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Legal & General Reviews

1.7 Rating 566 Reviews

17 %

of reviewers recommend Legal & General

Company Reviews

1.7

Based on 566 reviews


Customer Service
Communication Channels	Email, Telephone
Queries Resolved In	Over A Week

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Legal & General 1 star review on 30th May 2022

Legal & General 1 star review on 30th May 2022

Legal & General 1 star review on 30th May 2022

Legal & General 1 star review on 30th May 2022

Legal & General 1 star review on 30th May 2022

Legal & General 1 star review on 13th April 2022

Legal & General 1 star review on 13th April 2022

5

Anonymous

Anonymous // 01/01/2019

Sort by: Most Recent Most Recent Highest Rated Filter: None None 5 Stars 4 Stars 3 Stars 2 Stars 1 Stars Helpful

“PLEASE stay away from legal and general. That's the best piece of advice anyone reading this will get today. I've been trying to access my pension for 6 weeks so far, and I'm no closer to seeing it. I have genuinely given up on ever seeing a penny of my own money. It's not worth it folks, stay away. They tried to shut me up by offering £25. So they can give me their money, but not my own. Complete bunch of cowboys. If only I could give no stars.”

Posted 8 months ago

“Luke Farrington was brilliant and very patient with discussing my requirements! Would highly recommend.”

Posted 9 months ago

“My name is lenny woodard and.i am an ex professional rugby player who has been diagnosed at 45 with early onset of dementia and probable chronic traumatic encephalopathy. (Watch will smiths film "concussion" to get an understanding. I thought I'd look at one star reviews with legal and general and noted people waiting for 3 months being a common theme. Mine is now 14 months, It feels like they are looking for any and every excuse not to pay out. Every time they ask for another bit of information from my medical records which I've freely given I have to go to the back of the queue . Feels like they have already made their decision and just looking for evidence to prove it. The claims handler told me months ago he doubts it will pay out because it's not severe enough yet ! They are probably hoping when it is I forget I've got this cover or it will come to the end of the term. I am one of 400 ex rugby players and many of us had critical illness cover and have been paid out, we have had extensive media coverage due to the age of us and if being alleged we have got these conditions as a result of playing rugby. I've spoken with BBC who want to highlight the battles we are having awauly from the pitch and courts- ive asked BBC to keep off the record but this is so frustrating it appears to be the best way of letting others know this cover isn't worth the paper it's written on .”

Posted 9 months ago

“Genuinely awful experience dealing with my Dad's life insurance with L&G, he was sadly diagnosed with a brain tumour that has drastically effected his life meaning he can no longer speak, walk or much else. My Dad originally contacted L&G on November the 24th of 2022 to get this resolved and almost 7 months later this is still not resolved. The last communication we received was on the 28th of March 2023, over 3 months ago now, raised a complaint on the 14th of June, CC'ing several different L&G emails and departments due to being ignored on each communication attempt, and have still NOT heard back. We received a 'We will get back to you in 7 days' email and almost 11 days later we have still NOT heard back. Please for the love of god respond to my mother's query so this can be sorted quickly, I am happy to remove this review if it is resolved quickly: Ref:1777027. I write this as a son who is about to lose his Dad at a very young age and your company has made this entire process stressful and in my opinion been incredibly insensitive throughout.”

Posted 9 months ago

“I went to renew my life insurance to cover the rest of the term of our mortgage because I had a enlarged heart and it went out of rhythm 4 years ago now and I'm on medication and haven't had a problem since I still got refused, in the past 10 years this company was happy to take my money some £11,000 yet now they don't want to know yet they are still happy to take my wife's money I don't think so so I've taken my business elsewhere a company that ask the same questions but also asked if it was under control to which the answer was yes please be aware this company might be one of the biggest but if you've got a medical problem they don't want to know all they want is your money I will never deal with this company again.”

Posted 10 months ago

“Took out a critical illness policy in 2017. In September 2022 I started dialysis due to Kidney disease. The £40,000 would have enabled me to have some time off work to get my health back on track. I got told they wouldn’t be paying out because I was a very occasional smoker from 2013-2015 when I met my wife to be this stopped promptly. I’m currently sat in a hospital bed with extremely high blood pressure and blood infections. I’ve been working too hard lately as will have to have time off when I eventually receive a donor kidney. I believe this current illness has been caused by legal and general and unfortunately for them this will be taken as far as need be to get a result. They have truly ruined things for myself, my wife and my 3 young children. Luckily my wife worked in a solicitors for 20 years so has some dear old friends that are more than willing to help out.”

