“Taken out a policy to start 8 days later. Read all the terms and conditions before taking out the policy as I wanted drive other cars on the policy which was quite clear if it said I wasn’t covered it would be part of the cover. After paying and receiving my insurance documents I was in fact NOT insured to drive other cars and the company then wanted £50 to cancel a policy that hadn’t yet started. I have had to keep the policy for these reasons but will be looking at other options next year”