KIS Bridging Loans Reviews

4.95 Rating 145 Reviews
99 %
of reviewers recommend KIS Bridging Loans
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Anonymous  // 01/01/2019
We were very disappointed that the eventual rate of interest offered was significantly higher than originally indicated as likely. It moved from acceptable to extortionate, but the offer came so late that we had no alternative but to accept in order to complete the transaction without further penalty orcost
Helpful Report
We are very sorry that you are disappointed with your bridging loan facility. Indeed we did originally quote you a monthly interest rate of 0.59% per month and the rate you eventually received was 0.74%. However if you remember the initial quote was based on using a certain property as security, but this was changed to a different property that had a lower value. The 0.59% plan is available up to 50% loan to value and changing properties meant that the loan to value increased significantly. This meant the monthly rate of interest increased by 0.15% to 0.74%. All other costs remained the same as the original quote we provided. In addition you mention that the offer came late, when we actually provided you with the best possible deal available on the market (based on your circumstances and loan to value), within 15 days of you making your application! It was 11 working days from making your application to funds being released, and probably would have been quicker if we had stuck with the original property offered as security. Again, we are sorry that you are disappointed, but we did our best.
KIS Bridging Loans is rated 4.95 based on 145 reviews