Posted 11 months ago

“I’ve had a income protection policy in place for years which was done through my employer. I had a terrible episode last year and was eventually hospitalised with critical blood pressure brought on by extreme stress. I was also suffering with anxiety and depression. L & G took almost 5 months to assess my claim and stated that because I went on walks I was fine to return to work! That was the worst time of my life and was seeing 3 counsellors, with dreadful thoughts of hopelessness and contemplated taking my life. I am currently appealing the case and will take it to the ombudsman. My advice, avoid L & G at all costs. They will build their case in order not to pay and have zero empathy. I note the appalling treatment of other customers after love ones have died or diagnosed with terminal illness. A truly shocking company.”

Posted 11 months ago

“I would have given no stars, but that doesn't seem to be an option. I have a pension with L&G, transferred to them by another company. I have been trying to access my money since the 21 Feb. There have been many and varied issues. The initial quotation process was difficult and every time I needed a re-quote it took a minimum of 5 days. After much cycling round quotes, I finally had an agreed quote, and sent in the application on 31 March. Was informed on 6 April that I needed to add in a date and that no payment could be made until I sent in the information. I responded immediately (6 April). Heard nothing, so chased on 21 April. Told that they had the info now and would look at my info next week (28 April). Very unhappy. Was promised a call from a manger, but it might be Monday, as the call was late Friday. Monday came, with no call. Rang the 'Help' line on Monday. Everyone went into a bit of a panic. Will send out a CHAPS payment, hopefully today (24 apr), but late in the day so might be tomorrow. Also a manager is keen to speak to you, but is on another call. If the manager can't speak to you today it will be first thing Tuesday. Heard nothing first thing Tuesday (25 April) and no money in my account. Rang the 'Help' line around 11:30 and after checking was told that the CHAPS payment had failed and they would try again tomorrow (Wed) and the money would be in the account on Friday (clearly not being sent by CHAPS if that's the case). Asked to speak to a manager again and two hours later I still haven't spoken to a manager. Processes are flawed and their attitude toward pension customers, if my experience is anything to go by, is one of complete indifference. If I could move my funds at no cost, I would do it in a heartbeat. St James Place took three weeks to do the same actions from initial discussion to funds in my account.”

Posted 1 year ago

“I have been trying to withdraw money from my ISA account. thinking it was an easy process, all I have is an error message. when I contact the helpline all I have is a recorded message saying that staff is on training until 9.30.. My calls were made at 10;15 and 10.22. I'm getting worried now, I need to get my money ASAP!!! I've read all these reviews on trust Pilot it's worrying. My Life insurance and ISA will be closed with you for sure!! Update; finally had someone who could not help. The agent sent an email to another service to see what they can do for me.. Appalling service!! so I guess I won't be able to withdraw money from my ISA today!!! Please do something about my case ASAP!!!! This is MY MONEY I NEED TO GET IMMEDIATE ACCESS TO IT!”

Posted 1 year ago

“We have a life policy with legal and general, my wife passed away 6 months ago of cancer, and we are still being asked ridiculous, not relevant questions, and to date no payout. Other life policies were paid out within 30 days of her death. Do not use Legal & General as you will be dealing with the most heartless and incompetent company, they have no intentions of paying out and are just liars and cheats.”

Posted 1 year ago

“This company took over my pension from GMAC/ Ally Bank. My payment were all set up by gmac and ready for payout. When the transfer was done i requested my payments start. They then tell me nothing was transfered and it would take 6 weeks to calculate . Loooong story short...months go bye. Lie and lie. Excuse after excuse. They will not email me so they done create a paper trail. Went to AG office. Seems like a ligit company but all i have seen is fraud.”

Posted 1 year ago

“It's the,worst,Business in uk. They,are,not,trustfull. Veryxbad,costumer service.”

