to help resolve a very difficult and stressful position. A couple of conversations with the team and with the minimum of admin overhead, the mortgage situation was resolved. The contrast with the other mortgage provider (10 weeks of administrative torture) is vast. Thanks for the help.
From the first time I contacted Private Finance (as a first time buyer) through to a remortgage and recently a new house purchase, the service has always been impeccable. Prompt, friendly responses and competitive terms means I'll continue to go back in the future - a big thanks to Martin and prior to that Tom.
Ryan and Chloe helped me with my ever changing requirements regarding my mortgage and difficult house situation. Never once making it a chore to help me. I feel they are a personal lovely team to work with. I can't recommend them highly enough.
The people at PF are all extremely nice and pleasant individuals and therefore it pains me to say, overall it has been a disappointing experience when remortgaging through Private Finance (original mortgages taken out via Private Finance). As a fee charging broker I expect attention to detail and a service that means I do not have to get involved in the nitty gritty. Firstly, the remortgage amount on our main residential property was miscalculated by PF resulting in a shortfall on remortgaging. This was dealt with by PF increasing the mortgage on a concurrent remortgage of a BTL to release additional funds but in the mean time I had to cover the shortfall £5,500 in additional personal borrowings on the understanding that the BTL remortgage when it went through would release the excess of roughly £5k back to me. I have just come off the phone with the conveyancer for the BTL and it appears PF failed to factor in the lending fees that were to be added to the BTL mortgage which means that only £2,000 is now being released to me.
Adding into the mix the fact that the BTL lender initially used a conveyancing firm that delayed matters by at least a month and a half before having to be taken off the account the whole process has been less than satisfactory (this is not PFs fault but I felt the knowledge PF clearly had about the lender and their preferred conveyancers could have been shared with me at the start as it may have impacted my decision).
I appreciate that PF as brokers have obtained the deals I requested them to source but as a customer engaging a fee paying broker, my expectation for that fee is attention to detail, taking away administration away from me and sharing of insight and knowledge of lenders that are not in the public domain. Otherwise I might as well simply invest the additional time myself by using market comparators and/or fee free brokers. At no point has anyone from PF apologised for the error(s) or seen fit to evaluate whether the quality of service provided is reflective of the total fee that PF will have charged me for the two deals.
Both Shaun and Sarah were incredibly helpful and supportive throughout my re mortgage application process.
It didn't go as smoothly as I would have hoped due to the lawyers the bank appointed but Sarah chased on a regular basis and made the process as pain free as possible.
I would not hesitate in recommending their services.
Simon Checkley has assisted me on my mortgage and loan requirements for a number of years now and he always delivers the best value, lowest interest and repayments and exceptional service. This time when there was a tough deadline and the pressure was on - he was ably assisted by Chloe Leavesley who was relentless in following up Scottish Widows and Optima legal keeping me posted at every stage and making the impossible possible. Great team - really appreciate the support with terrific service. If I was a prospective client I would be seeking these two out!
Another excellent service from Private Finance thank you Tim and Maniksha, superb, 5 stars, we will be using you again most definitely. Rob Swiney
A great service, thank you guys.
I felt confident that I was being given sound advice.
Fantastic! I would recommend Simon and Conor time and time again. It was an absolute pleasure to get a mortgage through them, Simon is incredibly knowledgeable, helpful and thorough, the process went through without a glitch and within days I had my answer as well as a huge smile on my face! Thank you so much and I will be back when the time comes, I have also recommended you to my friends!
We had a very long transaction due to new construction, and George and his team could not have been more accomodating given we were overseas. I would highly recommend them for ex pat mortgages. No one else in UK could seem to handle this!
They handled our mortgage apllication with the mimnimum of hassle, sourced an excellent product and even sorted out our house insurance for free..