“I filled in all the forms stating on each one that the cover was to start on Nov 1st. I received emails virtually every day offering me different prices all on that start date. I took what I thought was a decent price. This rose by the time to pay from £675 with a £400 excess to £701 with a £600 excess. Grudgingly I paid this only to discover that the policy would start on the 20th Nov. When I phoned to complain some 10 minutes later to change the date I was give an option of paying an extra £167 for the cover to start on the 1st or cancelling with a £40 charge. Total misleading rip off.”