Posted 1 year ago

“Legal and General have no interest in people's complaints. Please send your complaints to watchdog”

Posted 1 year ago

“Legal and General tell me my pension has been devalued by 2 thirds, through being transferred in and out of Serps. Back in 1982 , I've shown them prove from a letter from 1999 that proves the pension wasn't devalued through the Serps. Still someone called James Hill from legal and general, tells me over a telephone conversation, that my MP has told him who is involved in trying to get this sorted out, that HMRC as told her Iam not entitled to anything and he was very happy to hear this. I've spoken to HMRC and they have said the pension hasn't been devalued through Serps and they don't get involved with private pensions. I find James Hill attitude very disturbing and it has caused me a lot of stress, what sort of a advertisement is this for legal and General, you can put your money in but get nothing in return?? Mr C kneale”

Posted 1 year ago

“An annuity was ending with a previous provider (Canada Life) and I asked Retirement Line to obtain new quotes for a 10 year annuity. This was back in November /December 22. A quote from Legal and General was offered, which included cover for my wife should I pop off before the plan ended. It was not the best, but the cover and price swung the deal. I agreed the quote and the money was transferred from my previous provider on Dec 12th 2022 to Legal and General. They then sat on it and did nothing. yesterday Retirement line then sent me a new quote from Legal and General. But we had already contractually agreed a deal-hence why the pension pot had been transferred to them, but this time the quote was thousands of pounds less. So they offered a quote, I accepted, the money changed hands into their bank, and then they sat on it and reneged on the original agreed contract and sent a much lower quote. Apart from breaking a contract, if there were none, they would not have got the money, they never contacted me, reneged on the deal and acted unethically and obviously now feel they have me over a barrel because they have my entire pension pot. What an outrageous way to deal with a client after I accepted their quote and sent them my money. Unscrupulous, unethical and un trustworthy. Definitely one to avoid especially at a critical time dealing with your life savings and pension.”

Posted 1 year ago

“very useless i pay them for 1-2 years and they cancel by there self totally disgusting”

Posted 1 year ago

“Started claim on terminal illness policy expecting it to be sorted within a few weeks. It's now 6 months down the line with constant requests for more information from my oncologist. They don't chase up requests for oncology information, that's your job. I have no doubt they will drag this on in the hope I survive more than 12 months. I could write a book on how incompetent these scammers are but I would just be repeating other reviews. Finally, please read these reviews and take note. Do not use L& G as you will be dealing with the most heartless and incompetent company when you need professional and caring people at a stressful time. Good luck.”

Posted 1 year ago

“It has taken seven months for you to come to a conclusion on a health and sickness policy it is totally disgusting the way you have treated us and unexceptable I will never use legal and general again no wonder you have such bad reviews”

Posted 1 year ago

“One star is too much, should be zero. This is the worse experience I ever had in my life and they are making me very very sick, stressed and vomiting. They don't want to pay my little pension pot. They don't want to give me my money!! After weeks the problem looked solved and I have an email with the payment approval. When time for payment arrived nobody looks to know nothing and we started again from the beginning with the same nightmare. Awful, I really have no words. On the phone you have always different people, sometimes rude and not able to read all the emails. I have two contacts, one the trustees, both disappeared. I am going futher asking help to Ombudsman and I will do my best to discourage people to take Legal & General as pension provider because what they are doing to me is not legal at all.”

Posted 1 year ago

“This company is the worst company ever! I have taken out asalaey protection with them. I have been off sick due to severe morning sickness, dehydration as a results of pregnancy . I contacted them and completed all paper work in the first month. It’s now 7months and I haven’t been paid. I pay more thann60£ a month. They are extremely incompetent and unhelpful. They try to ask for information that are just too irrelevant. After they are given the information they come out with one thing or the other. Then the person dealing with your claim is off sick and then your case is left for weeks and weeks unattended. The funny thing is they try and deny they have recieved information even when u know it was sent, I have to challenge them severally before some accepts responsibility. My medical notes were sent 2months to them without anyone realising it was recieved. They then denied and I had to go back and for with them for weeks. Then they came up with something else. I will never recommend this company for any form of insurance. They are a pain, incompetent and very very very unhelpful. It’s now 7months and they still haven’t paid my policy out. I now have to borrow to cover mortgage and even help care for my children. Legal and general are a waste. I am taking them on with the ombudsman, beginning the process tomorrow. For your sanity in difficult time and situations don’t take out any policy with these guys (L&G).”

Posted 1 year ago

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Legal & General is rated 1.7 based on 566 reviews